Avoid the stress of overpaying for a stock or missing an opportunity by using the right tools and insights to evaluate BayFirst Financial Corp. before investing.

In this article, we go over a few key elements for understanding BayFirst Financial Corp.’s stock price such as:

• BayFirst Financial Corp.’s current stock price and volume
• Why BayFirst Financial Corp.’s stock price changed recently
• Upgrades and downgrades for BAFN from analysts
• BAFN’s stock price momentum as measured by its relative strength

About BayFirst Financial Corp. (BAFN)

Before we jump into BayFirst Financial Corp.’s stock price, history, target price and what caused it to recently rise, let’s take a look at some background.

BayFirst Financial Corp. operates as the bank holding company for BayFirst National Bank that provides community banking services for small and medium sized businesses and individuals. The company offers checking, savings, negotiable order of withdrawal, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts; and safety deposit boxes. It also provides commercial real estate mortgages; construction and development, working capital, and business loans; auto, boat, and recreational vehicle loans; and residential mortgages, personal lines of credit, and home equity lines of credit. In addition, the company offers internet, mobile and online banking, lock box services, remote capture and deposit, treasury management, wire transfers, cash management, merchant processing, remote deposit capture, night depositor, online bill payment, courier, retail investment, ACH originations, and other services. It operates full-service banking centers in Pinellas, Hillsborough, Manatee, and Sarasota counties, Florida. The company was formerly known as First Home Bancorp, Inc. and changed its name to BayFirst Financial Corp. in May 2021. BayFirst Financial Corp. was founded in 1999 and is headquartered in Saint Petersburg, Florida.

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BayFirst Financial Corp.’s Stock Price as of Market Close

As of January 30, 2026, 4:00 PM, CST, BayFirst Financial Corp.’s stock price was $6.810.

BayFirst Financial Corp. is up 4.45% from its previous closing price of $6.520.

During the last market session, BayFirst Financial Corp.’s stock traded between $6.571 and $7.100. Currently, there are approximately 4.14 million shares outstanding for BayFirst Financial Corp..

BayFirst Financial Corp.’s trailing earnings per share are negative, so the stock does not have a meaningful P/E ratio. We suggest investors evaluate other financial metrics to understand its overall valuation.

BayFirst Financial Corp. Stock Price History

BayFirst Financial Corp.’s (BAFN) price is currently down 13.25% so far this month.

During the month of January, BayFirst Financial Corp.’s stock price has reached a high of $8.060 and a low of $5.720.

Over the last year, BayFirst Financial Corp. has hit prices as high as $19.750 and as low as $5.720. Year to date, BayFirst Financial Corp.’s stock is down 13.25%.

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What Caused BayFirst Financial Corp. Stock’s Price to Rise?

Stock prices are primarily based on seller supply and buyer demand. But have you ever wondered about what other factors affect a stock's price?

When an analyst changes their opinion of a stock by upgrading or downgrading their rating, it often leads to a sudden stock price adjustment. As of January 30, 2026, there were analysts who downgraded BayFirst Financial Corp.’s stock and analysts who upgraded over the last month.

Additionally, you'll want to evaluate BayFirst Financial Corp.’s financial health and valuation. Investors can use AAII's Value Grade, which combines six key valuation metrics like P/E and P/S ratios for a comprehensive analysis to conduct analysis on BayFirst Financial Corp.’s valuation and financial health. This approach mitigates the limitations of single-metric evaluations.

BayFirst Financial Corp.’s current valuation based on AAII’s Value Grade is a A, which means it is considered to be Deep Value.

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Lastly, news and media coverage as well as recent press reports about the company or its industry may cause stock prices to fluctuate. You can check out the most recent news articles about BayFirst Financial Corp. (BAFN) by visiting AAII Stock Evaluator.

Relative Price Strength of BayFirst Financial Corp.

Relative price strength measures a stock's performance against the market, helping investors identify stocks that are outperforming benchmarks.

For AAII’s Momentum Grade, a weighted relative price strength is calculated. Follow this link to learn more about the Momentum Grade.

As of January 30, 2026, BayFirst Financial Corp. has a weighted four-quarter relative price strength of -21.20%, which translates to a Momentum Score of 10 and is considered to be Very Weak.

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BayFirst Financial Corp. Stock Price: Bottom Line

As of January 30, 2026, BayFirst Financial Corp.’s stock price is $6.810, which is up 4.45% from its previous closing price.

AAII advises against making stock decisions based solely on price or past returns. Instead, consider a variety of metrics, fundamentals, and analytics to evaluate a stock like BayFirst Financial Corp. stock prices are influenced by market supply and demand and offer just a snapshot of a company's overall health.

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