Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Hancock Whitney Corporation or National Bank Holdings Corporation because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Hancock Whitney Corporation and National Bank Holdings Corporation compare based on key financial metrics to determine which better meets your investment needs.

About Hancock Whitney Corporation and National Bank Holdings Corporation

Hancock Whitney Corporation operates as the financial holding company for Hancock Whitney Bank that provides traditional and online banking services to commercial, small business, and retail customers in the United States. The company offers various transaction and savings deposit products, such as brokered deposits, time deposits, and money market accounts; treasury management services; secured and unsecured loan products, including revolving credit facilities; letters of credit and similar financial guarantees; trust and investment management services to retirement plans, corporations, and individuals; and investment advisory and brokerage products. It also provides commercial and industrial loans, such as commercial non-real estate and real estate loans; construction and land development loans; residential mortgages; and consumer loans comprising second lien mortgage home loans, home equity lines of credit, and nonresidential consumer purpose loans, automobiles, recreational vehicles and boats, other personal purposes, deposit account secured loans, and small portfolio of credit card receivables. In addition, the company offers commercial finance products to middle market and corporate clients comprising leases and related structures; invests in new market tax credit activities and holds certain foreclosed assets; fixed annuity and life insurance products, investment management and advisory, and other services; and underwrites transactions primarily for banking clients, as well as debt and mortgage-related securities. The company was founded in 1899 and is headquartered in Gulfport, Mississippi.

National Bank Holdings Corporation operates as the bank holding company for NBH Bank that provides various banking products and financial services to commercial, business, and consumer clients in the United States. It offers deposit products, including checking, savings, money market, health savings, and other deposit accounts, including fixed-rate and fixed maturity time deposits. The company also provides commercial and industrial loans and leases, such as working capital loans, equipment loans, lender finance loans, food and agriculture loans, government and non-profit loans, owner occupied commercial real estate loans, and other commercial loans and leases; non-owner occupied commercial real estate loans consisting of loans on commercial properties, such as hospitality, office buildings, warehouse/distribution buildings, multi-family, and retail buildings; small business administration loans to support small businesses and entrepreneurs; term loans, line of credits, and real estate secured loans; residential real estate loans; and consumer loans. In addition, it offers treasury management solutions comprising online and mobile banking, commercial credit card, wire transfer, automated clearing house, electronic bill payment, lock box, remote deposit capture, merchant processing, cash vault, controlled disbursements, and fraud prevention services, as well as positive pay and other auxiliary services, including account reconciliation, collections, repurchase accounts, zero balance accounts, and sweep accounts. The company operates through a network of banking centers located in Colorado, the greater Kansas City region, Texas, Utah, Wyoming, New Mexico and Idaho. It also operates ATMs. The company was formerly known as NBH Holdings Corp. and changed its name to National Bank Holdings Corporation in March 2012. The company was incorporated in 2009 and is headquartered in Greenwood Village, Colorado.

Latest Banks and Hancock Whitney Corporation, National Bank Holdings Corporation Stock News

As of July 31, 2026, Hancock Whitney Corporation had a $6.2 billion market capitalization, compared to the Banks median of $716.9 million. Hancock Whitney Corporation’s stock is up 20.9% in 2026, up 1% in the previous five trading days and up 27.8% in the past year.

Currently, Hancock Whitney Corporation’s price-earnings ratio is 15.8. Hancock Whitney Corporation’s trailing 12-month revenue is $1.4 billion with a 30.3% net profit margin. Year-over-year quarterly sales growth most recently was -21.1%. Analysts expect adjusted earnings to reach $6.492 per share for the current fiscal year. Hancock Whitney Corporation currently has a 2.6% dividend yield.

As of July 31, 2026, National Bank Holdings Corporation had a $1.9 billion market cap, putting it in the 53rd percentile of all stocks. National Bank Holdings Corporation’s stock is up 13.6% in 2026, down 0.3% in the previous five trading days and up 14.78% in the past year.

Currently, National Bank Holdings Corporation’s price-earnings ratio is 16.3. National Bank Holdings Corporation’s trailing 12-month revenue is $429.2 million with a 21.8% net profit margin. Year-over-year quarterly sales growth most recently was 33.6%. Analysts expect adjusted earnings to reach $3.300 per share for the current fiscal year. National Bank Holdings Corporation currently has a 3.0% dividend yield.

How We Compare Hancock Whitney Corporation and National Bank Holdings Corporation Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Hancock Whitney Corporation and National Bank Holdings Corporation’s stock grades to see how they measure up against one another.

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Hancock Whitney Corporation and National Bank Holdings Corporation Growth Grades

Company	Ticker	Growth
Hancock Whitney Corporation	HWC	A
National Bank Holdings Corporation	NBHC	D

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

Hancock Whitney Corporation has a Growth Score of 83, which is Very Strong. National Bank Holdings Corporation has a Growth Score of 32, which is Weak.

The Growth Grade Winner: Hancock Whitney Corporation

As you can clearly see from the Growth Grade breakdown above, Hancock Whitney Corporation has a more attractive growth grade than National Bank Holdings Corporation. For investors who focus solely on how a company is growing relative to other companies in the same industry, Hancock Whitney Corporation could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Hancock Whitney Corporation and National Bank Holdings Corporation’s Quality Grades

Company	Ticker	Quality
Hancock Whitney Corporation	HWC	D
National Bank Holdings Corporation	NBHC	F

Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.

The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.

The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.

Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.

Hancock Whitney Corporation has a Quality Score of 31, which is Weak. National Bank Holdings Corporation has a Quality Score of 1, which is Very Weak.

The Quality Stock Winner: No Clear Winner

Neither Hancock Whitney Corporation or National Bank Holdings Corporation has a high enough Quality Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Hancock Whitney Corporation or National Bank Holdings Corporation is the better investment when it comes to quality.

Hancock Whitney Corporation and National Bank Holdings Corporation’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
Hancock Whitney Corporation	HWC	C
National Bank Holdings Corporation	NBHC	D

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

Hancock Whitney Corporation has a Earnings Estimate Score of 51, which is Neutral. National Bank Holdings Corporation has a Earnings Estimate Score of 23, which is Negative.

The Earnings Estimate Revisions Stock Winner: No Clear Winner

Neither Hancock Whitney Corporation or National Bank Holdings Corporation has an Earnings Estimate Revisions Grade that could be considered a “winner.” Investors considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Hancock Whitney Corporation or National Bank Holdings Corporation is the better investment when it comes to estimate revisions.

Other Hancock Whitney Corporation and National Bank Holdings Corporation Grades

In addition to Growth, Estimate Revisions and Quality, A+ Investor also provides grades for Value and Momentum.

Momentum grades help uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming.

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection. Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Hancock Whitney Corporation and National Bank Holdings Corporation pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Hancock Whitney Corporation or National Bank Holdings Corporation Stock?

Overall, Hancock Whitney Corporation stock has a Growth Score of 83, Estimate Revisions Score of 51 and Quality Score of 31.

National Bank Holdings Corporation stock has a Growth Score of 32, Estimate Revisions Score of 23 and Quality Score of 1.

Comparing Hancock Whitney Corporation and National Bank Holdings Corporation’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.