Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Woori Financial Group Inc. or Wintrust Financial Corporation because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.
Read on to learn how Woori Financial Group Inc. and Wintrust Financial Corporation compare based on key financial metrics to determine which better meets your investment needs.
About Woori Financial Group Inc. and Wintrust Financial Corporation
Woori Financial Group Inc., together with its subsidiaries, operates as a bank which provides various financial services in Korea, China, the United States, the United Kingdom, Japan, and internationally. The company operates through Banking Insurance, Credit Card Capital, Investment Securities, and Others segments. It offers loans, deposits, and relevant services; and contracting and maintenance of insurance policies, payment of insurance benefits, insurance agents and brokers, and provision of life insurance-related services. The company also offers debit and credit cards, cash services, card loans, and related services; lease financing; and securities operation, sale of financial instruments, project financing, and other related solutions. In addition, it provides brokerage, lending fees, electronic financial, foreign exchange handling, guarantee, import and export-related services, and foreign currency securities investment, as well as investment trust products, professional services, and private equity funds. Further, the company is involved in real estate, system software development and maintenance, financing, credit information, securities investment and trading, derivatives trading, and asset securitization. Additionally, it offers life insurance; and retirement pension services, and asset management services. Woori Financial Group Inc. was founded in 1899 and is headquartered in Seoul, South Korea.
Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine, online and mobile banking, and other services. This segment also engages in the retail origination of residential mortgages; provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations; and asset-based lending for middle-market companies. In addition, it provides loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services, including data processing of payrolls, billing, and cash management services to temporary staffing industry; other specialty finance services; equipment financing through structured loan and lease products; and property and casualty insurance premium financing. The Wealth Management segment provides wealth management services, such as trust and investment, tax-deferred like-kind exchange, asset management, and securities brokerage services. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.
Latest Banks and Woori Financial Group Inc., Wintrust Financial Corporation Stock News
As of September 2, 2026, Woori Financial Group Inc. had a $18.4 billion market capitalization, compared to the Banks median of $750.0 million. Woori Financial Group Inc.’s stock is up 31.6% in 2026, up 8% in the previous five trading days and up 40.98% in the past year.
Currently, Woori Financial Group Inc.’s price-earnings ratio is 28.2. Woori Financial Group Inc.’s trailing 12-month revenue is $7.0 billion with a 29.3% net profit margin. Year-over-year quarterly sales growth most recently was 16.8%. Analysts expect adjusted earnings to reach $9.778 per share for the current fiscal year. Woori Financial Group Inc. currently has a 8.2% dividend yield.
As of September 2, 2026, Wintrust Financial Corporation had a $10.3 billion market cap, putting it in the 78th percentile of all stocks. Wintrust Financial Corporation’s stock is up 9.8% in 2026, up 0.4% in the previous five trading days and up 11.3% in the past year.
Currently, Wintrust Financial Corporation’s price-earnings ratio is 12.2. Wintrust Financial Corporation’s trailing 12-month revenue is $2.8 billion with a 32.6% net profit margin. Year-over-year quarterly sales growth most recently was 10.2%. Analysts expect adjusted earnings to reach $13.098 per share for the current fiscal year. Wintrust Financial Corporation currently has a 1.4% dividend yield.
How We Compare Woori Financial Group Inc. and Wintrust Financial Corporation Stock Grades
Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.
AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Woori Financial Group Inc. and Wintrust Financial Corporation’s stock grades to see how they measure up against one another.
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Woori Financial Group Inc. and Wintrust Financial Corporation Stock Value Grades
| Company | Ticker | Value |
| Woori Financial Group Inc. | WF | B |
| Wintrust Financial Corporation | WTFC | B |
Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.
Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.
AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.
Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.
Woori Financial Group Inc. has a Value Score of 61, which is Value.
Wintrust Financial Corporation has a Value Score of 70, which is Value.
The Value Stock Winner: It’s a Tie!
Looking at the Value Grade breakdown above, both Woori Financial Group Inc. and Wintrust Financial Corporation have a Value Grade of B. For investors who focus solely on a company’s valuation, you will need to conduct further research into both of these companies’ other metrics to see if they could be good additions to your portfolio. It’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.
Woori Financial Group Inc. and Wintrust Financial Corporation’s Momentum Grades
| Company | Ticker | Momentum |
| Woori Financial Group Inc. | WF | B |
| Wintrust Financial Corporation | WTFC | C |
Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.
Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.
Woori Financial Group Inc. has a Momentum Score of 79, which is Strong.
Wintrust Financial Corporation has a Momentum Score of 46, which is Average.
The Momentum Grade Winner: Woori Financial Group Inc.
As you can clearly see from the Momentum Grade breakdown above, Woori Financial Group Inc. is considered to have stronger momentum compared to Wintrust Financial Corporation. For those specifically looking for companies that have stronger momentum compared to other companies in the same industry, Woori Financial Group Inc. could be a good stock to invest in. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.
Woori Financial Group Inc. and Wintrust Financial Corporation’s Estimate Revisions Grades
| Company | Ticker | Earnings Estimate |
| Woori Financial Group Inc. | WF | D |
| Wintrust Financial Corporation | WTFC | C |
Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).
Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.
Woori Financial Group Inc. has a Earnings Estimate Score of 36, which is Negative.
Wintrust Financial Corporation has a Earnings Estimate Score of 55, which is Neutral.
The Earnings Estimate Revisions Stock Winner: No Clear Winner
Neither Woori Financial Group Inc. or Wintrust Financial Corporation has an Earnings Estimate Revisions Grade that could be considered a “winner.” Investors considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Woori Financial Group Inc. or Wintrust Financial Corporation is the better investment when it comes to estimate revisions.
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Other Woori Financial Group Inc. and Wintrust Financial Corporation Grades
In addition to Value, Estimate Revisions and Momentum, A+ Investor also provides grades for Growth and Quality.
Growth investing builds on the idea that stocks of companies exhibiting strong, consistent and prolonged growth outperform those of slower-growth companies. AAII measures growth through consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations.
AAII’s A+ Investor Quality Grade comes from the ranking of key metrics. Specifically, the quality grade is the percentile rank of the composite of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.
These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Woori Financial Group Inc. and Wintrust Financial Corporation pass any of our 60+ stock screens that have outperformed the market since their creation.
So, Which Is the Better Investment, Woori Financial Group Inc. or Wintrust Financial Corporation Stock?
Overall, Woori Financial Group Inc. stock has a Value Score of 61, Momentum Score of 79 and Estimate Revisions Score of 36.
Wintrust Financial Corporation stock has a Value Score of 70, Momentum Score of 46 and Estimate Revisions Score of 55.
Comparing Woori Financial Group Inc. and Wintrust Financial Corporation’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.
Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.
A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.
AAII Disclaimer
We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.
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