Is Associated Banc-Corp (ASB) Overvalued?
We dive into why Associated Banc-Corp (ASB) could be considered overvalued on 2026-07-28, based on AAII’s Value Score and Grade.Jenna Brashear
A+ Stock Grade Summary:
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COMPANY SUMMARY
Associated Banc-Corp, a bank holding company, provides various banking and nonbanking products and services to individuals and businesses in Wisconsin, Illinois, Missouri, Texas, and Minnesota. It offers lending solutions, including commercial loans and lines of credit, commercial real estate financing, construction loans, letters of credit, leasing, asset-based lending and equipment finance, loan syndications products, residential mortgages, home equity loans and lines of credit, personal and installment loans, auto finance and business loans, and business lines of credit. The company also provides deposit and cash management solutions, such as commercial checking and interest-bearing deposit products, cash vault and night depository services, liquidity solutions, payables and receivables solutions, and information services; specialized financial services comprising interest rate risk management and foreign exchange solutions; fiduciary services consisting of administration of pension, profit-sharing and other employee benefit plans, fiduciary and corporate agency services, and institutional asset management services; and investable funds solutions, including savings, money market deposit accounts, IRA accounts, CDs, fixed and variable annuities, full-service, discount, and online investment brokerage; investment advisory services; and trust and investment management accounts. In addition, it offers deposit and transactional solutions, including checking, credit and debit cards, online banking and bill pay, and money transfer services. The company operates loan production offices in Indiana, Kansas, Michigan, New York, Ohio, and Texas. Associated Banc-Corp was founded in 1861 and is headquartered in Green Bay, Wisconsin.
Commentary & Analysis
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What You Need to Know About Associated Banc-Corp's Q3 Earnings
Associated Banc-Corp's fiscal Q3 earnings report was released on Thursday, July 23. Let's dive in to see if (ASB) missed or beat analyst's expectations.Rosalio Madrigal
Which Is a Better Investment, Associated Banc-Corp or National Bank Holdings Corporation Stock?
Learn more about whether Associated Banc-Corp or National Bank Holdings Corporation is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Tudor Pop
Financial Summary
| Share Statistics | ASB | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $5,725.6 | $719.5 | 69% |
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| Shares Out (Mil) | 166.6 | 15.6 | 73% |
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| Institutional Ownership | 90.8% | 83.3% | 59% |
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| Float (Mil) | 160.4 | 21.2 | 71% |
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| Beta | 0.77 | 0.46 | 45% |
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| Avg Daily Volume (000s) | 2,286 | 51 | 84% |
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| Price Change (52-week) |
21.9% | 96.5% | 64% |
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| Growth | ASB | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 5.0% | 7.6% | 36% |
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| Net Income (5yr) | 9.1% | 11.1% | 53% |
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| EPS (5yr) | 8.3% | 10.1% | 43 |
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| Dividends (5yr) | 5.3% | 3.6% | 77% |
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| Cash Flow (5yr) | 38.6% | (17.0%) | 90% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 8 | 8 | 8 | |
| Current EPS | $0.754 | $2.948 | $3.306 | |
| Month Ago EPS | $0.768 | $2.970 | $3.241 | |
| # Rev Up | 2 | 0 | 0 | |
| # Rev Down | 1 | 1 | 1 | |
| Three Months Ago EPS | $0.757 | $2.962 | $3.241 | |
| Year/Year Chg | 7.7% | 6.4% | 28.2% | |
| Financials | ASB | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $1,474 | $190 | 56% |
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| Net Income (TTM) (Mil) | $493 | $51 | 79% |
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| EPS (TTM) | $2.902 | $2.500 | 78% |
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| Operating Cash Flow (TTM) (Mil) | $653 | $34 | 75% |
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| Net Cash Flow (TTM) (Mil) | $154 | $1 | 82% |
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| Long-Term Debt (Q1) (Mil) | $833 | $98 | 64% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | ASB | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.04 | 1.26 | 24% |
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| P/E | 10.7 | 12.9 | 18% |
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| Dividend Yield | 3.1% | 2.2% | 85% |
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| PEG (5yr hist) | 1.3 | 1.1 | 53% |
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| Ratios | ASB | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 68.8% | na |
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| Net Margin | 32.5% | 28.9% | 91% |
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| ROA | 1.1% | 1.0% | 48% |
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| ROE | 10.6% | 11.1% | 59% |
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| Liabilities to Assets | 89.0% | 89.8% | 84% |
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| F-Score | 6 | 4 | 69% |
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Passing Stock Screens
As of 7/30/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.6 |
