Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Itaú Unibanco Holding S.A., The PNC Financial Services Group or Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Itaú Unibanco Holding S.A., The PNC Financial Services Group and Inc. compare based on key financial metrics to determine which better meets your investment needs.

About Itaú Unibanco Holding S.A., The PNC Financial Services Group and Inc.

Itaú Unibanco Holding S.A. provides various financial products and services to personal and corporate customers in Brazil and internationally. It operates through three segments: Retail Business, Wholesale Business and Activities with the Market + Corporation. The company offers current accounts; funds management; payments and collections; loans; credit and debit cards; investment and commercial banking services; real estate lending and financing services; economic, financial and brokerage advisory; and leasing and foreign exchange services. The company also provides non-life insurance products covering loss, damage, or liability for objects or people, as well as life insurance products covering death and personal accidents. It serves retail customers, account and non-account holders, individuals and legal entities, high income clients, microenterprises, and small companies, as well as middle-market companies and high net worth institutional clients. The company was formerly known as Itaú Unibanco Banco Múltiplo S.A. and changed its name to Itaú Unibanco Holding S.A. in April 2009. The company was incorporated in 1924 and is headquartered in São Paulo, Brazil. Itaú Unibanco Holding S.A. is a subsidiary of IUPAR - Itaú Unibanco Participações S.A.

The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. It operates through three segments: Retail Banking, Corporate & Institutional Banking, and Asset Management Group segments. The Retail Banking segment offers checking, savings, and money market accounts, and time deposit; residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education loans, and personal and small business loans and lines of credit; and brokerage, insurance, and investment and cash management services. This segment serves consumer and small business customers through a network of branches, digital channels, ATMs, and through phone-based customer contact centers. The Corporate & Institutional Banking segment provides secured and unsecured loans, letters of credit, and equipment leases; cash and investment management, receivables and disbursement management, funds transfer, international payment, and access to online/mobile information management and reporting services; asset-backed financing, securities underwriting, loan syndications, mergers and acquisitions and equity capital markets advisory, and customer related services; and commercial loan servicing and technology solutions. It serves mid-sized and large corporations, and government and not-for-profit entities. The Asset Management Group segment offers investment and retirement planning, customized investment management, credit and cash management solutions, and trust management and administration services for high net worth and ultra high net worth individuals, and their families; and multi-generational family planning services. It also offers outsourced chief investment officer, custody, cash and fixed income client solutions, and retirement plan fiduciary investment services for institutional clients. The company was founded in 1865 and is headquartered in Pittsburgh, Pennsylvania.

Latest Banks and Itaú Unibanco Holding S.A., The PNC Financial Services Group, Inc. Stock News

As of May 13, 2026, Itaú Unibanco Holding S.A. had a $89.4 billion market capitalization, compared to the Banks median of $690.6 million. Itaú Unibanco Holding S.A.’s stock is up 12.7% in 2026, down 1.3% in the previous five trading days and up 25.36% in the past year.

Currently, Itaú Unibanco Holding S.A.’s price-earnings ratio is 9.9. Itaú Unibanco Holding S.A.’s trailing 12-month revenue is $26.5 billion with a 33.3% net profit margin. Year-over-year quarterly sales growth most recently was 7.5%. Analysts expect adjusted earnings to reach $0.877 per share for the current fiscal year. Itaú Unibanco Holding S.A. currently has a 10.4% dividend yield.

As of May 13, 2026, The PNC Financial Services Group, Inc. had a $84.3 billion market cap, putting it in the 96th percentile of all stocks. The PNC Financial Services Group, Inc.’s stock is up 2% in 2026, down 2.9% in the previous five trading days and up 19.92% in the past year.

Currently, The PNC Financial Services Group, Inc.’s price-earnings ratio is 12.2. The PNC Financial Services Group, Inc.’s trailing 12-month revenue is $23.0 billion with a 31.3% net profit margin. Year-over-year quarterly sales growth most recently was 13.8%. Analysts expect adjusted earnings to reach $18.927 per share for the current fiscal year. The PNC Financial Services Group, Inc. currently has a 3.2% dividend yield.

How We Compare Itaú Unibanco Holding S.A., The PNC Financial Services Group and Inc. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Itaú Unibanco Holding S.A., The PNC Financial Services Group and Inc.’s stock grades to see how they measure up against one another.

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Itaú Unibanco Holding S.A., The PNC Financial Services Group and Inc. Growth Grades

Company	Ticker	Growth
Itaú Unibanco Holding S.A.	ITUB	C
The PNC Financial Services Group, Inc.	PNC	A

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

Itaú Unibanco Holding S.A. has a Growth Score of 44, which is Average. The PNC Financial Services Group, Inc. has a Growth Score of 89, which is Very Strong.

The Growth Grade Winner: The PNC Financial Services Group, Inc.

As you can clearly see from the Growth Grade breakdown above, The PNC Financial Services Group, Inc. has a more attractive growth grade than Itaú Unibanco Holding S.A.. For investors who focus solely on how a company is growing relative to other companies in the same industry, The PNC Financial Services Group, Inc. could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Itaú Unibanco Holding S.A., The PNC Financial Services Group and Inc.’s Quality Grades

Company	Ticker	Quality
Itaú Unibanco Holding S.A.	ITUB	F
The PNC Financial Services Group, Inc.	PNC	F

Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.

The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.

The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.

Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.

Itaú Unibanco Holding S.A. has a Quality Score of 4, which is Very Weak. The PNC Financial Services Group, Inc. has a Quality Score of 12, which is Very Weak.

The Quality Stock Winner: No Clear Winner

Neither Itaú Unibanco Holding S.A., The PNC Financial Services Group or Inc. has a high enough Quality Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Itaú Unibanco Holding S.A., The PNC Financial Services Group or Inc. is the better investment when it comes to quality.

Itaú Unibanco Holding S.A., The PNC Financial Services Group and Inc.’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
Itaú Unibanco Holding S.A.	ITUB	D
The PNC Financial Services Group, Inc.	PNC	B

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

Itaú Unibanco Holding S.A. has a Earnings Estimate Score of 39, which is Negative. The PNC Financial Services Group, Inc. has a Earnings Estimate Score of 70, which is Positive.

The Earnings Estimate Revisions Grade Winner: The PNC Financial Services Group, Inc.

As you can clearly see from the Earnings Estimate Revisions Grade breakdown above, The PNC Financial Services Group, Inc. has a better Earnings Estimate Revisions Grade than Itaú Unibanco Holding S.A.. For those who are specifically looking for companies with better short-term prospects when compared to other companies in the same industry, The PNC Financial Services Group, Inc. could be a good stock to invest in. However, it’s important to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Other Itaú Unibanco Holding S.A., The PNC Financial Services Group and Inc. Grades

In addition to Growth, Quality and Estimate Revisions, A+ Investor also provides grades for Value and Momentum.

Momentum grades help uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming.

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection. Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Itaú Unibanco Holding S.A., The PNC Financial Services Group and Inc. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Itaú Unibanco Holding S.A., The PNC Financial Services Group or Inc. Stock?

Overall, Itaú Unibanco Holding S.A. stock has a Growth Score of 44, Estimate Revisions Score of 39 and Quality Score of 4.

The PNC Financial Services Group, Inc. stock has a Growth Score of 89, Estimate Revisions Score of 70 and Quality Score of 12.

Comparing Itaú Unibanco Holding S.A., The PNC Financial Services Group and Inc.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.