Sifting through countless of stocks in the Insurance industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in CNA Financial Corporation or Cincinnati Financial Corporation because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how CNA Financial Corporation and Cincinnati Financial Corporation compare based on key financial metrics to determine which better meets your investment needs.

About CNA Financial Corporation and Cincinnati Financial Corporation

CNA Financial Corporation, an insurance holding company, primarily provides commercial property and casualty insurance products in the United States, Canada, the United Kingdom, Continental Europe, and internationally. It operates through Specialty, Commercial, International, and Life & Group segments. The company offers professional liability coverage and risk management services to various professional firms, including architects, real estate agents, and accounting and law firms; directors and officers, errors and omissions, employment practices, fiduciary, and fidelity and cyber coverage to small and mid-size firms, public and privately held firms, and not-for-profit organizations; professional and general liability, as well as associated casualty coverages for healthcare industry; surety and fidelity bonds; and warranty and alternative risks products. It also provides property, marine, boiler, and machinery coverage insurance products; casualty insurance products comprising workers' compensation, general and product liability, commercial auto, umbrella, and excess and surplus coverages; specialized loss-sensitive insurance programs and total risk management services; and a run-off long-term care business. The company was founded in 1853 and is based in Chicago, Illinois. CNA Financial Corporation is a subsidiary of Loews Corporation.

Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers’ compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages comprising miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance; universal life insurance; and worksite and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. The company was founded in 1950 and is headquartered in Fairfield, Ohio.

Latest Insurance and CNA Financial Corporation, Cincinnati Financial Corporation Stock News

As of September 2, 2026, CNA Financial Corporation had a $13.1 billion market capitalization, compared to the Insurance median of $7.3 million. CNA Financial Corporation’s stock is up 2.4% in 2026, down 0.1% in the previous five trading days and down 0.86% in the past year.

Currently, CNA Financial Corporation’s price-earnings ratio is 10.7. CNA Financial Corporation’s trailing 12-month revenue is $15.2 billion with a 8.2% net profit margin. Year-over-year quarterly sales growth most recently was 3.0%. Analysts expect adjusted earnings to reach $4.300 per share for the current fiscal year. CNA Financial Corporation currently has a 8.1% dividend yield.

As of September 2, 2026, Cincinnati Financial Corporation had a $26.4 billion market cap, putting it in the 88th percentile of all stocks. Cincinnati Financial Corporation’s stock is up 6.8% in 2026, up 1.1% in the previous five trading days and up 12.25% in the past year.

Currently, Cincinnati Financial Corporation’s price-earnings ratio is 8.1. Cincinnati Financial Corporation’s trailing 12-month revenue is $14.0 billion with a 23.8% net profit margin. Year-over-year quarterly sales growth most recently was 31.6%. Analysts expect adjusted earnings to reach $8.441 per share for the current fiscal year. Cincinnati Financial Corporation currently has a 2.2% dividend yield.

How We Compare CNA Financial Corporation and Cincinnati Financial Corporation Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at CNA Financial Corporation and Cincinnati Financial Corporation’s stock grades to see how they measure up against one another.

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CNA Financial Corporation and Cincinnati Financial Corporation Stock Value Grades

Company	Ticker	Value
CNA Financial Corporation	CNA	A
Cincinnati Financial Corporation	CINF	A

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.

Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.

Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.

CNA Financial Corporation has a Value Score of 94, which is Deep Value. Cincinnati Financial Corporation has a Value Score of 89, which is Deep Value.

The Value Stock Winner: It’s a Tie!

Looking at the Value Grade breakdown above, both CNA Financial Corporation and Cincinnati Financial Corporation have a Value Grade of A. For investors who focus solely on a company’s valuation, you will need to conduct further research into both of these companies’ other metrics to see if they could be good additions to your portfolio. It’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

CNA Financial Corporation and Cincinnati Financial Corporation Growth Grades

Company	Ticker	Growth
CNA Financial Corporation	CNA	A
Cincinnati Financial Corporation	CINF	A

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

CNA Financial Corporation has a Growth Score of 95, which is Very Strong. Cincinnati Financial Corporation has a Growth Score of 82, which is Very Strong.

The Growth Grade Winner: It’s a Tie!

Looking at the Growth Grade breakdown above, both CNA Financial Corporation and Cincinnati Financial Corporation have a grade of A. For investors who focus solely on a company’s upward growth, further research should be conducted into both companies’ other financial metrics before deciding whether to invest.

CNA Financial Corporation and Cincinnati Financial Corporation’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
CNA Financial Corporation	CNA	B
Cincinnati Financial Corporation	CINF	D

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

CNA Financial Corporation has a Earnings Estimate Score of 76, which is Positive. Cincinnati Financial Corporation has a Earnings Estimate Score of 25, which is Negative.

The Earnings Estimate Revisions Grade Winner: CNA Financial Corporation

As you can clearly see from the Earnings Estimate Revisions Grade breakdown above, CNA Financial Corporation has a better Earnings Estimate Revisions Grade than Cincinnati Financial Corporation. For those who are specifically looking for companies with better short-term prospects when compared to other companies in the same industry, CNA Financial Corporation could be a good stock to invest in. However, it’s important to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Other CNA Financial Corporation and Cincinnati Financial Corporation Grades

In addition to Growth, Estimate Revisions and Value, A+ Investor also provides grades for Momentum and Quality.

Momentum grades help uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming.

AAII’s A+ Investor Quality Grade comes from the ranking of key metrics. Specifically, the quality grade is the percentile rank of the composite of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether CNA Financial Corporation and Cincinnati Financial Corporation pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, CNA Financial Corporation or Cincinnati Financial Corporation Stock?

Overall, CNA Financial Corporation stock has a Value Score of 94, Growth Score of 95 and Estimate Revisions Score of 76.

Cincinnati Financial Corporation stock has a Value Score of 89, Growth Score of 82 and Estimate Revisions Score of 25.

Comparing CNA Financial Corporation and Cincinnati Financial Corporation’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.