Sifting through countless of stocks in the Consumer Finance industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in SLM Corporation, EZCORP or Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how SLM Corporation, EZCORP and Inc. compare based on key financial metrics to determine which better meets your investment needs.

About SLM Corporation, EZCORP and Inc.

SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It provides retail deposit accounts, including high-yield savings accounts, money market accounts, and certificates of deposit; and interest-bearing omnibus accounts. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.

EZCORP, Inc. provides pawn services in the United States, Mexixo, and Latin America. It operates through U.S. Pawn, Latin America Pawn, and Other Investments segments. The company retails merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. It also provides pawn loans collateralized by tangible personal property, jewelry, consumer electronics, tools, sporting goods, and musical instruments. In addition, the company offers EZ+, a web-based application that allow customers to manage their pawn transactions, layaways, and loyalty rewards online. Further, the company operates under the EZPAWN, Value Pawn & Jewelry, Empeño Fácil, Cash Apoyo Efectivo, GuatePrenda, and MaxiEfectivo brands. EZCORP, Inc. was incorporated in 1989 and is headquartered in Austin, Texas.

Latest Consumer Finance and SLM Corporation, EZCORP, Inc. Stock News

As of May 1, 2026, SLM Corporation had a $4.3 billion market capitalization, compared to the Consumer Finance median of $1.1 million. SLM Corporation’s stock is down 16.1% in 2026, down 4.8% in the previous five trading days and down 21.52% in the past year.

Currently, SLM Corporation’s price-earnings ratio is 6.4. SLM Corporation’s trailing 12-month revenue is $1.7 billion with a 44.9% net profit margin. Year-over-year quarterly sales growth most recently was 2.5%. Analysts expect adjusted earnings to reach $3.156 per share for the current fiscal year. SLM Corporation currently has a 2.3% dividend yield.

As of May 1, 2026, EZCORP, Inc. had a $2.0 billion market cap, putting it in the 54th percentile of all stocks. EZCORP, Inc.’s stock is up 66.6% in 2026, up 1.5% in the previous five trading days and up 97.68% in the past year.

Currently, EZCORP, Inc.’s price-earnings ratio is 20.6. EZCORP, Inc.’s trailing 12-month revenue is $1.3 billion with a 9.2% net profit margin. Year-over-year quarterly sales growth most recently was 19.3%. Analysts expect adjusted earnings to reach $1.850 per share for the current fiscal year. EZCORP, Inc. does not currently pay a dividend.

How We Compare SLM Corporation, EZCORP and Inc. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at SLM Corporation, EZCORP and Inc.’s stock grades to see how they measure up against one another.

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SLM Corporation, EZCORP and Inc.’s Quality Grades

Company	Ticker	Quality
SLM Corporation	SLM	C
EZCORP, Inc.	EZPW	C

Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.

The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.

The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.

Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.

SLM Corporation has a Quality Score of 58, which is Average. EZCORP, Inc. has a Quality Score of 58, which is Average.

The Quality Stock Winner: No Clear Winner

Neither SLM Corporation, EZCORP or Inc. has a high enough Quality Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if SLM Corporation, EZCORP or Inc. is the better investment when it comes to quality.

SLM Corporation, EZCORP and Inc.’s Momentum Grades

Company	Ticker	Momentum
SLM Corporation	SLM	F
EZCORP, Inc.	EZPW	A

Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

SLM Corporation has a Momentum Score of 18, which is Very Weak. EZCORP, Inc. has a Momentum Score of 90, which is Very Strong.

The Momentum Grade Winner: EZCORP, Inc.

As you can clearly see from the Momentum Grade breakdown above, EZCORP, Inc. is considered to have stronger momentum compared to SLM Corporation. For those specifically looking for companies that have stronger momentum compared to other companies in the same industry, EZCORP, Inc. could be a good stock to invest in. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

SLM Corporation, EZCORP and Inc.’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
SLM Corporation	SLM	B
EZCORP, Inc.	EZPW	B

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

SLM Corporation has a Earnings Estimate Score of 76, which is Positive. EZCORP, Inc. has a Earnings Estimate Score of 79, which is Positive.

The Earnings Estimate Revisions Grade Winner: It’s a Tie!

Looking at the Earnings Estimate Revisions Grade breakdown above, both SLM Corporation, EZCORP and Inc. have a grade of B. For those focusing solely on a company’s estimate revisions, other financial metrics will need to be evaluated to determine whether SLM Corporation, EZCORP or Inc. is a better fit.

Other SLM Corporation, EZCORP and Inc. Grades

In addition to Estimate Revisions, Momentum and Quality, A+ Investor also provides grades for Value and Growth.

Growth investing builds on the idea that stocks of companies exhibiting strong, consistent and prolonged growth outperform those of slower-growth companies. AAII measures growth through consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations.

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection. Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether SLM Corporation, EZCORP and Inc. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, SLM Corporation, EZCORP or Inc. Stock?

Overall, SLM Corporation stock has a Momentum Score of 18, Estimate Revisions Score of 76 and Quality Score of 58.

EZCORP, Inc. stock has a Momentum Score of 90, Estimate Revisions Score of 79 and Quality Score of 58.

Comparing SLM Corporation, EZCORP and Inc.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.