Why SouthState Bank Corporation’s (SSB) Stock Is Up 5.49%
As of Friday, July 24, SouthState Bank Corporation’s SSB share price has surged by 5.49%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
A+ Stock Grade Summary:
| VALUE: |
|
|
| GROWTH: |
|
|
| MOMENTUM: |
|
|
| EPS REVISIONS: |
|
|
| QUALITY: |
|
|
COMPANY SUMMARY
SouthState Bank Corporation operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies in the United States. The company offers checking accounts, savings accounts, money market accounts, and time deposit accounts; interest-bearing deposits, certificates of deposits, and other time deposits; and interest-bearing transaction accounts. It provides bond accounting services for correspondents, asset/liability consulting related activities, international wires, and other clearing and corporate checking account services. In addition, the company offers commercial real estate, residential real estate, and commercial and industrial loans, as well as consumer loans, including auto, boat, and personal installment, as well as business, agriculture, real estate-secured (mortgage), home improvement, and manufactured housing loans. Further, it provides debit and credit card, mobile services, funds transfer products and services, and treasury management services comprising merchant, automated clearing house, lock-box, remote deposit capture, and other treasury services, as well as asset and wealth management, and other fiduciary and private banking services. Additionally, the company offers safe deposit boxes, bank money orders, wire transfer and ACH services, brokerage services, and alternative investment products, such as annuities and mutual funds, trust and asset management services; letters of credit and home equity lines of credit; and online, mobile, and telephone banking platforms. The company was formerly known as SouthState Corporation and changed its name to SouthState Bank Corporation in September 2025. SouthState Bank Corporation was founded in 1933 and is headquartered in Winter Haven, Florida.
Commentary & Analysis
Is SouthState Bank Corporation (SSB) Overvalued?
We dive into why SouthState Bank Corporation (SSB) could be considered overvalued on 2026-07-23, based on AAII’s Value Score and Grade.Michael Rose
Which Is a Better Investment, 1st Source Corporation or SouthState Bank Corporation Stock?
Learn more about whether 1st Source Corporation or SouthState Bank Corporation is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Rosalio Madrigal
What You Need to Know About SouthState Bank Corporation's Q3 Earnings
SouthState Bank Corporation's fiscal Q3 earnings report was released on Thursday, July 23. Let's dive in to see if (SSB) missed or beat analyst's expectations.Michael Rose
Which Is a Better Investment, SouthState Bank Corporation or Stellar Bancorp, Inc. Stock?
Learn more about whether SouthState Bank Corporation or Stellar Bancorp, Inc. is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Michael Rose
Financial Summary
| Share Statistics | SSB | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $10,191.1 | $716.9 | 78% |
|
| Shares Out (Mil) | 98.9 | 15.7 | 62% |
|
| Institutional Ownership | 98.7% | 83.0% | 81% |
|
| Float (Mil) | 95.8 | 21.2 | 60% |
|
| Beta | 0.70 | 0.48 | 41% |
|
| Avg Daily Volume (000s) | 894 | 53 | 69% |
|
| Price Change (52-week) |
9.6% | 96.7% | 53% |
|
| Growth | SSB | Industry Median |
Percentile (All Stocks) |
|
| Sales (5yr) | 23.2% | 7.6% | 85% |
|
| Net Income (5yr) | 46.0% | 11.1% | 93% |
|
| EPS (5yr) | 29.2% | 10.1% | 80 |
|
| Dividends (5yr) | 3.9% | 3.6% | 92% |
|
| Cash Flow (5yr) | (24.5%) | (17.0%) | 26% |
|
| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
|
| # of Estimates | 13 | 13 | 14 | |
| Current EPS | $2.396 | $9.477 | $10.375 | |
| Month Ago EPS | $2.404 | $9.466 | $10.418 | |
| # Rev Up | 0 | 1 | 1 | |
| # Rev Down | 1 | 1 | 1 | |
| Three Months Ago EPS | $2.415 | $9.471 | $10.476 | |
| Year/Year Chg | 5.1% | 20.4% | 49.1% | |
| Financials | SSB | Industry Median |
Percentile (All Stocks) |
|
| Sales (TTM) (Mil) | $2,677 | $190 | 65% |
|
| Net Income (TTM) (Mil) | $935 | $51 | 85% |
|
| EPS (TTM) | $9.324 | $2.500 | 94% |
|
| Operating Cash Flow (TTM) (Mil) | $726 | $34 | 77% |
|
| Net Cash Flow (TTM) (Mil) | ($433) | $1 | 6% |
|
| Long-Term Debt (Q1) (Mil) | $1,174 | $100 | 68% |
|
| Enterprise Value (Q1) (Mil) | na | $0 | na |
|
| Valuation | SSB | Industry Median |
Percentile (All Stocks) |
|
| P/B | 1.14 | 1.27 | 27% |
|
| P/E | 11.3 | 12.9 | 20% |
|
| Dividend Yield | 2.5% | 2.2% | 80% |
|
| PEG (5yr hist) | 0.4 | 1.1 | 18% |
|
| Ratios | SSB | Industry Median |
Percentile (All Stocks) |
|
| Gross Margin | na | 68.8% | na |
|
| Net Margin | 35.5% | 28.9% | 92% |
|
| ROA | 1.4% | 1.0% | 51% |
|
| ROE | 10.6% | 11.1% | 59% |
|
| Liabilities to Assets | 86.7% | 89.8% | 80% |
|
| F-Score | 5 | 4 | 51% |
|
Passing Stock Screens
As of 7/31/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.6 |
