• Basic Membership Access to Journal, Shadow Stock portfolio & monthly updates for stock screens
  • A+ Investor Full access to AAII.com, Journal, and a power data suite for investment ideas
  • AAII Platinum Full access to all of AAII's model portfolios and premium services at a significant discount
  • Dividend Investing Newsletter and model portfolio that focuses on dividend growth
  • AAII Growth Investing Find secular growth stocks poised for outperformance regardless of macroeconomic conditions.
  • Retirement Investing Discover trusted strategies for every stage of retirement. Get actionable insights and resources for smart retirement planning.
  • Sentiment Investing A research-driven newsletter with 10+ signals decoding sentiment across retail and institutional behavior.
  • Stock Superstars Report Get stock ideas inspired by the market's leading professionals
  • VMQ Stocks For the value investor looking to harness academic research in an actively managed portfolio
  • Bits and Bips Newsletter delivering insights on linking traditional finance, macro trends and cryptocurrency opportunities to help investors build stronger, more diversified portfolios.
All premium products come with free basic membership.
Explore All Membership Options
Join Now

Stock Evaluator: Customers Bancorp, Inc. (CUBI)

Customers Bancorp, Inc. CUBI

$78.68 0.48 0.61%
July 31, 2026 4:00:03 PM EST November 10, 2021 Volume: 209,750
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NYSE | DELAYED PRICE
SECTOR INDUSTRY
Financials Banks

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services. It provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts, as well as individual retirement accounts and non-retail time deposits consisting of jumbo certificates. The company’s lending business offers commercial and industrial, commercial real estate, and multifamily and residential mortgage loans; SBA lending; mortgage finance; specialty lending includes fund finance, real estate specialty finance, technology and venture, and healthcare and financial institutions group; commercial loans to mortgage companies, and commercial equipment financing; fund finance, such as variable rate loans secured by collateral pools to private debt funds; and cash management services. In addition, it provides digital banking, such as Banking-as-a-Service to fintech companies; payments and treasury services to businesses; consumer loans through fintech companies; and the TassatPay, an instant blockchain-based digital payments platform which offers instant payments, including over-the-counter desks, exchanges, liquidity providers, market makers, funds, title companies, and other B2B verticals. Further, the company offers mobile phone and internet banking, wire transfers, electronic bill payment, lock box, remote deposit capture, courier, merchant processing, cash vault, controlled disbursements, positive pay, and cash management services comprising account reconciliation, collections, and sweep accounts. The company was founded in 1997 and is headquartered in West Reading, Pennsylvania.

Commentary & Analysis

Financial Summary

Share Statistics CUBI Industry
Median		 Percentile
(All Stocks)
Market Cap (Mil) $2,657.2 $716.9 58%
Shares Out (Mil) 35.3 15.7 40%
Institutional Ownership 93.9% 83.0% 64%
Float (Mil) 31.7 21.2 37%
Beta 1.48 0.48 82%
Avg Daily Volume (000s) 286 53 50%
Price Change
(52-week)		 21.0% 96.7% 63%
Growth CUBI Industry
Median		 Percentile
(All Stocks)
Sales (5yr) 12.2% 7.6% 66%
Net Income (5yr) 11.1% 11.1% 57%
EPS (5yr) 10.9% 10.1% 48
Dividends (5yr) 0.0% 3.6% 0%
Cash Flow (5yr) 4.8% (17.0%) 67%
Estimates Qtrly Current
Fiscal
Year		 Next
Fiscal
Year
# of Estimates 9 9 10
Current EPS $2.156 $8.436 $9.591
Month Ago EPS $2.180 $8.472 $9.582
# Rev Up 2 1 1
# Rev Down 1 1 0
Three Months Ago EPS $2.178 $8.467 $9.568
Year/Year Chg 9.4% 34.8% 66.4%
Financials CUBI Industry
Median		 Percentile
(All Stocks)
Sales (TTM) (Mil) $808 $190 48%
Net Income (TTM) (Mil) $281 $51 72%
EPS (TTM) $8.148 $2.500 92%
Operating Cash Flow (TTM) (Mil) $436 $34 70%
Net Cash Flow (TTM) (Mil) $1,370 $1 96%
Long-Term Debt (Q1) (Mil) $1,867 $100 74%
Enterprise Value (Q1) (Mil) na $0 na
Valuation CUBI Industry
Median		 Percentile
(All Stocks)
P/B 1.24 1.27 31%
P/E 10.0 12.9 16%
Dividend Yield 0.0% 2.2% 0%
PEG (5yr hist) 1.1 1.1 48%
Ratios CUBI Industry
Median		 Percentile
(All Stocks)
Gross Margin na 68.8% na
Net Margin 35.3% 28.9% 92%
ROA 1.2% 1.0% 49%
ROE 14.5% 11.1% 70%
Liabilities to Assets 91.7% 89.8% 89%
F-Score 4 4 34%

Passing Stock Screens

As of 7/31/2026, from a list of 60 stock screening strategies, CUBI meetings the criteria of 1 screen:
Stock Screen
GURU STRATEGY

Neff Screen

Factors: Value, Growth
An approach using a stringent contrarian viewpoint—finding undervalued, out-of-favor stocks in the bargain basement that have an optimistic future. 
Performance Since Inception: 14.6%
+/- S&P 500: +7.1

Passing Stocks

Adobe Inc. ADBE
Allison Transmission Holdings, Inc. ALSN
Alphabet Inc. GOOG
Alphabet Inc. GOOGL
Ameriprise Financial, Inc. AMP
See All 53 Stocks (as of 7/31/2026)

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

Ⓒ 2026 American Association of Individual Investors