Avoid the stress of overpaying for a stock or missing an opportunity by using the right tools and insights to evaluate XP Inc. before investing.

In this article, we go over a few key elements for understanding XP Inc.’s stock price such as:

• XP Inc.’s current stock price and volume
• Why XP Inc.’s stock price changed recently
• Upgrades and downgrades for XP from analysts
• XP’s stock price momentum as measured by its relative strength

About XP Inc. (XP)

Before we jump into XP Inc.’s stock price, history, target price and what caused it to recently , let’s take a look at some background.

XP Inc. provides financial products and services in Brazil. The company operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. It offers brokerage and issuer services to institutional and corporate clients. The company also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, it offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. The company offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in Grand Cayman, Cayman Islands.

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XP Inc.’s Stock Price as of Market Close

As of January 15, 2026, 4:00 PM, CST, XP Inc.’s stock price was $17.410.

XP Inc. is 0% from its previous closing price of $17.410.

During the last market session, XP Inc.’s stock traded between $17.130 and $17.560. Currently, there are approximately 98.70 million shares outstanding for XP Inc..

XP Inc.’s price-earnings (P/E) ratio is currently at 9.9, which is low compared to the Capital Markets industry median of 22. The price-earnings ratio gauges market expectation of future performance by relating a stock’s current share price to its earnings per share.

XP Inc. Stock Price History

XP Inc.’s (XP) price is currently up 6.35% so far this month.

During the month of January, XP Inc.’s stock price has reached a high of $17.560 and a low of $16.100.

Over the last year, XP Inc. has hit prices as high as $20.640 and as low as $10.900. Year to date, XP Inc.’s stock is up 6.35%.

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What Caused XP Inc. Stock’s Price to ?

Stock prices are primarily based on seller supply and buyer demand. But have you ever wondered about what other factors affect a stock's price?

When an analyst changes their opinion of a stock by upgrading or downgrading their rating, it often leads to a sudden stock price adjustment. As of January 15, 2026, there were 2 analysts who downgraded XP Inc.’s stock and 1 analyst who upgraded over the last month.

Additionally, you'll want to evaluate XP Inc.’s financial health and valuation. Investors can use AAII's Value Grade, which combines six key valuation metrics like P/E and P/S ratios for a comprehensive analysis to conduct analysis on XP Inc.’s valuation and financial health. This approach mitigates the limitations of single-metric evaluations.

XP Inc.’s current valuation based on AAII’s Value Grade is a A, which means it is considered to be Deep Value.

Learn how to evaluate stocks with AAII Grades and Scores with A+ Investor today.

Lastly, news and media coverage as well as recent press reports about the company or its industry may cause stock prices to fluctuate. You can check out the most recent news articles about XP Inc. (XP) by visiting AAII Stock Evaluator.

Relative Price Strength of XP Inc.

Relative price strength measures a stock's performance against the market, helping investors identify stocks that are outperforming benchmarks.

For AAII’s Momentum Grade, a weighted relative price strength is calculated. Follow this link to learn more about the Momentum Grade.

As of January 15, 2026, XP Inc. has a weighted four-quarter relative price strength of 5.58%, which translates to a Momentum Score of 70 and is considered to be Strong.

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XP Inc. Stock Price: Bottom Line

As of January 15, 2026, XP Inc.’s stock price is $17.410, which is 0% from its previous closing price.

AAII advises against making stock decisions based solely on price or past returns. Instead, consider a variety of metrics, fundamentals, and analytics to evaluate a stock like XP Inc. stock prices are influenced by market supply and demand and offer just a snapshot of a company's overall health.

Subscribing to AAII's A+ Investor provides access to comprehensive analytics and insights for confident investing.