Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in SouthState Bank Corporation, BankUnited or Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.
Read on to learn how SouthState Bank Corporation, BankUnited and Inc. compare based on key financial metrics to determine which better meets your investment needs.
About SouthState Bank Corporation, BankUnited and Inc.
SouthState Bank Corporation operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies in the United States. The company offers checking accounts, savings accounts, money market accounts, and time deposit accounts; interest-bearing deposits, certificates of deposits, and other time deposits; and interest-bearing transaction accounts. It provides bond accounting services for correspondents, asset/liability consulting related activities, international wires, and other clearing and corporate checking account services. In addition, the company offers commercial real estate, residential real estate, and commercial and industrial loans, as well as consumer loans, including auto, boat, and personal installment, as well as business, agriculture, real estate-secured (mortgage), home improvement, and manufactured housing loans. Further, it provides debit and credit card, mobile services, funds transfer products and services, and treasury management services comprising merchant, automated clearing house, lock-box, remote deposit capture, and other treasury services, as well as asset and wealth management, and other fiduciary and private banking services. Additionally, the company offers safe deposit boxes, bank money orders, wire transfer and ACH services, brokerage services, and alternative investment products, such as annuities and mutual funds, trust and asset management services; letters of credit and home equity lines of credit; and online, mobile, and telephone banking platforms. The company was formerly known as SouthState Corporation and changed its name to SouthState Bank Corporation in September 2025. SouthState Bank Corporation was founded in 1933 and is headquartered in Winter Haven, Florida.
BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States. The company offers deposit products, such as checking, money market deposit, and savings accounts; certificates of deposit; and treasury, payments and cash management services. Its loans portfolio includes commercial loans, including equipment loans, secured and unsecured lines of credit, formula-based lines of credit, owner-occupied commercial real estate term loans and lines of credit, mortgage warehouse lines, subscription finance facilities, letters of credit, commercial credit cards, small business administration and U.S. department of agriculture product offerings, export-import bank financing products, trade finance, and business acquisition finance credit facilities; commercial real estate loans; residential mortgages; and other consumer loans. The company offers loan servicing and deposit transaction processing systems, cloud-based data storage, electronic funds transfer transaction processing, online banking services, ERP systems and computer and networking infrastructure. It operates through a network of banking centers located in Florida counties and the New York metropolitan area, as well as Dallas, Texas. The company was formerly known as BU Financial Corporation. BankUnited, Inc. was incorporated in 2009 and is headquartered in Miami Lakes, Florida.
Latest Banks and SouthState Bank Corporation, BankUnited, Inc. Stock News
As of September 16, 2026, SouthState Bank Corporation had a $10.1 billion market capitalization, compared to the Banks median of $737.8 million. SouthState Bank Corporation’s stock is NA in 2026, NA in the previous five trading days and up 3.03% in the past year.
Currently, SouthState Bank Corporation’s price-earnings ratio is 10.9. SouthState Bank Corporation’s trailing 12-month revenue is $2.7 billion with a 35.5% net profit margin. Year-over-year quarterly sales growth most recently was -0.1%. Analysts expect adjusted earnings to reach $9.474 per share for the current fiscal year. SouthState Bank Corporation currently has a 2.5% dividend yield.
Currently, BankUnited, Inc.’s price-earnings ratio is 12.2. BankUnited, Inc.’s trailing 12-month revenue is $1.0 billion with a 26.2% net profit margin. Year-over-year quarterly sales growth most recently was 4.2%. Analysts expect adjusted earnings to reach $3.894 per share for the current fiscal year. BankUnited, Inc. currently has a 3.0% dividend yield.
How We Compare SouthState Bank Corporation, BankUnited and Inc. Stock Grades
Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.
AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at SouthState Bank Corporation, BankUnited and Inc.’s stock grades to see how they measure up against one another.
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SouthState Bank Corporation, BankUnited and Inc. Growth Grades
| Company | Ticker | Growth |
| SouthState Bank Corporation | SSB | B |
| BankUnited, Inc. | BKU | B |
The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.
In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.
The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.
SouthState Bank Corporation has a Growth Score of 69, which is Strong.
BankUnited, Inc. has a Growth Score of 77, which is Strong.
The Growth Grade Winner: It’s a Tie!
Looking at the Growth Grade breakdown above, both SouthState Bank Corporation, BankUnited and Inc. have a grade of B. For investors who focus solely on a company’s upward growth, further research should be conducted into both companies’ other financial metrics before deciding whether to invest.
SouthState Bank Corporation, BankUnited and Inc.’s Momentum Grades
| Company | Ticker | Momentum |
| SouthState Bank Corporation | SSB | C |
| BankUnited, Inc. | BKU | C |
Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.
Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.
SouthState Bank Corporation has a Momentum Score of 52, which is Average.
BankUnited, Inc. has a Momentum Score of 53, which is Average.
The Momentum Stock Winner: No Clear Winner
Neither SouthState Bank Corporation, BankUnited or Inc. has a strong enough Momentum Grade to be considered a “winner.” Investors considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if SouthState Bank Corporation, BankUnited or Inc. is the better investment when it comes to momentum.
SouthState Bank Corporation, BankUnited and Inc.’s Estimate Revisions Grades
| Company | Ticker | Earnings Estimate |
| SouthState Bank Corporation | SSB | C |
| BankUnited, Inc. | BKU | F |
Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).
Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.
SouthState Bank Corporation has a Earnings Estimate Score of 44, which is Neutral.
BankUnited, Inc. has a Earnings Estimate Score of 18, which is Very Negative.
The Earnings Estimate Revisions Stock Winner: No Clear Winner
Neither SouthState Bank Corporation, BankUnited or Inc. has an Earnings Estimate Revisions Grade that could be considered a “winner.” Investors considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if SouthState Bank Corporation, BankUnited or Inc. is the better investment when it comes to estimate revisions.
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Other SouthState Bank Corporation, BankUnited and Inc. Grades
In addition to Estimate Revisions, Growth and Momentum, A+ Investor also provides grades for Value and Quality.
Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection. Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.
AAII’s A+ Investor Quality Grade comes from the ranking of key metrics. Specifically, the quality grade is the percentile rank of the composite of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.
These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether SouthState Bank Corporation, BankUnited and Inc. pass any of our 60+ stock screens that have outperformed the market since their creation.
So, Which Is the Better Investment, SouthState Bank Corporation, BankUnited or Inc. Stock?
Overall, SouthState Bank Corporation stock has a Growth Score of 69, Momentum Score of 52 and Estimate Revisions Score of 44.
BankUnited, Inc. stock has a Growth Score of 77, Momentum Score of 53 and Estimate Revisions Score of 18.
Comparing SouthState Bank Corporation, BankUnited and Inc.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.
Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.
A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.
AAII Disclaimer
We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.
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