Why UWM Holdings Corporation’s (UWMC) Stock Is Down 12.89%

By Jenna Brashear
January 31, 2026
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Avoid the stress of overpaying for a stock or missing an opportunity by using the right tools and insights to evaluate UWM Holdings Corporation before investing.

In this article, we go over a few key elements for understanding UWM Holdings Corporation’s stock price such as:

  • UWM Holdings Corporation’s current stock price and volume
  • Why UWM Holdings Corporation’s stock price changed recently
  • Upgrades and downgrades for UWMC from analysts
  • UWMC’s stock price momentum as measured by its relative strength

About UWM Holdings Corporation (UWMC)

Before we jump into UWM Holdings Corporation’s stock price, history, target price and what caused it to recently dip, let’s take a look at some background.

UWM Holdings Corporation engages in the origination, sale, and servicing residential mortgage lending in the United States. The company offers mortgage loans through wholesale channel. It originates primarily conforming and government loans. UWM Holdings Corporation was founded in 1986 and is headquartered in Pontiac, Michigan.

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UWM Holdings Corporation’s Stock Price as of Market Close

As of January 30, 2026, 4:00 PM, CST, UWM Holdings Corporation’s stock price was $4.910.

UWM Holdings Corporation is down 13.86% from its previous closing price of $5.700.

During the last market session, UWM Holdings Corporation’s stock traded between $4.810 and $5.380. Currently, there are approximately 221.35 million shares outstanding for UWM Holdings Corporation.

UWM Holdings Corporation’s price-earnings (P/E) ratio is currently at 83.2, which is high compared to the Financial Services industry median of 13.4. The price-earnings ratio gauges market expectation of future performance by relating a stock’s current share price to its earnings per share.

UWM Holdings Corporation Stock Price History

UWM Holdings Corporation’s (UWMC) price is currently up 12.1% so far this month.

During the month of January, UWM Holdings Corporation’s stock price has reached a high of $6.150 and a low of $4.280.

Over the last year, UWM Holdings Corporation has hit prices as high as $7.140 and as low as $3.795. Year to date, UWM Holdings Corporation’s stock is up 12.1%.

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What Caused UWM Holdings Corporation Stock’s Price to Dip?

Stock prices are primarily based on seller supply and buyer demand. But have you ever wondered about what other factors affect a stock's price?

When an analyst changes their opinion of a stock by upgrading or downgrading their rating, it often leads to a sudden stock price adjustment. As of January 30, 2026, there were 5 analysts who downgraded UWM Holdings Corporation’s stock and 1 analyst who upgraded over the last month.

Additionally, you'll want to evaluate UWM Holdings Corporation’s financial health and valuation. Investors can use AAII's Value Grade, which combines six key valuation metrics like P/E and P/S ratios for a comprehensive analysis to conduct analysis on UWM Holdings Corporation’s valuation and financial health. This approach mitigates the limitations of single-metric evaluations.

UWM Holdings Corporation’s current valuation based on AAII’s Value Grade is a F, which means it is considered to be Ultra Expensive.

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Lastly, news and media coverage as well as recent press reports about the company or its industry may cause stock prices to fluctuate. You can check out the most recent news articles about UWM Holdings Corporation (UWMC) by visiting AAII Stock Evaluator.

Relative Price Strength of UWM Holdings Corporation

Relative price strength measures a stock's performance against the market, helping investors identify stocks that are outperforming benchmarks.

For AAII’s Momentum Grade, a weighted relative price strength is calculated. Follow this link to learn more about the Momentum Grade.

As of January 30, 2026, UWM Holdings Corporation has a weighted four-quarter relative price strength of -8.97%, which translates to a Momentum Score of 24 and is considered to be Weak.

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UWM Holdings Corporation Stock Price: Bottom Line

As of January 30, 2026, UWM Holdings Corporation’s stock price is $4.910, which is down 13.86% from its previous closing price.

AAII advises against making stock decisions based solely on price or past returns. Instead, consider a variety of metrics, fundamentals, and analytics to evaluate a stock like UWM Holdings Corporation stock prices are influenced by market supply and demand and offer just a snapshot of a company's overall health.

Subscribing to AAII's A+ Investor provides access to comprehensive analytics and insights for confident investing.

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