Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Pinnacle Financial Partners, Inc. or Bank of America Corporation because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Pinnacle Financial Partners, Inc. and Bank of America Corporation compare based on key financial metrics to determine which better meets your investment needs.

About Pinnacle Financial Partners, Inc. and Bank of America Corporation

Pinnacle Financial Partners, Inc. operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States. It accepts various deposits, including savings, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts; and provides treasury management services, such as online wire origination, enhanced ACH origination, positive pay, zero balance and sweep accounts, automated bill pay services, electronic receivables processing, lockbox processing, and merchant card acceptance services, small business and commercial credit cards corporate purchasing cards, and virtual accounting/deposit escrow solutions. The company also offers equipment and working capital loans; commercial real estate loans, such as investment properties and business loan; secured and unsecured loans comprising installment and term, lines of credit, and residential first mortgage, as well as home equity loans and home equity lines of credit; and credit cards for consumers and businesses. In addition, the company provides investment products; brokerage and investment advisory programs; and fiduciary and investment services, including personal trust, investment management, estate administration, endowments, foundations, individual retirement accounts, escrow services, and custody. Further, it offers insurance agency services in the property and casualty area; investment, merger and acquisition advisory services, private debt, equity and mezzanine placement services, and other middle-market advisory services; and other banking services, including telephone and online banking, mobile banking, debit cards, direct deposit and remote deposit capture, mobile deposit option, automated teller machine, and cash management services. Pinnacle Financial Partners, Inc. was incorporated in 2000 and is headquartered in Atlanta, Georgia.

Bank of America Corporation, through its subsidiaries, provides various financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. It operates through four segments: Consumer Banking, Global Wealth & Investment Management (GWIM), Global Banking, and Global Markets. The Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, checking accounts, and investment accounts and products; credit and debit cards; residential mortgages and home equity loans; and direct and indirect loans. The GWIM segment provides investment management, brokerage, banking, and trust and retirement products and services; wealth management solutions; and customized solutions, including specialty asset management services. The Global Banking segment offers lending products and services, including commercial loans, leases, commitment facilities, trade finance, and commercial real estate and asset-based lending; treasury solutions, and underwriting and advisory services. The Global Markets segment provides market-making, financing, securities clearing, settlement, and custody services; securities and derivative products; and risk management products using interest rate, equity, credit, currency and commodity derivatives, foreign exchange, fixed-income, and mortgage-related products. Bank of America Corporation was founded in 1784 and is based in Charlotte, North Carolina.

Latest Banks and Pinnacle Financial Partners, Inc., Bank of America Corporation Stock News

As of May 20, 2026, Pinnacle Financial Partners, Inc. had a $14.6 billion market capitalization, compared to the Banks median of $720.5 million. Pinnacle Financial Partners, Inc.’s stock is up 0.7% in 2026, up 0.6% in the previous five trading days and down 12.54% in the past year.

Currently, Pinnacle Financial Partners, Inc.’s price-earnings ratio is 14.9. Pinnacle Financial Partners, Inc.’s trailing 12-month revenue is $2.6 billion with a 24.7% net profit margin. Year-over-year quarterly sales growth most recently was 156.4%. Analysts expect adjusted earnings to reach $10.321 per share for the current fiscal year. Pinnacle Financial Partners, Inc. currently has a 2.1% dividend yield.

As of May 20, 2026, Bank of America Corporation had a $363.6 billion market cap, putting it in the 99th percentile of all stocks. Bank of America Corporation’s stock is down 7.6% in 2026, up 2% in the previous five trading days and up 14.43% in the past year.

Currently, Bank of America Corporation’s price-earnings ratio is 12.7. Bank of America Corporation’s trailing 12-month revenue is $109.6 billion with a 29.0% net profit margin. Year-over-year quarterly sales growth most recently was 8.1%. Analysts expect adjusted earnings to reach $4.468 per share for the current fiscal year. Bank of America Corporation currently has a 2.2% dividend yield.

How We Compare Pinnacle Financial Partners, Inc. and Bank of America Corporation Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Pinnacle Financial Partners, Inc. and Bank of America Corporation’s stock grades to see how they measure up against one another.

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Pinnacle Financial Partners, Inc. and Bank of America Corporation Stock Value Grades

Company	Ticker	Value
Pinnacle Financial Partners, Inc.	PNFP	C
Bank of America Corporation	BAC	A

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.

Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.

Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.

Pinnacle Financial Partners, Inc. has a Value Score of 50, which is Average. Bank of America Corporation has a Value Score of 81, which is Deep Value.

The Value Stock Winner: Bank of America Corporation

As you can clearly see from the Value Grade breakdown above, Bank of America Corporation is considered to have better value than Pinnacle Financial Partners, Inc.. For investors who focus solely on a company’s valuation, Bank of America Corporation could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Pinnacle Financial Partners, Inc. and Bank of America Corporation Growth Grades

Company	Ticker	Growth
Pinnacle Financial Partners, Inc.	PNFP	A
Bank of America Corporation	BAC	C

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

Pinnacle Financial Partners, Inc. has a Growth Score of 89, which is Very Strong. Bank of America Corporation has a Growth Score of 49, which is Average.

The Growth Grade Winner: Pinnacle Financial Partners, Inc.

As you can clearly see from the Growth Grade breakdown above, Pinnacle Financial Partners, Inc. has a more attractive growth grade than Bank of America Corporation. For investors who focus solely on how a company is growing relative to other companies in the same industry, Pinnacle Financial Partners, Inc. could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Pinnacle Financial Partners, Inc. and Bank of America Corporation’s Momentum Grades

Company	Ticker	Momentum
Pinnacle Financial Partners, Inc.	PNFP	D
Bank of America Corporation	BAC	C

Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

Pinnacle Financial Partners, Inc. has a Momentum Score of 33, which is Weak. Bank of America Corporation has a Momentum Score of 49, which is Average.

The Momentum Stock Winner: No Clear Winner

Neither Pinnacle Financial Partners, Inc. or Bank of America Corporation has a strong enough Momentum Grade to be considered a “winner.” Investors considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Pinnacle Financial Partners, Inc. or Bank of America Corporation is the better investment when it comes to momentum.

Other Pinnacle Financial Partners, Inc. and Bank of America Corporation Grades

In addition to Value, Momentum and Growth, A+ Investor also provides grades for Estimate Revisions and Quality.

Earnings estimate revisions scores take into account the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, surprises beget further surprises‐or at least continued sales growth (the exact opposite is generally true, too).

AAII’s A+ Investor Quality Grade comes from the ranking of key metrics. Specifically, the quality grade is the percentile rank of the composite of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Pinnacle Financial Partners, Inc. and Bank of America Corporation pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Pinnacle Financial Partners, Inc. or Bank of America Corporation Stock?

Overall, Pinnacle Financial Partners, Inc. stock has a Value Score of 50, Growth Score of 89 and Momentum Score of 33.

Bank of America Corporation stock has a Value Score of 81, Growth Score of 49 and Momentum Score of 49.

Comparing Pinnacle Financial Partners, Inc. and Bank of America Corporation’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.