Avoid the stress of overpaying for a stock or missing an opportunity by using the right tools and insights to evaluate Atlanticus Holdings Corporation before investing.

In this article, we go over a few key elements for understanding Atlanticus Holdings Corporation’s stock price such as:

• Atlanticus Holdings Corporation’s current stock price and volume
• Why Atlanticus Holdings Corporation’s stock price changed recently
• Upgrades and downgrades for ATLC from analysts
• ATLC’s stock price momentum as measured by its relative strength

About Atlanticus Holdings Corporation (ATLC)

Before we jump into Atlanticus Holdings Corporation’s stock price, history, target price and what caused it to recently rise, let’s take a look at some background.

Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance. Its CaaS segment offers private label credit products associated with the healthcare space under the Curae brand, as well as consumer electronics, furniture, elective medical procedures, and home-improvement under the Fortiva brand and its retail partners’ brands; and general-purpose credit cards under the Aspire, Imagine, Mercury, and Fortiva brand names. The company’s private label and general-purpose credit cards originated from its bank partners through various channels, including retail and healthcare point-of-sale locations, direct mail solicitation, and digital marketing and partnerships with third parties. This segment also offers loan servicing, such as risk management and customer service outsourcing for third parties, as well as engages in other product testing and investments. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here and pay-here used car business. This segment also provides floor plan financing and installment lending products. The company was founded in 1996 and is headquartered in Atlanta, Georgia.

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Atlanticus Holdings Corporation’s Stock Price as of Market Close

As of July 16, 2026, 4:00 PM, CST, Atlanticus Holdings Corporation’s stock price was $103.240.

Atlanticus Holdings Corporation is up 3.79% from its previous closing price of $99.470.

During the last market session, Atlanticus Holdings Corporation’s stock traded between $98.200 and $104.580. Currently, there are approximately 14.98 million shares outstanding for Atlanticus Holdings Corporation.

Atlanticus Holdings Corporation’s price-earnings (P/E) ratio is currently at 15.4, which is high compared to the Consumer Finance industry median of 9. The price-earnings ratio gauges market expectation of future performance by relating a stock’s current share price to its earnings per share.

Atlanticus Holdings Corporation Stock Price History

Atlanticus Holdings Corporation’s (ATLC) price is currently up 0.97% so far this month.

During the month of July, Atlanticus Holdings Corporation’s stock price has reached a high of $106.500 and a low of $90.590.

Over the last year, Atlanticus Holdings Corporation has hit prices as high as $112.610 and as low as $45.740. Year to date, Atlanticus Holdings Corporation’s stock is up 54.2%.

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What Caused Atlanticus Holdings Corporation Stock’s Price to Rise?

Stock prices are primarily based on seller supply and buyer demand. But have you ever wondered about what other factors affect a stock's price?

When an analyst changes their opinion of a stock by upgrading or downgrading their rating, it often leads to a sudden stock price adjustment. As of July 16, 2026, there was 1 analyst who downgraded Atlanticus Holdings Corporation’s stock and 0 analysts who upgraded over the last month.

Additionally, you'll want to evaluate Atlanticus Holdings Corporation’s financial health and valuation. Investors can use AAII's Value Grade, which combines six key valuation metrics like P/E and P/S ratios for a comprehensive analysis to conduct analysis on Atlanticus Holdings Corporation’s valuation and financial health. This approach mitigates the limitations of single-metric evaluations.

Atlanticus Holdings Corporation’s current valuation based on AAII’s Value Grade is a B, which means it is considered to be Value.

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Lastly, news and media coverage as well as recent press reports about the company or its industry may cause stock prices to fluctuate. You can check out the most recent news articles about Atlanticus Holdings Corporation (ATLC) by visiting AAII Stock Evaluator.

Relative Price Strength of Atlanticus Holdings Corporation

Relative price strength measures a stock's performance against the market, helping investors identify stocks that are outperforming benchmarks.

For AAII’s Momentum Grade, a weighted relative price strength is calculated. Follow this link to learn more about the Momentum Grade.

As of July 16, 2026, Atlanticus Holdings Corporation has a weighted four-quarter relative price strength of 20.20%, which translates to a Momentum Score of 92 and is considered to be Very Strong.

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Atlanticus Holdings Corporation Stock Price: Bottom Line

As of July 16, 2026, Atlanticus Holdings Corporation’s stock price is $103.240, which is up 3.79% from its previous closing price.

AAII advises against making stock decisions based solely on price or past returns. Instead, consider a variety of metrics, fundamentals, and analytics to evaluate a stock like Atlanticus Holdings Corporation stock prices are influenced by market supply and demand and offer just a snapshot of a company's overall health.

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