Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in First Horizon Corporation, Customers Bancorp or Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.
Read on to learn how First Horizon Corporation, Customers Bancorp and Inc. compare based on key financial metrics to determine which better meets your investment needs.
About First Horizon Corporation, Customers Bancorp and Inc.
First Horizon Corporation operates as the bank holding company for First Horizon Bank that provides various financial services. It operates through Regional Banking, Specialty Banking, and Corporate segments. The company offers commercial banking, business banking, consumer banking, private client investment, wealth management, financial planning, trust and asset management services, asset-based lending, commercial real estate, equipment finance/leasing, energy finance, international banking, healthcare finance, transportation and logistics finance, treasury management solutions, and loan syndications services. It also provides fixed income securities sales, trading, underwriting, and strategies for institutional clients; loan sales; portfolio advisory services; derivative sales; mortgage warehouse lending; franchise finance; corporate and correspondent banking; and mortgage origination services. Further, it provides transaction processing services, credit card products, and sale of mutual funds. First Horizon Corporation was formerly known as First Horizon National Corporation and changed its name to First Horizon Corporation in April 2004. The company was founded in 1864 and is headquartered in Memphis, Tennessee.
Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services. It provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts, as well as individual retirement accounts and non-retail time deposits consisting of jumbo certificates. The company’s lending business offers commercial and industrial, commercial real estate, and multifamily and residential mortgage loans; SBA lending; mortgage finance; specialty lending includes fund finance, real estate specialty finance, technology and venture, and healthcare and financial institutions group; commercial loans to mortgage companies, and commercial equipment financing; fund finance, such as variable rate loans secured by collateral pools to private debt funds; and cash management services. In addition, it provides digital banking, such as Banking-as-a-Service to fintech companies; payments and treasury services to businesses; consumer loans through fintech companies; and the TassatPay, an instant blockchain-based digital payments platform which offers instant payments, including over-the-counter desks, exchanges, liquidity providers, market makers, funds, title companies, and other B2B verticals. Further, the company offers mobile phone and internet banking, wire transfers, electronic bill payment, lock box, remote deposit capture, courier, merchant processing, cash vault, controlled disbursements, positive pay, and cash management services comprising account reconciliation, collections, and sweep accounts. The company was founded in 1997 and is headquartered in West Reading, Pennsylvania.
Latest Banks and First Horizon Corporation, Customers Bancorp, Inc. Stock News
As of July 31, 2026, First Horizon Corporation had a $12.2 billion market capitalization, compared to the Banks median of $716.9 million. First Horizon Corporation’s stock is up 7.3% in 2026, up 0.4% in the previous five trading days and up 16.86% in the past year.
Currently, First Horizon Corporation’s price-earnings ratio is 12.9. First Horizon Corporation’s trailing 12-month revenue is $3.4 billion with a 30.2% net profit margin. Year-over-year quarterly sales growth most recently was 9.7%. Analysts expect adjusted earnings to reach $2.133 per share for the current fiscal year. First Horizon Corporation currently has a 2.7% dividend yield.
As of July 31, 2026, Customers Bancorp, Inc. had a $2.7 billion market cap, putting it in the 58th percentile of all stocks. Customers Bancorp, Inc.’s stock is up 7.6% in 2026, up 2.8% in the previous five trading days and up 21.01% in the past year.
Currently, Customers Bancorp, Inc.’s price-earnings ratio is 10.0. Customers Bancorp, Inc.’s trailing 12-month revenue is $808.0 million with a 35.3% net profit margin. Year-over-year quarterly sales growth most recently was 76.4%. Analysts expect adjusted earnings to reach $8.436 per share for the current fiscal year. Customers Bancorp, Inc. does not currently pay a dividend.
How We Compare First Horizon Corporation, Customers Bancorp and Inc. Stock Grades
Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.
AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at First Horizon Corporation, Customers Bancorp and Inc.’s stock grades to see how they measure up against one another.
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First Horizon Corporation, Customers Bancorp and Inc. Stock Value Grades
| Company | Ticker | Value |
| First Horizon Corporation | FHN | C |
| Customers Bancorp, Inc. | CUBI | B |
Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.
Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.
AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.
Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.
First Horizon Corporation has a Value Score of 54, which is Average.
Customers Bancorp, Inc. has a Value Score of 64, which is Value.
The Value Stock Winner: Customers Bancorp, Inc.
As you can clearly see from the Value Grade breakdown above, Customers Bancorp, Inc. is considered to have better value than First Horizon Corporation. For investors who focus solely on a company’s valuation, Customers Bancorp, Inc. could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.
First Horizon Corporation, Customers Bancorp and Inc. Growth Grades
| Company | Ticker | Growth |
| First Horizon Corporation | FHN | B |
| Customers Bancorp, Inc. | CUBI | D |
The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.
In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.
The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.
First Horizon Corporation has a Growth Score of 77, which is Strong.
Customers Bancorp, Inc. has a Growth Score of 38, which is Weak.
The Growth Grade Winner: First Horizon Corporation
As you can clearly see from the Growth Grade breakdown above, First Horizon Corporation has a more attractive growth grade than Customers Bancorp, Inc.. For investors who focus solely on how a company is growing relative to other companies in the same industry, First Horizon Corporation could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.
First Horizon Corporation, Customers Bancorp and Inc.’s Momentum Grades
| Company | Ticker | Momentum |
| First Horizon Corporation | FHN | C |
| Customers Bancorp, Inc. | CUBI | C |
Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.
Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.
First Horizon Corporation has a Momentum Score of 54, which is Average.
Customers Bancorp, Inc. has a Momentum Score of 56, which is Average.
The Momentum Stock Winner: No Clear Winner
Neither First Horizon Corporation, Customers Bancorp or Inc. has a strong enough Momentum Grade to be considered a “winner.” Investors considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if First Horizon Corporation, Customers Bancorp or Inc. is the better investment when it comes to momentum.
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Other First Horizon Corporation, Customers Bancorp and Inc. Grades
In addition to Momentum, Value and Growth, A+ Investor also provides grades for Estimate Revisions and Quality.
Earnings estimate revisions scores take into account the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, surprises beget further surprises‐or at least continued sales growth (the exact opposite is generally true, too).
AAII’s A+ Investor Quality Grade comes from the ranking of key metrics. Specifically, the quality grade is the percentile rank of the composite of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.
These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether First Horizon Corporation, Customers Bancorp and Inc. pass any of our 60+ stock screens that have outperformed the market since their creation.
So, Which Is the Better Investment, First Horizon Corporation, Customers Bancorp or Inc. Stock?
Overall, First Horizon Corporation stock has a Value Score of 54, Growth Score of 77 and Momentum Score of 54.
Customers Bancorp, Inc. stock has a Value Score of 64, Growth Score of 38 and Momentum Score of 56.
Comparing First Horizon Corporation, Customers Bancorp and Inc.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.
Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.
A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.
AAII Disclaimer
We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.
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