Avoid the stress of overpaying for a stock or missing an opportunity by using the right tools and insights to evaluate OFG Bancorp before investing.

In this article, we go over a few key elements for understanding OFG Bancorp’s stock price such as:

• OFG Bancorp’s current stock price and volume
• Why OFG Bancorp’s stock price changed recently
• Upgrades and downgrades for OFG from analysts
• OFG’s stock price momentum as measured by its relative strength

About OFG Bancorp (OFG)

Before we jump into OFG Bancorp’s stock price, history, target price and what caused it to recently dip, let’s take a look at some background.

OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers savings accounts, certificates of deposit, individual retirement accounts personal, and commercial non-interest and interest-bearing checking accounts; time deposit products; and corporate trust services. It also provides commercial loans, auto loans, mortgage loans, as well as consumer loans, such as personal loans, residential solar panel loans, credit cards, lines of credit, and other loans; mortgage banking services; sale of loans and securitization activities; wealth management activities comprising securities brokerage, insurance agency, captive reinsurance, trust services, and other financial services; and various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients. In addition, the company’s portfolio consists of mortgage-backed securities, obligations of U.S. government-sponsored agencies, U.S. Treasury securities, and money market instruments; and engages in the asset/liability management activities, such as purchases and sales of investment securities, interest rate risk management, derivatives, and borrowings. OFG Bancorp was founded in 1964 and is headquartered in San Juan, Puerto Rico.

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OFG Bancorp’s Stock Price as of Market Close

As of December 05, 2025, 4:00 PM, CST, OFG Bancorp’s stock price was $40.470.

OFG Bancorp is down 0.27% from its previous closing price of $40.580.

During the last market session, OFG Bancorp’s stock traded between $40.125 and $40.690. Currently, there are approximately 44.43 million shares outstanding for OFG Bancorp.

OFG Bancorp’s price-earnings (P/E) ratio is currently at 9.2, which is low compared to the Banks industry median of 12.1. The price-earnings ratio gauges market expectation of future performance by relating a stock’s current share price to its earnings per share.

OFG Bancorp Stock Price History

OFG Bancorp’s (OFG) price is currently up 1.86% so far this month.

During the month of December, OFG Bancorp’s stock price has reached a high of $41.040 and a low of $39.745.

Over the last year, OFG Bancorp has hit prices as high as $46.110 and as low as $33.150. Year to date, OFG Bancorp’s stock is down 4.37%.

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What Caused OFG Bancorp Stock’s Price to Dip?

Stock prices are primarily based on seller supply and buyer demand. But have you ever wondered about what other factors affect a stock's price?

When an analyst changes their opinion of a stock by upgrading or downgrading their rating, it often leads to a sudden stock price adjustment. As of December 05, 2025, there were 0 analysts who downgraded OFG Bancorp’s stock and 3 analysts who upgraded over the last month.

Additionally, you'll want to evaluate OFG Bancorp’s financial health and valuation. Investors can use AAII's Value Grade, which combines six key valuation metrics like P/E and P/S ratios for a comprehensive analysis to conduct analysis on OFG Bancorp’s valuation and financial health. This approach mitigates the limitations of single-metric evaluations.

OFG Bancorp’s current valuation based on AAII’s Value Grade is a A, which means it is considered to be Deep Value.

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Lastly, news and media coverage as well as recent press reports about the company or its industry may cause stock prices to fluctuate. You can check out the most recent news articles about OFG Bancorp (OFG) by visiting AAII Stock Evaluator.

Relative Price Strength of OFG Bancorp

Relative price strength measures a stock's performance against the market, helping investors identify stocks that are outperforming benchmarks.

For AAII’s Momentum Grade, a weighted relative price strength is calculated. Follow this link to learn more about the Momentum Grade.

As of December 05, 2025, OFG Bancorp has a weighted four-quarter relative price strength of -6.99%, which translates to a Momentum Score of 33 and is considered to be Weak.

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OFG Bancorp Stock Price: Bottom Line

As of December 5, 2025, OFG Bancorp’s stock price is $40.470, which is down 0.27% from its previous closing price.

AAII advises against making stock decisions based solely on price or past returns. Instead, consider a variety of metrics, fundamentals, and analytics to evaluate a stock like OFG Bancorp stock prices are influenced by market supply and demand and offer just a snapshot of a company's overall health.

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