Stock Evaluator: Cincinnati Financial Corporation (CINF)

Cincinnati Financial Corporation CINF

$177.68 2.95 1.69%
July 31, 2026 4:00:00 PM EST November 10, 2021 Volume: 944,399
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Insurance

A+ Stock Grade Summary:

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COMPANY SUMMARY
Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers’ compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages comprising miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance; universal life insurance; and worksite and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. The company was founded in 1950 and is headquartered in Fairfield, Ohio.

Commentary & Analysis


Financial Summary

Share Statistics CINF Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $27,270.0 $7,055.8 89%
Shares Out (Mil) 155.7 66.0 72%
Institutional Ownership 97.6% 81.8% 75%
Float (Mil) 150.6 67.4 69%
Beta 0.55 0.52 31%
Avg Daily Volume (000s) 879 186 68%
Price Change
(52-week)
18.8% 90.4% 61%
Growth CINF Industry
Median
Percentile
(All Stocks)
Sales (5yr) 10.9% 5.6% 62%
Net Income (5yr) 14.5% 14.5% 62%
EPS (5yr) 15.2% 15.6% 57
Dividends (5yr) 7.7% 3.8% 96%
Cash Flow (5yr) 28.2% (14.5%) 85%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 6 8 8
Current EPS $1.904 $8.585 $9.100
Month Ago EPS $1.888 $8.767 $9.183
# Rev Up 1 1 1
# Rev Down 2 0 0
Three Months Ago EPS $1.888 $8.755 $9.164
Year/Year Chg (76.3%) (43.4%) (39.9%)
Financials CINF Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $13,954 $5,065 88%
Net Income (TTM) (Mil) $3,327 $534 95%
EPS (TTM) $21.430 $2.500 98%
Operating Cash Flow (TTM) (Mil) $3,417 $499 92%
Net Cash Flow (TTM) (Mil) $755 $3 93%
Long-Term Debt (Q1) (Mil) $859 $844 65%
Enterprise Value (Q1) (Mil) $26,956 $7,585 87%
Valuation CINF Industry
Median
Percentile
(All Stocks)
P/B 1.63 1.77 43%
P/E 8.4 12.9 11%
Dividend Yield 2.1% 0.9% 77%
PEG (5yr hist) 0.6 0.5 26%
Ratios CINF Industry
Median
Percentile
(All Stocks)
Gross Margin 31.1% 33.4% 37%
Net Margin 23.8% 9.9% 83%
ROA 8.1% 2.7% 83%
ROE 21.5% 14.8% 81%
Liabilities to Assets 61.4% 76.7% 55%
F-Score 9 6 99%

Cincinnati Financial Corporation did not pass any screens on 7/31/2026.

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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