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Stock Evaluator: Wintrust Financial Corporation (WTFC)

Wintrust Financial Corporation WTFC

$149.75 2.39 1.62%
October 22, 2026 4:00:00 PM EST November 10, 2021 Volume: 647,720
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Banks

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine, online and mobile banking, and other services. This segment also engages in the retail origination of residential mortgages; provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations; and asset-based lending for middle-market companies. In addition, it provides loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services, including data processing of payrolls, billing, and cash management services to temporary staffing industry; other specialty finance services; equipment financing through structured loan and lease products; and property and casualty insurance premium financing. The Wealth Management segment provides wealth management services, such as trust and investment, tax-deferred like-kind exchange, asset management, and securities brokerage services. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.

Commentary & Analysis

Financial Summary

Share Statistics WTFC Industry
Median		 Percentile
(All Stocks)
Market Cap (Mil) $9,942.7 $688.5 78%
Shares Out (Mil) 68.3 15.3 55%
Institutional Ownership 98.7% 84.0% 81%
Float (Mil) 66.5 21.5 53%
Beta 0.89 0.43 53%
Avg Daily Volume (000s) 566 49 61%
Price Change
(52-week)		 15.7% 92.3% 66%
Growth WTFC Industry
Median		 Percentile
(All Stocks)
Sales (5yr) 13.0% 7.6% 68%
Net Income (5yr) 23.0% 11.1% 77%
EPS (5yr) 19.5% 9.9% 68
Dividends (5yr) 12.3% 3.6% 91%
Cash Flow (5yr) (26.0%) (17.1%) 24%
Estimates Qtrly Current
Fiscal
Year		 Next
Fiscal
Year
# of Estimates 15 13 15
Current EPS $3.432 $13.261 $14.118
Month Ago EPS $3.355 $13.102 $13.816
# Rev Up 2 1 1
# Rev Down 1 0 1
Three Months Ago EPS $3.350 $13.099 $13.813
Year/Year Chg 4.0% 16.3% 33.1%
Financials WTFC Industry
Median		 Percentile
(All Stocks)
Sales (TTM) (Mil) $2,759 $187 65%
Net Income (TTM) (Mil) $900 $53 85%
EPS (TTM) $12.627 $2.600 96%
Operating Cash Flow (TTM) (Mil) $1,644 $33 86%
Net Cash Flow (TTM) (Mil) ($100) $2 14%
Long-Term Debt (Q1) (Mil) $4,374 $98 84%
Enterprise Value (Q1) (Mil) na $0 na
Valuation WTFC Industry
Median		 Percentile
(All Stocks)
P/B 1.42 1.27 40%
P/E 12.0 12.3 26%
Dividend Yield 1.5% 2.2% 72%
PEG (5yr hist) 0.6 1.1 31%
Ratios WTFC Industry
Median		 Percentile
(All Stocks)
Gross Margin na 63.7% na
Net Margin 32.8% 29.1% 91%
ROA 1.3% 1.1% 50%
ROE 13.4% 11.3% 67%
Liabilities to Assets 89.9% 89.7% 86%
F-Score 5 4 50%

Passing Stock Screens

As of 10/22/2026, from a list of 60 stock screening strategies, WTFC meetings the criteria of 2 screen:
Stock Screen
GURU STRATEGY

Graham--Defensive Investor (Utility) Screen

Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength. 
Performance Since Inception: 6.7%
+/- S&P 500: -0.8

Passing Stocks

1st Source Corporation SRCE
Aflac Incorporated AFL
Amalgamated Financial Corp. AMAL
American Financial Group, Inc. AFG
Ameris Bancorp ABCB
See All 193 Stocks (as of 10/22/2026)
GURU STRATEGY

Neff Screen

Factors: Value, Growth
An approach using a stringent contrarian viewpoint—finding undervalued, out-of-favor stocks in the bargain basement that have an optimistic future. 
Performance Since Inception: 14.4%
+/- S&P 500: +6.9

Passing Stocks

Adobe Inc. ADBE
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Ameriprise Financial, Inc. AMP
Autoliv, Inc. ALV
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See All 56 Stocks (as of 10/22/2026)

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

Ⓒ 2026 American Association of Individual Investors