Why loanDepot, Inc.’s (LDI) Stock Is Down 5.70%

By Cynthia McLaughlin
January 19, 2026
Featured Tickers:
LDI

Avoid the stress of overpaying for a stock or missing an opportunity by using the right tools and insights to evaluate loanDepot, Inc. before investing.

In this article, we go over a few key elements for understanding loanDepot, Inc.’s stock price such as:

  • loanDepot, Inc.’s current stock price and volume
  • Why loanDepot, Inc.’s stock price changed recently
  • Upgrades and downgrades for LDI from analysts
  • LDI’s stock price momentum as measured by its relative strength

About loanDepot, Inc. (LDI)

Before we jump into loanDepot, Inc.’s stock price, history, target price and what caused it to recently rise, let’s take a look at some background.

loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. The company offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity lines of credit and closed-end second liens. It also provides settlement services, which include captive title and escrow business; real estate services that cover captive real estate referral business; and insurance services, including services to homeowners, as well as other consumer insurance policies. The company was founded in 2010 and is headquartered in Irvine, California.

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loanDepot, Inc.’s Stock Price as of Market Close

As of January 16, 2026, 4:00 PM, CST, loanDepot, Inc.’s stock price was $3.200.

loanDepot, Inc. is up 19.85% from its previous closing price of $2.670.

During the last market session, loanDepot, Inc.’s stock traded between $2.650 and $3.240. Currently, there are approximately 211.44 million shares outstanding for loanDepot, Inc..

loanDepot, Inc.’s trailing earnings per share are negative, so the stock does not have a meaningful P/E ratio. We suggest investors evaluate other financial metrics to understand its overall valuation.

loanDepot, Inc. Stock Price History

loanDepot, Inc.’s (LDI) price is currently up 54.59% so far this month.

During the month of January, loanDepot, Inc.’s stock price has reached a high of $3.240 and a low of $2.020.

Over the last year, loanDepot, Inc. has hit prices as high as $5.050 and as low as $1.010. Year to date, loanDepot, Inc.’s stock is up 54.59%.

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What Caused loanDepot, Inc. Stock’s Price to Rise?

Stock prices are primarily based on seller supply and buyer demand. But have you ever wondered about what other factors affect a stock's price?

When an analyst changes their opinion of a stock by upgrading or downgrading their rating, it often leads to a sudden stock price adjustment. As of January 16, 2026, there was 1 analyst who downgraded loanDepot, Inc.’s stock and 1 analyst who upgraded over the last month.

Additionally, you'll want to evaluate loanDepot, Inc.’s financial health and valuation. Investors can use AAII's Value Grade, which combines six key valuation metrics like P/E and P/S ratios for a comprehensive analysis to conduct analysis on loanDepot, Inc.’s valuation and financial health. This approach mitigates the limitations of single-metric evaluations.

loanDepot, Inc.’s current valuation based on AAII’s Value Grade is a C, which means it is considered to be Average.

Learn how to evaluate stocks with AAII Grades and Scores with A+ Investor today.

Lastly, news and media coverage as well as recent press reports about the company or its industry may cause stock prices to fluctuate. You can check out the most recent news articles about loanDepot, Inc. (LDI) by visiting AAII Stock Evaluator.

Relative Price Strength of loanDepot, Inc.

Relative price strength measures a stock's performance against the market, helping investors identify stocks that are outperforming benchmarks.

For AAII’s Momentum Grade, a weighted relative price strength is calculated. Follow this link to learn more about the Momentum Grade.

As of January 16, 2026, loanDepot, Inc. has a weighted four-quarter relative price strength of 13.96%, which translates to a Momentum Score of 85 and is considered to be Very Strong.

Want to learn more about how loanDepot, Inc. is graded based on AAII’s composite scores for value, growth, quality and earnings estimate revisions? Subscribe to A+ Investor today.

loanDepot, Inc. Stock Price: Bottom Line

As of January 16, 2026, loanDepot, Inc.’s stock price is $3.200, which is up 19.85% from its previous closing price.

AAII advises against making stock decisions based solely on price or past returns. Instead, consider a variety of metrics, fundamentals, and analytics to evaluate a stock like loanDepot, Inc. stock prices are influenced by market supply and demand and offer just a snapshot of a company's overall health.

Subscribing to AAII's A+ Investor provides access to comprehensive analytics and insights for confident investing.

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