6 Undervalued Banks Stocks for Tuesday, September 08
Discover the top 6 undervalued Banks stocks for Tuesday, September 08 based on AAII’s Stock Grades.Michael Rose
A+ Stock Grade Summary:
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COMPANY SUMMARY
Intercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company offers loans, credit facilities, deposits, and current accounts; life annuity products with single payment and life insurance products, as well as other retail insurance products; and brokerage and investment management services. It also engages in the development, management, operation, and processing of credit and debit cards; facilitation of payments and services through commercial stores; and installation and maintenance of infrastructure for transactions through electronic commerce modality and networks of payment methods processors. In addition, the company manages mutual funds and investment funds; and provides investment consultancy and related services. The company was incorporated in 1897 and is headquartered in Lima, Peru. Intercorp Financial Services Inc. operates as a subsidiary of Intercorp Perú Ltd.
Commentary & Analysis
Which Is a Better Investment, Beacon Financial Corporation or Intercorp Financial Services Inc. Stock?
Learn more about whether Beacon Financial Corporation or Intercorp Financial Services Inc. is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Michael Rose
Which Is a Better Investment, Central Bancompany, Inc. or Intercorp Financial Services Inc. Stock?
Learn more about whether Central Bancompany, Inc. or Intercorp Financial Services Inc. is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Michael Rose
Which Is a Better Investment, Flagstar Bank, National Association or Intercorp Financial Services Inc. Stock?
Learn more about whether Flagstar Bank, National Association or Intercorp Financial Services Inc. is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Jenna Brashear
Which Is a Better Investment, Intercorp Financial Services Inc. or United Community Banks, Inc. Stock?
Learn more about whether Intercorp Financial Services Inc. or United Community Banks, Inc. is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Tudor Pop
Financial Summary
| Share Statistics | IFS | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $5,928.4 | $700.1 | 71% |
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| Shares Out (Mil) | 32.4 | 15.4 | 38% |
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| Institutional Ownership | 99.8% | 84.0% | 94% |
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| Float (Mil) | 28.8 | 21.6 | 35% |
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| Beta | 0.44 | 0.45 | 25% |
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| Avg Daily Volume (000s) | 224 | 42 | 45% |
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| Price Change (52-week) |
32.8% | 92.2% | 76% |
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| Growth | IFS | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 21.2% | 7.7% | 82% |
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| Net Income (5yr) | 40.2% | 11.1% | 91% |
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| EPS (5yr) | 41.1% | 10.0% | 89 |
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| Dividends (5yr) | 18.5% | 3.6% | 88% |
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| Cash Flow (5yr) | (45.9%) | (17.1%) | 9% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 2 | 2 | 2 | |
| Current EPS | $1.422 | $5.951 | $6.823 | |
| Month Ago EPS | $1.422 | $5.962 | $6.834 | |
| # Rev Up | 1 | 0 | 0 | |
| # Rev Down | 0 | 1 | 1 | |
| Three Months Ago EPS | $1.452 | $5.950 | $6.652 | |
| Year/Year Chg | (7.7%) | 15.7% | 42.1% | |
| Financials | IFS | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $1,718 | $188 | 58% |
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| Net Income (TTM) (Mil) | $613 | $54 | 81% |
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| EPS (TTM) | $5.530 | $2.500 | 88% |
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| Operating Cash Flow (TTM) (Mil) | ($85) | $33 | 7% |
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| Net Cash Flow (TTM) (Mil) | $918 | $2 | 94% |
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| Long-Term Debt (Q1) (Mil) | $2,525 | $94 | 77% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | IFS | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.56 | 1.25 | 43% |
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| P/E | 9.6 | 12.2 | 16% |
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| Dividend Yield | 3.4% | 2.2% | 86% |
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| PEG (5yr hist) | 0.2 | 1.1 | 10% |
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| Ratios | IFS | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 35.7% | 29.1% | 92% |
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| ROA | 2.1% | 1.1% | 56% |
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| ROE | 17.5% | 11.3% | 76% |
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| Liabilities to Assets | 87.7% | 89.7% | 82% |
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| F-Score | 3 | 4 | 18% |
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Passing Stock Screens
As of 10/2/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.7% |
| +/- S&P 500: | -0.8 |
GURU STRATEGY
Dreman Screen
Factors: Value, Growth
Avoiding the psychological traps of the market by following the principles of contrarian investing.
| Performance Since Inception: | 8.3% |
| +/- S&P 500: | +0.8 |
