Avoid the stress of overpaying for a stock or missing an opportunity by using the right tools and insights to evaluate Old Point Financial Corporation before investing.

In this article, we go over a few key elements for understanding Old Point Financial Corporation’s stock price such as:

• Old Point Financial Corporation’s current stock price and volume
• Why Old Point Financial Corporation’s stock price changed recently
• Upgrades and downgrades for OPOF from analysts
• OPOF’s stock price momentum as measured by its relative strength

About Old Point Financial Corporation (OPOF)

Before we jump into Old Point Financial Corporation’s stock price, history, target price and what caused it to recently rise, let’s take a look at some background.

Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. It offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. The company also provides real estate construction, commercial, and mortgage loans, such as residential 1-4 family mortgages, second mortgages, and equity lines of credit; and other loans. In addition, it offers retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax, and investment management services; and insurance products, wealth management, and cash management services. Old Point Financial Corporation was founded in 1922 and is headquartered in Hampton, Virginia.

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Old Point Financial Corporation’s Stock Price as of Market Close

As of April 03, 2025, 4:00 PM, CST, Old Point Financial Corporation’s stock price was $36.820.

Old Point Financial Corporation is up 23.1% from its previous closing price of $29.910.

During the last market session, Old Point Financial Corporation’s stock traded between $36.120 and $37.320. Currently, there are approximately 5.08 million shares outstanding for Old Point Financial Corporation.

Old Point Financial Corporation’s price-earnings (P/E) ratio is currently at 15.9, which is high compared to the Banks industry median of 11.3. The price-earnings ratio gauges market expectation of future performance by relating a stock’s current share price to its earnings per share.

Old Point Financial Corporation Stock Price History

Old Point Financial Corporation’s (OPOF) price is currently up 22.98% so far this month.

During the month of April, Old Point Financial Corporation’s stock price has reached a high of $37.320 and a low of $29.850.

Over the last year, Old Point Financial Corporation has hit prices as high as $30.950 and as low as $13.486. Year to date, Old Point Financial Corporation’s stock is up 41.29%.

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What Caused Old Point Financial Corporation Stock’s Price to Rise?

Stock prices are primarily based on seller supply and buyer demand. But have you ever wondered about what other factors affect a stock's price?

When an analyst changes their opinion of a stock by upgrading or downgrading their rating, it often leads to a sudden stock price adjustment. As of April 02, 2025, there were analysts who downgraded Old Point Financial Corporation’s stock and analysts who upgraded over the last month.

Additionally, you'll want to evaluate Old Point Financial Corporation’s financial health and valuation. Investors can use AAII's Value Grade, which combines six key valuation metrics like P/E and P/S ratios for a comprehensive analysis to conduct analysis on Old Point Financial Corporation’s valuation and financial health. This approach mitigates the limitations of single-metric evaluations.

Old Point Financial Corporation’s current valuation based on AAII’s Value Grade is a C, which means it is considered to be Average.

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Lastly, news and media coverage as well as recent press reports about the company or its industry may cause stock prices to fluctuate. You can check out the most recent news articles about Old Point Financial Corporation (OPOF) by visiting AAII Stock Evaluator.

Relative Price Strength of Old Point Financial Corporation

Relative price strength measures a stock's performance against the market, helping investors identify stocks that are outperforming benchmarks.

For AAII’s Momentum Grade, a weighted relative price strength is calculated. Follow this link to learn more about the Momentum Grade.

As of April 02, 2025, Old Point Financial Corporation has a weighted four-quarter relative price strength of 16.46%, which translates to a Momentum Score of 92 and is considered to be Very Strong.

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Old Point Financial Corporation Stock Price: Bottom Line

As of April 3, 2025, Old Point Financial Corporation’s stock price is $36.820, which is up 23.1% from its previous closing price.

AAII advises against making stock decisions based solely on price or past returns. Instead, consider a variety of metrics, fundamentals, and analytics to evaluate a stock like Old Point Financial Corporation stock prices are influenced by market supply and demand and offer just a snapshot of a company's overall health.

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