Avoid the stress of overpaying for a stock or missing an opportunity by using the right tools and insights to evaluate Waterstone Financial, Inc. before investing.

In this article, we go over a few key elements for understanding Waterstone Financial, Inc.’s stock price such as:

• Waterstone Financial, Inc.’s current stock price and volume
• Why Waterstone Financial, Inc.’s stock price changed recently
• Upgrades and downgrades for WSBF from analysts
• WSBF’s stock price momentum as measured by its relative strength

About Waterstone Financial, Inc. (WSBF)

Before we jump into Waterstone Financial, Inc.’s stock price, history, target price and what caused it to recently rise, let’s take a look at some background.

Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage Banking. The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, such as checking, credit, debit and pre-paid cards, online banking and bill pay, and money transfer services; investable funds solutions, such as savings, money market deposits, individual retirement accounts, and certificates of deposit; residential mortgages, home equity loans and lines of credit, personal and installment loans, real estate financing, business loans, and business lines of credit; and fixed and variable annuities, insurance products, and trust and investment management accounts. It also provides transaction deposits, interest bearing transaction accounts, demand deposits, non-interest-bearing demand accounts, and time deposits; secured and unsecured lines; commercial real estate construction loans; term loans for working capital, inventory, and general corporate use; and personal term loans and investment services. The Mortgage Banking segment offers residential mortgage loans for the purpose of sale in the secondary market. It also invests in a portfolio of securities comprising mortgage-backed securities, government-sponsored and private-label enterprise bonds, collateralized mortgage obligations, municipal obligations, and other debt securities. The company was formerly known as Wauwatosa Holdings, Inc. and changed its name to Waterstone Financial, Inc. in August 2008. Waterstone Financial, Inc. was founded in 1921 and is based in Wauwatosa, Wisconsin.

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Waterstone Financial, Inc.’s Stock Price as of Market Close

As of July 31, 2026, 4:00 PM, CST, Waterstone Financial, Inc.’s stock price was $20.520.

Waterstone Financial, Inc. is up 0.24% from its previous closing price of $20.470.

During the last market session, Waterstone Financial, Inc.’s stock traded between $20.360 and $20.650. Currently, there are approximately 17.37 million shares outstanding for Waterstone Financial, Inc..

Waterstone Financial, Inc.’s price-earnings (P/E) ratio is currently at 12.4, which is low compared to the Financial Services industry median of 15.1. The price-earnings ratio gauges market expectation of future performance by relating a stock’s current share price to its earnings per share.

Waterstone Financial, Inc. Stock Price History

Waterstone Financial, Inc.’s (WSBF) price is currently down 1.01% so far this month.

During the month of July, Waterstone Financial, Inc.’s stock price has reached a high of $21.030 and a low of $19.020.

Over the last year, Waterstone Financial, Inc. has hit prices as high as $21.030 and as low as $13.080. Year to date, Waterstone Financial, Inc.’s stock is up 23.99%.

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What Caused Waterstone Financial, Inc. Stock’s Price to Rise?

Stock prices are primarily based on seller supply and buyer demand. But have you ever wondered about what other factors affect a stock's price?

When an analyst changes their opinion of a stock by upgrading or downgrading their rating, it often leads to a sudden stock price adjustment. As of July 31, 2026, there were analysts who downgraded Waterstone Financial, Inc.’s stock and analysts who upgraded over the last month.

Additionally, you'll want to evaluate Waterstone Financial, Inc.’s financial health and valuation. Investors can use AAII's Value Grade, which combines six key valuation metrics like P/E and P/S ratios for a comprehensive analysis to conduct analysis on Waterstone Financial, Inc.’s valuation and financial health. This approach mitigates the limitations of single-metric evaluations.

Waterstone Financial, Inc.’s current valuation based on AAII’s Value Grade is a A, which means it is considered to be Deep Value.

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Lastly, news and media coverage as well as recent press reports about the company or its industry may cause stock prices to fluctuate. You can check out the most recent news articles about Waterstone Financial, Inc. (WSBF) by visiting AAII Stock Evaluator.

Relative Price Strength of Waterstone Financial, Inc.

Relative price strength measures a stock's performance against the market, helping investors identify stocks that are outperforming benchmarks.

For AAII’s Momentum Grade, a weighted relative price strength is calculated. Follow this link to learn more about the Momentum Grade.

As of July 31, 2026, Waterstone Financial, Inc. has a weighted four-quarter relative price strength of 7.62%, which translates to a Momentum Score of 77 and is considered to be Strong.

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Waterstone Financial, Inc. Stock Price: Bottom Line

As of July 31, 2026, Waterstone Financial, Inc.’s stock price is $20.520, which is up 0.24% from its previous closing price.

AAII advises against making stock decisions based solely on price or past returns. Instead, consider a variety of metrics, fundamentals, and analytics to evaluate a stock like Waterstone Financial, Inc. stock prices are influenced by market supply and demand and offer just a snapshot of a company's overall health.

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