Is Pinnacle Financial Partners, Inc. (PNFP) Overvalued?
We dive into why Pinnacle Financial Partners, Inc. (PNFP) could be considered overvalued on 2026-07-21, based on AAII’s Value Score and Grade.Tudor Pop
| SECTOR | INDUSTRY |
| Financials | Banks |
A+ Stock Grade Summary:
| VALUE: |
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| GROWTH: |
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| MOMENTUM: |
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| EPS REVISIONS: |
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| QUALITY: |
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Tudor Pop
Jenna Brashear
Rosalio Madrigal
Tudor Pop
Cynthia McLaughlin
| Share Statistics | PNFP | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $14,459.9 | $700.1 | 83% |
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| Shares Out (Mil) | 151.5 | 15.4 | 71% |
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| Institutional Ownership | 98.7% | 84.0% | 81% |
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| Float (Mil) | 148.6 | 21.6 | 68% |
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| Beta | 1.02 | 0.45 | 61% |
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| Avg Daily Volume (000s) | 1,117 | 42 | 71% |
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| Price Change (52-week) |
3.0% | 92.2% | 55% |
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| Growth | PNFP | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 15.8% | 7.7% | 74% |
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| Net Income (5yr) | 15.5% | 11.1% | 65% |
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| EPS (5yr) | 14.9% | 10.0% | 56 |
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| Dividends (5yr) | 8.4% | 3.6% | 86% |
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| Cash Flow (5yr) | (48.3%) | (17.1%) | 7% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 22 | 22 | 22 | |
| Current EPS | $2.626 | $10.205 | $11.497 | |
| Month Ago EPS | $2.616 | $10.183 | $11.449 | |
| # Rev Up | 1 | 1 | 0 | |
| # Rev Down | 1 | 1 | 2 | |
| Three Months Ago EPS | $2.647 | $10.273 | $11.795 | |
| Year/Year Chg | 26.9% | 26.5% | 61.5% | |
| Financials | PNFP | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $3,303 | $188 | 68% |
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| Net Income (TTM) (Mil) | $821 | $54 | 84% |
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| EPS (TTM) | $6.875 | $2.500 | 90% |
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| Operating Cash Flow (TTM) (Mil) | $1,536 | $33 | 85% |
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| Net Cash Flow (TTM) (Mil) | na | $2 | na |
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| Long-Term Debt (Q1) (Mil) | $10,253 | $94 | 91% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | PNFP | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.03 | 1.25 | 25% |
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| P/E | 14.1 | 12.2 | 36% |
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| Dividend Yield | 2.1% | 2.2% | 77% |
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| PEG (5yr hist) | 0.9 | 1.1 | 45% |
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| Ratios | PNFP | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 24.9% | 29.1% | 83% |
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| ROA | 0.9% | 1.1% | 45% |
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| ROE | 8.0% | 11.3% | 51% |
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| Liabilities to Assets | 88.5% | 89.7% | 83% |
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| F-Score | 3 | 4 | 18% |
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Passing Stock Screens
As of 10/2/2026, from a list of 60 stock screening strategies,
| Performance Since Inception: | 6.7% |
| +/- S&P 500: | -0.8 |
Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.
Ⓒ 2026 American Association of Individual Investors