Is American Financial Group, Inc. (AFG) Overvalued?
We dive into why American Financial Group, Inc. (AFG) could be considered overvalued on 2026-07-22, based on AAII’s Value Score and Grade.Michael Rose
A+ Stock Grade Summary:
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| GROWTH: |
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| EPS REVISIONS: |
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Michael Rose
Rosalio Madrigal
Tudor Pop
Tudor Pop
Jenna Brashear
| Share Statistics | AFG | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $11,773.3 | $7,044.0 | 79% |
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| Shares Out (Mil) | 83.3 | 66.0 | 59% |
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| Institutional Ownership | 86.5% | 81.8% | 54% |
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| Float (Mil) | 71.6 | 67.4 | 55% |
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| Beta | 0.64 | 0.51 | 37% |
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| Avg Daily Volume (000s) | 373 | 195 | 54% |
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| Price Change (52-week) |
12.7% | 91.0% | 56% |
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| Growth | AFG | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 7.3% | 5.6% | 47% |
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| Net Income (5yr) | 2.8% | 14.5% | 43% |
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| EPS (5yr) | 4.2% | 15.6% | 37 |
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| Dividends (5yr) | 12.7% | 3.8% | 95% |
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| Cash Flow (5yr) | (7.2%) | (14.5%) | 60% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 7 | 7 | 7 | |
| Current EPS | $2.371 | $11.597 | $12.060 | |
| Month Ago EPS | $2.392 | $11.619 | $12.066 | |
| # Rev Up | 1 | 1 | 0 | |
| # Rev Down | 1 | 0 | 1 | |
| Three Months Ago EPS | $2.475 | $11.067 | $12.062 | |
| Year/Year Chg | 3.5% | 15.0% | 25.7% | |
| Financials | AFG | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $7,947 | $5,065 | 81% |
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| Net Income (TTM) (Mil) | $879 | $534 | 85% |
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| EPS (TTM) | $10.543 | $2.500 | 95% |
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| Operating Cash Flow (TTM) (Mil) | $1,665 | $484 | 86% |
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| Net Cash Flow (TTM) (Mil) | $77 | $9 | 75% |
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| Long-Term Debt (Q1) (Mil) | $2,036 | $844 | 75% |
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| Enterprise Value (Q1) (Mil) | $11,594 | $7,174 | 76% |
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| Valuation | AFG | Industry Median |
Percentile (All Stocks) |
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| P/B | 2.52 | 1.77 | 59% |
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| P/E | 13.5 | 12.9 | 30% |
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| Dividend Yield | 2.5% | 0.9% | 81% |
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| PEG (5yr hist) | 0.6 | 0.5 | 28% |
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| Ratios | AFG | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 19.3% | 33.4% | 20% |
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| Net Margin | 11.1% | 9.8% | 66% |
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| ROA | 2.8% | 2.7% | 61% |
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| ROE | 19.4% | 14.8% | 79% |
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| Liabilities to Assets | 85.5% | 76.7% | 79% |
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| F-Score | 7 | 6 | 84% |
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Passing Stock Screens
As of 7/30/2026, from a list of 60 stock screening strategies,
| Performance Since Inception: | 11.7% |
| +/- S&P 500: | +4.2 |
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.6 |
Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.
Ⓒ 2026 American Association of Individual Investors