Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Northwest Bancshares, Inc. or Intercorp Financial Services Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Northwest Bancshares, Inc. and Intercorp Financial Services Inc. compare based on key financial metrics to determine which better meets your investment needs.

About Northwest Bancshares, Inc. and Intercorp Financial Services Inc.

Northwest Bancshares, Inc. operates as the bank holding company for Northwest Bank, a state-chartered savings bank that provides personal and commercial banking solutions in Pennsylvania, New York, Ohio, and Indiana in the United States. The company accepts various deposits, including checking, savings, money market deposit, term certificate, and individual retirement accounts. It also offers loan products comprising one-to-four-family residential real estate loans, shorter-term consumer loans, and loans collateralized by multi-family residential and commercial real estate, as well as commercial business loans; residential mortgage loans; home equity loans and lines of credit; commercial real estate loans; commercial loans and financing solutions; and other consumer loans, including auto refinance loans, indirect automobile and recreational loans, unsecured personal loans, credit card loans, and loans secured by investment accounts. In addition, the company offers investment and cash management; estate and trust services; digital and online banking; certificates of deposit; credit cards; student and small business loans; private banking, planning, and investments; retirement plans; liquidity management for commercial checking and savings; treasury and wealth management; insurance; employee benefit plans; and financial planning services. It serves individuals, businesses, and charitable institutions. Northwest Bancshares, Inc. was founded in 1896 and is headquartered in Columbus, Ohio.

Intercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company offers loans, credit facilities, deposits, and current accounts; life annuity products with single payment and life insurance products, as well as other retail insurance products; and brokerage and investment management services. It also engages in the development, management, operation, and processing of credit and debit cards; facilitation of payments and services through commercial stores; and installation and maintenance of infrastructure for transactions through electronic commerce modality and networks of payment methods processors. In addition, the company manages mutual funds and investment funds; and provides investment consultancy and related services. The company was incorporated in 1897 and is headquartered in Lima, Peru. Intercorp Financial Services Inc. operates as a subsidiary of Intercorp Perú Ltd.

Latest Banks and Northwest Bancshares, Inc., Intercorp Financial Services Inc. Stock News

As of April 28, 2026, Northwest Bancshares, Inc. had a $2.1 billion market capitalization, compared to the Banks median of $732.9 million. Northwest Bancshares, Inc.’s stock is up 14.8% in 2026, up 4.4% in the previous five trading days and up 20.51% in the past year.

Currently, Northwest Bancshares, Inc.’s price-earnings ratio is 15.4. Northwest Bancshares, Inc.’s trailing 12-month revenue is $599.1 million with a 21.4% net profit margin. Year-over-year quarterly sales growth most recently was 25.1%. Analysts expect adjusted earnings to reach $1.342 per share for the current fiscal year. Northwest Bancshares, Inc. currently has a 5.6% dividend yield.

As of April 28, 2026, Intercorp Financial Services Inc. had a $5.0 billion market cap, putting it in the 68th percentile of all stocks. Intercorp Financial Services Inc.’s stock is up 5% in 2026, down 3.4% in the previous five trading days and up 39.75% in the past year.

Currently, Intercorp Financial Services Inc.’s price-earnings ratio is 8.7. Intercorp Financial Services Inc.’s trailing 12-month revenue is $1.6 billion with a 35.2% net profit margin. Year-over-year quarterly sales growth most recently was 13.4%. Analysts expect adjusted earnings to reach $4.637 per share for the current fiscal year. Intercorp Financial Services Inc. currently has a 2.2% dividend yield.

How We Compare Northwest Bancshares, Inc. and Intercorp Financial Services Inc. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Northwest Bancshares, Inc. and Intercorp Financial Services Inc.’s stock grades to see how they measure up against one another.

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Northwest Bancshares, Inc. and Intercorp Financial Services Inc. Stock Value Grades

Company	Ticker	Value
Northwest Bancshares, Inc.	NWBI	D
Intercorp Financial Services Inc.	IFS	B

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.

Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.

Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.

Northwest Bancshares, Inc. has a Value Score of 34, which is Expensive. Intercorp Financial Services Inc. has a Value Score of 71, which is Value.

The Value Stock Winner: Intercorp Financial Services Inc.

As you can clearly see from the Value Grade breakdown above, Intercorp Financial Services Inc. is considered to have better value than Northwest Bancshares, Inc.. For investors who focus solely on a company’s valuation, Intercorp Financial Services Inc. could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Northwest Bancshares, Inc. and Intercorp Financial Services Inc.’s Quality Grades

Company	Ticker	Quality
Northwest Bancshares, Inc.	NWBI	F
Intercorp Financial Services Inc.	IFS	F

Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.

The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.

The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.

Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.

Northwest Bancshares, Inc. has a Quality Score of 5, which is Very Weak. Intercorp Financial Services Inc. has a Quality Score of 6, which is Very Weak.

The Quality Stock Winner: No Clear Winner

Neither Northwest Bancshares, Inc. or Intercorp Financial Services Inc. has a high enough Quality Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Northwest Bancshares, Inc. or Intercorp Financial Services Inc. is the better investment when it comes to quality.

Northwest Bancshares, Inc. and Intercorp Financial Services Inc.’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
Northwest Bancshares, Inc.	NWBI	B
Intercorp Financial Services Inc.	IFS	C

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

Northwest Bancshares, Inc. has a Earnings Estimate Score of 72, which is Positive. Intercorp Financial Services Inc. has a Earnings Estimate Score of 42, which is Neutral.

The Earnings Estimate Revisions Grade Winner: Northwest Bancshares, Inc.

As you can clearly see from the Earnings Estimate Revisions Grade breakdown above, Northwest Bancshares, Inc. has a better Earnings Estimate Revisions Grade than Intercorp Financial Services Inc.. For those who are specifically looking for companies with better short-term prospects when compared to other companies in the same industry, Northwest Bancshares, Inc. could be a good stock to invest in. However, it’s important to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Other Northwest Bancshares, Inc. and Intercorp Financial Services Inc. Grades

In addition to Quality, Value and Estimate Revisions, A+ Investor also provides grades for Growth and Momentum.

Momentum grades help uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming.

Growth investing builds on the idea that stocks of companies exhibiting strong, consistent and prolonged growth outperform those of slower-growth companies. AAII measures growth through consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Northwest Bancshares, Inc. and Intercorp Financial Services Inc. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Northwest Bancshares, Inc. or Intercorp Financial Services Inc. Stock?

Overall, Northwest Bancshares, Inc. stock has a Value Score of 34, Estimate Revisions Score of 72 and Quality Score of 5.

Intercorp Financial Services Inc. stock has a Value Score of 71, Estimate Revisions Score of 42 and Quality Score of 6.

Comparing Northwest Bancshares, Inc. and Intercorp Financial Services Inc.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.