Is Itaú Unibanco Holding S.A. (ITUB) Overvalued?
We dive into why Itaú Unibanco Holding S.A. (ITUB) could be considered overvalued on 2026-07-15, based on AAII’s Value Score and Grade.Tudor Pop
A+ Stock Grade Summary:
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COMPANY SUMMARY
Itaú Unibanco Holding S.A. provides various financial products and services to personal and corporate customers in Brazil and internationally. It operates through three segments: Retail Business, Wholesale Business and Activities with the Market + Corporation. The company offers current accounts; funds management; payments and collections; loans; credit and debit cards; investment and commercial banking services; real estate lending and financing services; economic, financial and brokerage advisory; and leasing and foreign exchange services. The company also provides non-life insurance products covering loss, damage, or liability for objects or people, as well as life insurance products covering death and personal accidents. It serves retail customers, account and non-account holders, individuals and legal entities, high income clients, microenterprises, and small companies, as well as middle-market companies and high net worth institutional clients. The company was formerly known as Itaú Unibanco Banco Múltiplo S.A. and changed its name to Itaú Unibanco Holding S.A. in April 2009. The company was incorporated in 1924 and is headquartered in São Paulo, Brazil. Itaú Unibanco Holding S.A. is a subsidiary of IUPAR - Itaú Unibanco Participações S.A.
Commentary & Analysis
Why Itaú Unibanco Holding S.A.’s (ITUB) Stock Is Down 7.45%
As of Tuesday, March 03, Itaú Unibanco Holding S.A.’s ITUB share price has dipped by 7.45%, which has investors questioning if this is right time to buy.Cynthia McLaughlin
Why Itaú Unibanco Holding S.A.’s (ITUB) Stock Is Up 5.18%
As of Tuesday, January 27, Itaú Unibanco Holding S.A.’s ITUB share price has surged by 5.18%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
Does Itaú Unibanco Holding S.A. (ITUB) Have Momentum?
With data as of December 15, 2025, we examine if Itaú Unibanco Holding S.A.(ITUB) is consistently building momentum based on AAII's A+ Investor Momentum and Value Scores and Grades.Tudor Pop
Why Itau Unibanco Holding SA (ADR)’s (ITUB) Stock Is Up 4.13%
As of Tuesday, August 13, Itau Unibanco Holding SA (ADR)’s ITUB share price has surged by 4.13%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
Financial Summary
| Share Statistics | ITUB | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $96,108.6 | $716.9 | 97% |
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| Shares Out (Mil) | 2,131.3 | 15.7 | 97% |
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| Institutional Ownership | 98.1% | 83.0% | 77% |
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| Float (Mil) | 5,849.5 | 21.2 | 99% |
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| Beta | 0.22 | 0.48 | 13% |
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| Avg Daily Volume (000s) | 17,405 | 53 | 98% |
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| Price Change (52-week) |
38.8% | 96.7% | 74% |
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| Growth | ITUB | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 12.0% | 7.6% | 65% |
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| Net Income (5yr) | 17.5% | 11.1% | 68% |
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| EPS (5yr) | 17.3% | 10.1% | 63 |
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| Dividends (5yr) | 46.9% | 3.6% | 72% |
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| Cash Flow (5yr) | (15.7%) | (17.0%) | 47% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 3 | 3 | 3 | |
| Current EPS | $0.217 | $0.893 | $0.988 | |
| Month Ago EPS | $0.223 | $0.912 | $1.015 | |
| # Rev Up | 1 | 1 | 0 | |
| # Rev Down | 1 | 0 | 0 | |
| Three Months Ago EPS | $0.221 | $0.923 | $1.024 | |
| Year/Year Chg | 8.0% | 22.7% | 48.4% | |
| Financials | ITUB | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $26,489 | $190 | 93% |
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| Net Income (TTM) (Mil) | $8,815 | $51 | 98% |
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| EPS (TTM) | $0.797 | $2.500 | 58% |
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| Operating Cash Flow (TTM) (Mil) | $4,062 | $34 | 94% |
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| Net Cash Flow (TTM) (Mil) | $5 | $1 | 53% |
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| Long-Term Debt (Q1) (Mil) | $77,066 | $100 | 99% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | ITUB | Industry Median |
Percentile (All Stocks) |
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| P/B | 2.32 | 1.27 | 56% |
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| P/E | 10.7 | 12.9 | 18% |
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| Dividend Yield | 10.2% | 2.2% | 98% |
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| PEG (5yr hist) | 0.6 | 1.1 | 30% |
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| Ratios | ITUB | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 68.8% | na |
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| Net Margin | 33.3% | 28.9% | 91% |
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| ROA | 1.6% | 1.0% | 53% |
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| ROE | 23.4% | 11.1% | 83% |
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| Liabilities to Assets | 93.1% | 89.8% | 90% |
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| F-Score | 3 | 4 | 19% |
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Passing Stock Screens
As of 7/31/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.6 |
