Avoid the stress of overpaying for a stock or missing an opportunity by using the right tools and insights to evaluate Waterdrop Inc. before investing.

In this article, we go over a few key elements for understanding Waterdrop Inc.’s stock price such as:

• Waterdrop Inc.’s current stock price and volume
• Why Waterdrop Inc.’s stock price changed recently
• Upgrades and downgrades for WDH from analysts
• WDH’s stock price momentum as measured by its relative strength

About Waterdrop Inc. (WDH)

Before we jump into Waterdrop Inc.’s stock price, history, target price and what caused it to recently dip, let’s take a look at some background.

Waterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People’s Republic of China. The company offers short-term and long-term health and life insurance products and services. It also operates a medical crowdfunding platform; and E-Find, a clinical trial patient recruitment platform for pharmaceutical companies to find matches for clinical trials. In addition, the company provides technical services to insurance brokerage or agency companies through customer relationship management systems. Waterdrop Inc. was founded in 2016 and is headquartered in Beijing, the People’s Republic of China.

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Waterdrop Inc.’s Stock Price as of Market Close

As of July 31, 2026, 4:00 PM, CST, Waterdrop Inc.’s stock price was $1.120.

Waterdrop Inc. is down 1.75% from its previous closing price of $1.140.

During the last market session, Waterdrop Inc.’s stock traded between $1.101 and $1.170. Currently, there are approximately 52.16 million shares outstanding for Waterdrop Inc..

Waterdrop Inc.’s price-earnings (P/E) ratio is currently at 5.1, which is low compared to the Insurance industry median of 12.9. The price-earnings ratio gauges market expectation of future performance by relating a stock’s current share price to its earnings per share.

Waterdrop Inc. Stock Price History

Waterdrop Inc.’s (WDH) price is currently down 0.89% so far this month.

During the month of July, Waterdrop Inc.’s stock price has reached a high of $1.320 and a low of $1.101.

Over the last year, Waterdrop Inc. has hit prices as high as $2.180 and as low as $1.080. Year to date, Waterdrop Inc.’s stock is down 41.05%.

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What Caused Waterdrop Inc. Stock’s Price to Dip?

Stock prices are primarily based on seller supply and buyer demand. But have you ever wondered about what other factors affect a stock's price?

When an analyst changes their opinion of a stock by upgrading or downgrading their rating, it often leads to a sudden stock price adjustment. As of July 31, 2026, there were analysts who downgraded Waterdrop Inc.’s stock and analysts who upgraded over the last month.

Additionally, you'll want to evaluate Waterdrop Inc.’s financial health and valuation. Investors can use AAII's Value Grade, which combines six key valuation metrics like P/E and P/S ratios for a comprehensive analysis to conduct analysis on Waterdrop Inc.’s valuation and financial health. This approach mitigates the limitations of single-metric evaluations.

Waterdrop Inc.’s current valuation based on AAII’s Value Grade is a A, which means it is considered to be Deep Value.

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Lastly, news and media coverage as well as recent press reports about the company or its industry may cause stock prices to fluctuate. You can check out the most recent news articles about Waterdrop Inc. (WDH) by visiting AAII Stock Evaluator.

Relative Price Strength of Waterdrop Inc.

Relative price strength measures a stock's performance against the market, helping investors identify stocks that are outperforming benchmarks.

For AAII’s Momentum Grade, a weighted relative price strength is calculated. Follow this link to learn more about the Momentum Grade.

As of July 31, 2026, Waterdrop Inc. has a weighted four-quarter relative price strength of -15.80%, which translates to a Momentum Score of 16 and is considered to be Very Weak.

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Waterdrop Inc. Stock Price: Bottom Line

As of July 31, 2026, Waterdrop Inc.’s stock price is $1.120, which is down 1.75% from its previous closing price.

AAII advises against making stock decisions based solely on price or past returns. Instead, consider a variety of metrics, fundamentals, and analytics to evaluate a stock like Waterdrop Inc. stock prices are influenced by market supply and demand and offer just a snapshot of a company's overall health.

Subscribing to AAII's A+ Investor provides access to comprehensive analytics and insights for confident investing.