COMPANY SUMMARY
Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including home improvement and home equity loans, as well as loans secured by savings accounts and personal credit lines. In addition, the company originates, administers, and services commercial insurance premium loans; equipment finance loans; and small business administration loans. Further, it operates full-service domestic banking offices, and mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.
Financial Summary
| Share Statistics |
ABCB |
Industry Median |
Percentile (All Stocks) |
| Market Cap (Mil) |
$5,898.9 |
$758.7 |
69% |
|
| Shares Out (Mil) |
67.1 |
15.5 |
54% |
|
| Institutional Ownership |
94.2% |
83.2% |
65% |
|
| Float (Mil) |
62.9 |
21.8 |
52% |
|
| Beta |
na |
0.42 |
na |
|
| Avg Daily Volume (000s) |
281 |
43 |
49% |
|
Price Change (52-week) |
26.1% |
96.3% |
66% |
|
| Growth |
ABCB |
Industry Median |
Percentile (All Stocks) |
| Sales (5yr) |
3.1% |
7.6% |
28% |
|
| Net Income (5yr) |
9.5% |
11.1% |
54% |
|
| EPS (5yr) |
9.7% |
10.1% |
46 |
|
| Dividends (5yr) |
5.9% |
3.6% |
75% |
|
| Cash Flow (5yr) |
(15.9%) |
(17.1%) |
46% |
|
| Estimates |
Qtrly |
Current Fiscal Year |
Next Fiscal Year |
| # of Estimates |
7 |
7 |
7 |
| Current EPS |
$1.683 |
$6.636 |
$7.029 |
| Month Ago EPS |
$1.723 |
$6.730 |
$7.107 |
| # Rev Up |
4 |
2 |
2 |
| # Rev Down |
0 |
0 |
0 |
| Three Months Ago EPS |
$1.724 |
$6.746 |
$7.163 |
| Year/Year Chg |
118.9% |
10.6% |
na |
| Financials |
ABCB |
Industry Median |
Percentile (All Stocks) |
| Sales (TTM) (Mil) |
$1,183 |
$195 |
52% |
|
| Net Income (TTM) (Mil) |
$376 |
$55 |
75% |
|
| EPS (TTM) |
$5.558 |
$2.600 |
88% |
|
| Operating Cash Flow (TTM) (Mil) |
$549 |
$35 |
73% |
|
| Net Cash Flow (TTM) (Mil) |
$27 |
$2 |
65% |
|
| Long-Term Debt (Q1) (Mil) |
$153 |
$102 |
48% |
|
| Enterprise Value (Q1) (Mil) |
na |
$0 |
na |
|
| Valuation |
ABCB |
Industry Median |
Percentile (All Stocks) |
| P/B |
1.44 |
1.27 |
37% |
|
| P/E |
15.9 |
12.7 |
40% |
|
| Dividend Yield |
0.9% |
2.2% |
66% |
|
| PEG (5yr hist) |
1.6 |
1.1 |
62% |
|
| Ratios |
ABCB |
Industry Median |
Percentile (All Stocks) |
| Gross Margin |
na |
63.7% |
na |
|
| Net Margin |
31.8% |
29.1% |
90% |
|
| ROA |
1.4% |
1.1% |
51% |
|
| ROE |
9.4% |
11.3% |
55% |
|
| Liabilities to Assets |
85.6% |
89.7% |
79% |
|
| F-Score |
5 |
4 |
50% |
|
Passing Stock Screens
As of 8/18/2026, from a list of 60 stock screening strategies,
ABCB meetings the criteria of 1 screen:
Stock Screen
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.