Avoid the stress of overpaying for a stock or missing an opportunity by using the right tools and insights to evaluate United Bancorp, Inc. before investing.

In this article, we go over a few key elements for understanding United Bancorp, Inc.’s stock price such as:

• United Bancorp, Inc.’s current stock price and volume
• Why United Bancorp, Inc.’s stock price changed recently
• Upgrades and downgrades for UBCP from analysts
• UBCP’s stock price momentum as measured by its relative strength

About United Bancorp, Inc. (UBCP)

Before we jump into United Bancorp, Inc.’s stock price, history, target price and what caused it to recently rise, let’s take a look at some background.

United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company offers banking and financial services, including accepting demand, savings, and time deposits, as well as granting commercial, real estate, and consumer loans. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio.

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United Bancorp, Inc.’s Stock Price as of Market Close

As of July 31, 2026, 4:00 PM, CST, United Bancorp, Inc.’s stock price was $15.250.

United Bancorp, Inc. is up 0.96% from its previous closing price of $15.105.

During the last market session, United Bancorp, Inc.’s stock traded between $15.250 and $15.250. Currently, there are approximately 5.50 million shares outstanding for United Bancorp, Inc..

United Bancorp, Inc.’s price-earnings (P/E) ratio is currently at 11.3, which is low compared to the Banks industry median of 12.9. The price-earnings ratio gauges market expectation of future performance by relating a stock’s current share price to its earnings per share.

United Bancorp, Inc. Stock Price History

United Bancorp, Inc.’s (UBCP) price is currently down 3.97% so far this month.

During the month of July, United Bancorp, Inc.’s stock price has reached a high of $16.740 and a low of $0.000.

Over the last year, United Bancorp, Inc. has hit prices as high as $17.335 and as low as $12.470. Year to date, United Bancorp, Inc.’s stock is up 6.27%.

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What Caused United Bancorp, Inc. Stock’s Price to Rise?

Stock prices are primarily based on seller supply and buyer demand. But have you ever wondered about what other factors affect a stock's price?

When an analyst changes their opinion of a stock by upgrading or downgrading their rating, it often leads to a sudden stock price adjustment. As of July 31, 2026, there were analysts who downgraded United Bancorp, Inc.’s stock and analysts who upgraded over the last month.

Additionally, you'll want to evaluate United Bancorp, Inc.’s financial health and valuation. Investors can use AAII's Value Grade, which combines six key valuation metrics like P/E and P/S ratios for a comprehensive analysis to conduct analysis on United Bancorp, Inc.’s valuation and financial health. This approach mitigates the limitations of single-metric evaluations.

United Bancorp, Inc.’s current valuation based on AAII’s Value Grade is a A, which means it is considered to be Deep Value.

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Lastly, news and media coverage as well as recent press reports about the company or its industry may cause stock prices to fluctuate. You can check out the most recent news articles about United Bancorp, Inc. (UBCP) by visiting AAII Stock Evaluator.

Relative Price Strength of United Bancorp, Inc.

Relative price strength measures a stock's performance against the market, helping investors identify stocks that are outperforming benchmarks.

For AAII’s Momentum Grade, a weighted relative price strength is calculated. Follow this link to learn more about the Momentum Grade.

As of July 31, 2026, United Bancorp, Inc. has a weighted four-quarter relative price strength of -3.03%, which translates to a Momentum Score of 42 and is considered to be Average.

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United Bancorp, Inc. Stock Price: Bottom Line

As of July 31, 2026, United Bancorp, Inc.’s stock price is $15.250, which is up 0.96% from its previous closing price.

AAII advises against making stock decisions based solely on price or past returns. Instead, consider a variety of metrics, fundamentals, and analytics to evaluate a stock like United Bancorp, Inc. stock prices are influenced by market supply and demand and offer just a snapshot of a company's overall health.

Subscribing to AAII's A+ Investor provides access to comprehensive analytics and insights for confident investing.