Sifting through countless of stocks in the Diversified Consumer Services industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Duolingo, Inc., H&R Block or Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Duolingo, Inc., H&R Block and Inc. compare based on key financial metrics to determine which better meets your investment needs.

About Duolingo, Inc., H&R Block and Inc.

Duolingo, Inc. operates as a mobile learning platform in the United States, the United Kingdom, and internationally. The company offers courses in 40 different languages, including Spanish, English, French, German, Italian, Portuguese, Japanese, and Chinese through its Duolingo app. It also provides a digital English language proficiency assessment exam. The company was incorporated in 2011 and is headquartered in Pittsburgh, Pennsylvania.

H&R Block, Inc., through its subsidiaries, provides assisted and do-it-yourself (DIY) tax return preparation services in the United States, Canada, and Australia. The company also provides Refund Transfers, that enable clients to receive their tax refunds by their chosen method of disbursement; Peace of Mind extended service plans, that represents clients when audited and assumes the cost; H&R Block Emerald Prepaid Mastercard and Spruce, which are debit cards that can be used for everyday purchases and ATM withdrawals; H&R Block Emerald Advance term loans; Tax Identity Shield that provides clients assistance in helping protect their tax identity and access to services to help restore their tax identity; refund advance loans; and H&R Block Instant Refund. In addition, it offers small business financial solutions to manage finances, including payment processing, payroll, and bookkeeping services. The company its solutions through in-person; a system of retail offices operated directly by the company or its franchisees; and online and mobile applications, virtual, and desktop software. H&R Block, Inc. was incorporated in 1955 and is headquartered in Kansas City, Missouri.

Latest Diversified Consumer Services and Duolingo, Inc., H&R Block, Inc. Stock News

As of December 2, 2025, Duolingo, Inc. had a $8.4 billion market capitalization, compared to the Diversified Consumer Services median of $209.1 million. Duolingo, Inc.’s stock is down 43.1% in 2025, up 4.9% in the previous five trading days and down 47.54% in the past year.

Currently, Duolingo, Inc.’s price-earnings ratio is 23.1. Duolingo, Inc.’s trailing 12-month revenue is $964.3 million with a 40.0% net profit margin. Year-over-year quarterly sales growth most recently was 41.1%. Analysts expect adjusted earnings to reach $11.886 per share for the current fiscal year. Duolingo, Inc. does not currently pay a dividend.

As of December 2, 2025, H&R Block, Inc. had a $5.3 billion market cap, putting it in the 70th percentile of all stocks. H&R Block, Inc.’s stock is down 19.9% in 2025, up 1% in the previous five trading days and down 29.33% in the past year.

Currently, H&R Block, Inc.’s price-earnings ratio is 9.3. H&R Block, Inc.’s trailing 12-month revenue is $3.8 billion with a 16.2% net profit margin. Year-over-year quarterly sales growth most recently was 5.1%. Analysts expect adjusted earnings to reach $4.950 per share for the current fiscal year. H&R Block, Inc. currently has a 4.0% dividend yield.

How We Compare Duolingo, Inc., H&R Block and Inc. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Duolingo, Inc., H&R Block and Inc.’s stock grades to see how they measure up against one another.

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Duolingo, Inc., H&R Block and Inc. Stock Value Grades

Company	Ticker	Value
Duolingo, Inc.	DUOL	F
H&R Block, Inc.	HRB	A

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.

Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.

Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.

Duolingo, Inc. has a Value Score of 12, which is Ultra Expensive. H&R Block, Inc. has a Value Score of 89, which is Deep Value.

The Value Stock Winner: H&R Block, Inc.

As you can clearly see from the Value Grade breakdown above, H&R Block, Inc. is considered to have better value than Duolingo, Inc.. For investors who focus solely on a company’s valuation, H&R Block, Inc. could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Duolingo, Inc., H&R Block and Inc.’s Quality Grades

Company	Ticker	Quality
Duolingo, Inc.	DUOL	C
H&R Block, Inc.	HRB	A

Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.

The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.

The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.

Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.

Duolingo, Inc. has a Quality Score of 49, which is Average. H&R Block, Inc. has a Quality Score of 90, which is Very Strong.

The Quality Grade Winner: H&R Block, Inc.

As you can clearly see from the Quality Grade breakdown above, H&R Block, Inc. has a better overall quality grade than Duolingo, Inc.. For investors who are looking for companies with higher quality than others in the same industry, H&R Block, Inc. could be a good stock to add to their portfolios. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Duolingo, Inc., H&R Block and Inc.’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
Duolingo, Inc.	DUOL	A
H&R Block, Inc.	HRB	D

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

Duolingo, Inc. has a Earnings Estimate Score of 94, which is Very Positive. H&R Block, Inc. has a Earnings Estimate Score of 35, which is Negative.

The Earnings Estimate Revisions Grade Winner: Duolingo, Inc.

As you can clearly see from the Earnings Estimate Revisions Grade breakdown above, Duolingo, Inc. has a better Earnings Estimate Revisions Grade than H&R Block, Inc.. For those who are specifically looking for companies with better short-term prospects when compared to other companies in the same industry, Duolingo, Inc. could be a good stock to invest in. However, it’s important to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Other Duolingo, Inc., H&R Block and Inc. Grades

In addition to Quality, Value and Estimate Revisions, A+ Investor also provides grades for Growth and Momentum.

Momentum grades help uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming.

Growth investing builds on the idea that stocks of companies exhibiting strong, consistent and prolonged growth outperform those of slower-growth companies. AAII measures growth through consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Duolingo, Inc., H&R Block and Inc. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Duolingo, Inc., H&R Block or Inc. Stock?

Overall, Duolingo, Inc. stock has a Value Score of 12, Estimate Revisions Score of 94 and Quality Score of 49.

H&R Block, Inc. stock has a Value Score of 89, Estimate Revisions Score of 35 and Quality Score of 90.

Comparing Duolingo, Inc., H&R Block and Inc.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.