Why National Bank Holdings Corporation’s (NBHC) Stock Is Down 5.76%
As of Wednesday, July 22, National Bank Holdings Corporation’s NBHC share price has dipped by 5.76%, which has investors questioning if this is right time to buy.Rosalio Madrigal
A+ Stock Grade Summary:
| VALUE: |
|
|
| GROWTH: |
|
|
| MOMENTUM: |
|
|
| EPS REVISIONS: |
|
|
| QUALITY: |
|
|
COMPANY SUMMARY
National Bank Holdings Corporation operates as the bank holding company for NBH Bank that provides various banking products and financial services to commercial, business, and consumer clients in the United States. It offers deposit products, including checking, savings, money market, health savings, and other deposit accounts, including fixed-rate and fixed maturity time deposits. The company also provides commercial and industrial loans and leases, such as working capital loans, equipment loans, lender finance loans, food and agriculture loans, government and non-profit loans, owner occupied commercial real estate loans, and other commercial loans and leases; non-owner occupied commercial real estate loans consisting of loans on commercial properties, such as hospitality, office buildings, warehouse/distribution buildings, multi-family, and retail buildings; small business administration loans to support small businesses and entrepreneurs; term loans, line of credits, and real estate secured loans; residential real estate loans; and consumer loans. In addition, it offers treasury management solutions comprising online and mobile banking, commercial credit card, wire transfer, automated clearing house, electronic bill payment, lock box, remote deposit capture, merchant processing, cash vault, controlled disbursements, and fraud prevention services, as well as positive pay and other auxiliary services, including account reconciliation, collections, repurchase accounts, zero balance accounts, and sweep accounts. The company operates through a network of banking centers located in Colorado, the greater Kansas City region, Texas, Utah, Wyoming, New Mexico and Idaho. It also operates ATMs. The company was formerly known as NBH Holdings Corp. and changed its name to National Bank Holdings Corporation in March 2012. The company was incorporated in 2009 and is headquartered in Greenwood Village, Colorado.
Commentary & Analysis
What You Need to Know About National Bank Holdings Corporation's Q3 Earnings
National Bank Holdings Corporation's fiscal Q3 earnings report was released on Tuesday, July 21. Let's dive in to see if (NBHC) missed or beat analyst's expectations.Michael Rose
Which Is a Better Investment, Central Bancompany, Inc. or National Bank Holdings Corporation Stock?
Learn more about whether Central Bancompany, Inc. or National Bank Holdings Corporation is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Jenna Brashear
Which Is a Better Investment, First Bancorp or National Bank Holdings Corporation Stock?
Learn more about whether First Bancorp or National Bank Holdings Corporation is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Jenna Brashear
Which Is a Better Investment, Columbia Financial, Inc. or National Bank Holdings Corporation Stock?
Learn more about whether Columbia Financial, Inc. or National Bank Holdings Corporation is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Michael Rose
Financial Summary
| Share Statistics | NBHC | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $1,855.9 | $719.5 | 53% |
|
| Shares Out (Mil) | 44.6 | 15.6 | 45% |
|
| Institutional Ownership | 95.5% | 83.3% | 67% |
|
| Float (Mil) | 41.6 | 21.2 | 43% |
|
| Beta | 0.77 | 0.46 | 45% |
|
| Avg Daily Volume (000s) | 550 | 51 | 60% |
|
| Price Change (52-week) |
10.5% | 96.5% | 54% |
|
| Growth | NBHC | Industry Median |
Percentile (All Stocks) |
|
| Sales (5yr) | 4.8% | 7.6% | 35% |
|
| Net Income (5yr) | 4.3% | 11.1% | 46% |
|
| EPS (5yr) | 0.0% | 10.1% | 31 |
|
| Dividends (5yr) | 8.7% | 3.6% | 83% |
|
| Cash Flow (5yr) | (13.8%) | (17.0%) | 56% |
|
| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
|
| # of Estimates | 4 | 4 | 4 | |
| Current EPS | $0.835 | $3.300 | $3.930 | |
| Month Ago EPS | $0.920 | $3.470 | $4.128 | |
| # Rev Up | 0 | 0 | 1 | |
| # Rev Down | 2 | 1 | 3 | |
| Three Months Ago EPS | $0.920 | $3.470 | $4.128 | |
| Year/Year Chg | 81.9% | 15.8% | na | |
| Financials | NBHC | Industry Median |
Percentile (All Stocks) |
|
| Sales (TTM) (Mil) | $429 | $190 | 40% |
|
| Net Income (TTM) (Mil) | $106 | $51 | 61% |
|
| EPS (TTM) | $2.656 | $2.500 | 77% |
|
| Operating Cash Flow (TTM) (Mil) | $66 | $34 | 49% |
|
| Net Cash Flow (TTM) (Mil) | $227 | $1 | 86% |
|
| Long-Term Debt (Q1) (Mil) | $202 | $98 | 50% |
|
| Enterprise Value (Q1) (Mil) | na | $0 | na |
|
| Valuation | NBHC | Industry Median |
Percentile (All Stocks) |
|
| P/B | 1.14 | 1.26 | 27% |
|
| P/E | 16.1 | 12.9 | 39% |
|
| Dividend Yield | 3.0% | 2.2% | 85% |
|
| PEG (5yr hist) | na | 1.1 | na |
|
| Ratios | NBHC | Industry Median |
Percentile (All Stocks) |
|
| Gross Margin | na | 68.8% | na |
|
| Net Margin | 21.8% | 28.9% | 81% |
|
| ROA | 0.9% | 1.0% | 45% |
|
| ROE | 7.1% | 11.1% | 49% |
|
| Liabilities to Assets | 86.8% | 89.8% | 81% |
|
| F-Score | 2 | 4 | 7% |
|
Passing Stock Screens
As of 7/30/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.6 |
FACTOR STRATEGY
Dividend (High Relative Yield) Screen
Factors: Yield, Value, Growth
Using the dividend-yield approach to invest during volatile markets.
| Performance Since Inception: | 8.9% |
| +/- S&P 500: | +1.4 |
