Avoid the stress of overpaying for a stock or missing an opportunity by using the right tools and insights to evaluate OceanFirst Financial Corp. before investing.

In this article, we go over a few key elements for understanding OceanFirst Financial Corp.’s stock price such as:

• OceanFirst Financial Corp.’s current stock price and volume
• Why OceanFirst Financial Corp.’s stock price changed recently
• Upgrades and downgrades for OCFC from analysts
• OCFC’s stock price momentum as measured by its relative strength

About OceanFirst Financial Corp. (OCFC)

Before we jump into OceanFirst Financial Corp.’s stock price, history, target price and what caused it to recently dip, let’s take a look at some background.

OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard services, trust and asset management products and services, deposit account services, sales of loans and investments, bank owned life insurance and commercial loan swap income. The company was founded in 1902 and is headquartered in Toms River, New Jersey.

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OceanFirst Financial Corp.’s Stock Price as of Market Close

As of July 31, 2026, 4:00 PM, CST, OceanFirst Financial Corp.’s stock price was $19.310.

OceanFirst Financial Corp. is down 1.68% from its previous closing price of $19.640.

During the last market session, OceanFirst Financial Corp.’s stock traded between $19.030 and $19.500. Currently, there are approximately 57.04 million shares outstanding for OceanFirst Financial Corp..

OceanFirst Financial Corp.’s price-earnings (P/E) ratio is currently at 16.4, which is high compared to the Banks industry median of 12.9. The price-earnings ratio gauges market expectation of future performance by relating a stock’s current share price to its earnings per share.

OceanFirst Financial Corp. Stock Price History

OceanFirst Financial Corp.’s (OCFC) price is currently down 1.13% so far this month.

During the month of July, OceanFirst Financial Corp.’s stock price has reached a high of $20.320 and a low of $18.525.

Over the last year, OceanFirst Financial Corp. has hit prices as high as $20.610 and as low as $16.090. Year to date, OceanFirst Financial Corp.’s stock is up 7.58%.

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What Caused OceanFirst Financial Corp. Stock’s Price to Dip?

Stock prices are primarily based on seller supply and buyer demand. But have you ever wondered about what other factors affect a stock's price?

When an analyst changes their opinion of a stock by upgrading or downgrading their rating, it often leads to a sudden stock price adjustment. As of July 31, 2026, there were 0 analysts who downgraded OceanFirst Financial Corp.’s stock and 1 analyst who upgraded over the last month.

Additionally, you'll want to evaluate OceanFirst Financial Corp.’s financial health and valuation. Investors can use AAII's Value Grade, which combines six key valuation metrics like P/E and P/S ratios for a comprehensive analysis to conduct analysis on OceanFirst Financial Corp.’s valuation and financial health. This approach mitigates the limitations of single-metric evaluations.

OceanFirst Financial Corp.’s current valuation based on AAII’s Value Grade is a B, which means it is considered to be Value.

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Lastly, news and media coverage as well as recent press reports about the company or its industry may cause stock prices to fluctuate. You can check out the most recent news articles about OceanFirst Financial Corp. (OCFC) by visiting AAII Stock Evaluator.

Relative Price Strength of OceanFirst Financial Corp.

Relative price strength measures a stock's performance against the market, helping investors identify stocks that are outperforming benchmarks.

For AAII’s Momentum Grade, a weighted relative price strength is calculated. Follow this link to learn more about the Momentum Grade.

As of July 31, 2026, OceanFirst Financial Corp. has a weighted four-quarter relative price strength of -0.91%, which translates to a Momentum Score of 49 and is considered to be Average.

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OceanFirst Financial Corp. Stock Price: Bottom Line

As of July 31, 2026, OceanFirst Financial Corp.’s stock price is $19.310, which is down 1.68% from its previous closing price.

AAII advises against making stock decisions based solely on price or past returns. Instead, consider a variety of metrics, fundamentals, and analytics to evaluate a stock like OceanFirst Financial Corp. stock prices are influenced by market supply and demand and offer just a snapshot of a company's overall health.

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