Avoid the stress of overpaying for a stock or missing an opportunity by using the right tools and insights to evaluate Synchrony Financial before investing.

In this article, we go over a few key elements for understanding Synchrony Financial’s stock price such as:

• Synchrony Financial’s current stock price and volume
• Why Synchrony Financial’s stock price changed recently
• Upgrades and downgrades for SYF from analysts
• SYF’s stock price momentum as measured by its relative strength

About Synchrony Financial (SYF)

Before we jump into Synchrony Financial’s stock price, history, target price and what caused it to recently dip, let’s take a look at some background.

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Kawasaki, Pandora, Polaris, Suzuki, and Sweetwater. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, pet, outdoor, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.

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Synchrony Financial’s Stock Price as of Market Close

As of April 03, 2025, 4:00 PM, CST, Synchrony Financial’s stock price was $46.560.

Synchrony Financial is down 15.42% from its previous closing price of $55.050.

During the last market session, Synchrony Financial’s stock traded between $46.340 and $51.350. Currently, there are approximately 389.90 million shares outstanding for Synchrony Financial.

Synchrony Financial’s price-earnings (P/E) ratio is currently at 6.4, which is low compared to the Consumer Finance industry median of 11.7. The price-earnings ratio gauges market expectation of future performance by relating a stock’s current share price to its earnings per share.

Synchrony Financial Stock Price History

Synchrony Financial’s (SYF) price is currently down 12.05% so far this month.

During the month of April, Synchrony Financial’s stock price has reached a high of $55.430 and a low of $46.340.

Over the last year, Synchrony Financial has hit prices as high as $70.930 and as low as $39.670. Year to date, Synchrony Financial’s stock is down 28.37%.

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What Caused Synchrony Financial Stock’s Price to Dip?

Stock prices are primarily based on seller supply and buyer demand. But have you ever wondered about what other factors affect a stock's price?

When an analyst changes their opinion of a stock by upgrading or downgrading their rating, it often leads to a sudden stock price adjustment. As of April 02, 2025, there were 0 analysts who downgraded Synchrony Financial’s stock and 2 analysts who upgraded over the last month.

Additionally, you'll want to evaluate Synchrony Financial’s financial health and valuation. Investors can use AAII's Value Grade, which combines six key valuation metrics like P/E and P/S ratios for a comprehensive analysis to conduct analysis on Synchrony Financial’s valuation and financial health. This approach mitigates the limitations of single-metric evaluations.

Synchrony Financial’s current valuation based on AAII’s Value Grade is a A, which means it is considered to be Deep Value.

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Lastly, news and media coverage as well as recent press reports about the company or its industry may cause stock prices to fluctuate. You can check out the most recent news articles about Synchrony Financial (SYF) by visiting AAII Stock Evaluator.

Relative Price Strength of Synchrony Financial

Relative price strength measures a stock's performance against the market, helping investors identify stocks that are outperforming benchmarks.

For AAII’s Momentum Grade, a weighted relative price strength is calculated. Follow this link to learn more about the Momentum Grade.

As of April 02, 2025, Synchrony Financial has a weighted four-quarter relative price strength of 2.75%, which translates to a Momentum Score of 66 and is considered to be Strong.

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Synchrony Financial Stock Price: Bottom Line

As of April 3, 2025, Synchrony Financial’s stock price is $46.560, which is down 15.42% from its previous closing price.

AAII advises against making stock decisions based solely on price or past returns. Instead, consider a variety of metrics, fundamentals, and analytics to evaluate a stock like Synchrony Financial stock prices are influenced by market supply and demand and offer just a snapshot of a company's overall health.

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