Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in WaFd, Inc. or Banco Macro S.A. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how WaFd, Inc. and Banco Macro S.A. compare based on key financial metrics to determine which better meets your investment needs.

About WaFd, Inc. and Banco Macro S.A.

WaFd, Inc. operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States. The company provides deposit products, including business and personal checking accounts, and term certificates of deposit, as well as money market accounts and passbook savings accounts. It offers single-family residential, construction, land acquisition and development, consumer lot, multi-family residential, commercial real estate, home equity, business, and consumer loans, as well as commercial and industrial loans. In addition, the company offers insurance brokerage services, such as individual and business insurance policies; holds and markets real estate properties; and debit and credit cards, as well as acts as the trustee. Additionally, it provides technology and data services; and personalized financial guidance and investment services. It serves consumers, mid-sized and large businesses, and owners and developers of commercial real estate. The company was formerly known as Washington Federal, Inc. and changed its name to WaFd, Inc. in September 2023. WaFd, Inc. was founded in 1917 and is headquartered in Seattle, Washington.

Banco Macro S.A. provides various banking products and services to retail and corporate customers in Argentina. It offers various retail banking products and services, such as savings and checking accounts, time deposits, credit and debit cards, consumer finance loans, mortgage loans, automobile loans, overdrafts, credit-related services, home and car insurance coverage, tax collection, utility payments, automated teller machines, and money transfers. The company also provides personal loans, document discounts, residential mortgages, overdrafts, pledged loans, and credit card loans to retail customers. In addition, it offers corporate banking products and services, including deposits, lending, check cashing advances and factoring, guaranteed loans, credit lines for financing foreign trade, and cash management services; and trust, payroll, and financial agency services, as well as corporate credit cards and other specialty products; and working capital facilities, credit for investment projects, and leasing and foreign trade transactions. Further, the company provides transaction services, such as cash management, collection services, payments to suppliers, payroll services, foreign exchange transactions, and foreign trade services; information services to corporate customers; and internet and mobile banking services. Additionally, it offers short-term and medium-to-long-term corporate lending products. Banco Macro S.A. was incorporated in 1966 and is headquartered in Buenos Aires, Argentina.

Latest Banks and WaFd, Inc., Banco Macro S.A. Stock News

As of August 14, 2026, WaFd, Inc. had a $2.8 billion market capitalization, compared to the Banks median of $759.3 million. WaFd, Inc.’s stock is up 18.5% in 2026, up 2.1% in the previous five trading days and up 22.15% in the past year.

Currently, WaFd, Inc.’s price-earnings ratio is 12.0. WaFd, Inc.’s trailing 12-month revenue is $761.1 million with a 33.7% net profit margin. Year-over-year quarterly sales growth most recently was 5.5%. Analysts expect adjusted earnings to reach $3.225 per share for the current fiscal year. WaFd, Inc. currently has a 2.8% dividend yield.

As of August 14, 2026, Banco Macro S.A. had a $5.2 billion market cap, putting it in the 67th percentile of all stocks. Banco Macro S.A.’s stock is down 13.9% in 2026, down 7.2% in the previous five trading days and up 7.55% in the past year.

Currently, Banco Macro S.A. does not have a price-earnings ratio. Banco Macro S.A.’s trailing 12-month revenue is $2.3 billion with a 7.6% net profit margin. Year-over-year quarterly sales growth most recently was -99.7%. Analysts expect adjusted earnings to reach $6.350 per share for the current fiscal year. Banco Macro S.A. currently has a 7.9% dividend yield.

How We Compare WaFd, Inc. and Banco Macro S.A. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at WaFd, Inc. and Banco Macro S.A.’s stock grades to see how they measure up against one another.

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WaFd, Inc. and Banco Macro S.A. Growth Grades

Company	Ticker	Growth
WaFd, Inc.	WAFD	B
Banco Macro S.A.	BMA	F

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

WaFd, Inc. has a Growth Score of 78, which is Strong. Banco Macro S.A. has a Growth Score of 8, which is Very Weak.

The Growth Grade Winner: WaFd, Inc.

As you can clearly see from the Growth Grade breakdown above, WaFd, Inc. has a more attractive growth grade than Banco Macro S.A.. For investors who focus solely on how a company is growing relative to other companies in the same industry, WaFd, Inc. could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

WaFd, Inc. and Banco Macro S.A.’s Quality Grades

Company	Ticker	Quality
WaFd, Inc.	WAFD	D
Banco Macro S.A.	BMA	C

Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.

The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.

The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.

Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.

WaFd, Inc. has a Quality Score of 28, which is Weak. Banco Macro S.A. has a Quality Score of 58, which is Average.

The Quality Stock Winner: No Clear Winner

Neither WaFd, Inc. or Banco Macro S.A. has a high enough Quality Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if WaFd, Inc. or Banco Macro S.A. is the better investment when it comes to quality.

WaFd, Inc. and Banco Macro S.A.’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
WaFd, Inc.	WAFD	C
Banco Macro S.A.	BMA	C

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

WaFd, Inc. has a Earnings Estimate Score of 48, which is Neutral. Banco Macro S.A. has a Earnings Estimate Score of 54, which is Neutral.

The Earnings Estimate Revisions Stock Winner: No Clear Winner

Neither WaFd, Inc. or Banco Macro S.A. has an Earnings Estimate Revisions Grade that could be considered a “winner.” Investors considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if WaFd, Inc. or Banco Macro S.A. is the better investment when it comes to estimate revisions.

Other WaFd, Inc. and Banco Macro S.A. Grades

In addition to Estimate Revisions, Quality and Growth, A+ Investor also provides grades for Value and Momentum.

Momentum grades help uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming.

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection. Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether WaFd, Inc. and Banco Macro S.A. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, WaFd, Inc. or Banco Macro S.A. Stock?

Overall, WaFd, Inc. stock has a Growth Score of 78, Estimate Revisions Score of 48 and Quality Score of 28.

Banco Macro S.A. stock has a Growth Score of 8, Estimate Revisions Score of 54 and Quality Score of 58.

Comparing WaFd, Inc. and Banco Macro S.A.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.