What You Need to Know About Amalgamated Financial Corp.'s Q3 Earnings
Amalgamated Financial Corp.'s fiscal Q3 earnings report was released on Thursday, July 23. Let's dive in to see if (AMAL) missed or beat analyst's expectations.Rosalio Madrigal
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COMPANY SUMMARY
Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services in the United States. It accepts various deposit products, including non-interest-bearing accounts, interest-bearing demand products, savings accounts, money market accounts, NOW accounts, time deposits, and certificates of deposit. The company also provides commercial and industrial, multifamily mortgage, commercial real estate, residential real estate mortgage, consumer solar, and consumer and other loans. In addition, it offers online banking, bill payment, online cash management, safe deposit box rentals, debit card, and ATM card services; and trust, custody, and investment management services, including asset safekeeping, corporate actions, income collections, proxy services, account transition, asset transfers, and conversion management. Further, the company provides investment products, such as index and actively-managed funds, which include equity, fixed-income, real estate, and alternative investments; and investment, brokerage, asset management, and insurance products, as well as lending services. Amalgamated Financial Corp. was founded in 1923 and is headquartered in New York, New York.
Commentary & Analysis
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Why Amalgamated Financial Corp.’s (AMAL) Stock Is Down 5.37%
As of Thursday, April 23, Amalgamated Financial Corp.’s AMAL share price has dipped by 5.37%, which has investors questioning if this is right time to buy.Rosalio Madrigal
What You Need to Know About Amalgamated Financial Corp.'s Q2 Earnings
Amalgamated Financial Corp.'s fiscal Q2 earnings report was released on Thursday, April 23. Let's dive in to see if (AMAL) missed or beat analyst's expectations.Rosalio Madrigal
Financial Summary
| Share Statistics | AMAL | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $1,478.0 | $719.5 | 50% |
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| Shares Out (Mil) | 30.2 | 15.6 | 37% |
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| Institutional Ownership | 98.4% | 83.3% | 79% |
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| Float (Mil) | 20.6 | 21.2 | 30% |
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| Beta | 0.79 | 0.46 | 47% |
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| Avg Daily Volume (000s) | 183 | 51 | 44% |
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| Price Change (52-week) |
66.8% | 96.5% | 86% |
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| Growth | AMAL | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 9.8% | 7.6% | 57% |
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| Net Income (5yr) | 17.7% | 11.1% | 69% |
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| EPS (5yr) | 18.2% | 10.1% | 64 |
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| Dividends (5yr) | 13.0% | 3.6% | 72% |
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| Cash Flow (5yr) | 37.0% | (17.0%) | 89% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 2 | 2 | 2 | |
| Current EPS | $1.080 | $4.035 | $4.655 | |
| Month Ago EPS | $1.050 | $3.920 | $4.520 | |
| # Rev Up | 1 | 0 | 0 | |
| # Rev Down | 0 | 1 | 1 | |
| Three Months Ago EPS | $1.050 | $3.920 | $4.520 | |
| Year/Year Chg | 28.6% | 18.3% | na | |
| Financials | AMAL | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $316 | $190 | 37% |
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| Net Income (TTM) (Mil) | $105 | $51 | 61% |
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| EPS (TTM) | $3.475 | $2.500 | 81% |
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| Operating Cash Flow (TTM) (Mil) | $158 | $34 | 57% |
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| Net Cash Flow (TTM) (Mil) | $114 | $1 | 79% |
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| Long-Term Debt (Q1) (Mil) | $68 | $98 | 42% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | AMAL | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.83 | 1.26 | 48% |
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| P/E | 14.4 | 12.9 | 33% |
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| Dividend Yield | 1.4% | 2.2% | 71% |
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| PEG (5yr hist) | 0.8 | 1.1 | 37% |
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| Ratios | AMAL | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 68.8% | na |
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| Net Margin | 34.0% | 28.9% | 91% |
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| ROA | 1.2% | 1.0% | 49% |
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| ROE | 13.6% | 11.1% | 68% |
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| Liabilities to Assets | 91.2% | 89.8% | 88% |
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| F-Score | 5 | 4 | 51% |
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Passing Stock Screens
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GURU STRATEGY
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Factors: Yield, Value, Quality, Industry/Sector
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| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.6 |
