Sifting through countless of stocks in the Insurance industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Cincinnati Financial Corporation, Assurant or Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Cincinnati Financial Corporation, Assurant and Inc. compare based on key financial metrics to determine which better meets your investment needs.

About Cincinnati Financial Corporation, Assurant and Inc.

Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers’ compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages comprising miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance; universal life insurance; and worksite and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. The company was founded in 1950 and is headquartered in Fairfield, Ohio.

Assurant, Inc. provides protection services to connected devices, homes, and automobiles in North America, Latin America, Europe, and the Asia Pacific. It operates through Global Lifestyle and Global Housing segments. The Global Lifestyle segment offers mobile device solutions, and extended service contracts and related services for consumer electronics and appliances, and credit and other insurance products; and vehicle protection, commercial equipment protection, and other related services. The Global Housing segment provides lender-placed homeowners, manufactured housing, and flood insurance; renters insurance and other products; and voluntary manufactured housing, and condominium and homeowners insurance products. The company was formerly known as Fortis, Inc. and changed its name to Assurant, Inc. in February 2004. Assurant, Inc. was founded in 1892 and is headquartered in Atlanta, Georgia.

Latest Insurance and Cincinnati Financial Corporation, Assurant, Inc. Stock News

As of July 30, 2026, Cincinnati Financial Corporation had a $26.8 billion market capitalization, compared to the Insurance median of $7.0 million. Cincinnati Financial Corporation’s stock is up 8.8% in 2026, down 2.8% in the previous five trading days and up 14.69% in the past year.

Currently, Cincinnati Financial Corporation’s price-earnings ratio is 8.2. Cincinnati Financial Corporation’s trailing 12-month revenue is $14.0 billion with a 23.8% net profit margin. Year-over-year quarterly sales growth most recently was 31.6%. Analysts expect adjusted earnings to reach $8.585 per share for the current fiscal year. Cincinnati Financial Corporation currently has a 2.2% dividend yield.

As of July 30, 2026, Assurant, Inc. had a $14.0 billion market cap, putting it in the 82nd percentile of all stocks. Assurant, Inc.’s stock is up 15.9% in 2026, up 0.8% in the previous five trading days and up 52.53% in the past year.

Currently, Assurant, Inc.’s price-earnings ratio is 14.5. Assurant, Inc.’s trailing 12-month revenue is $13.2 billion with a 7.6% net profit margin. Year-over-year quarterly sales growth most recently was 11.3%. Analysts expect adjusted earnings to reach $21.073 per share for the current fiscal year. Assurant, Inc. currently has a 1.2% dividend yield.

How We Compare Cincinnati Financial Corporation, Assurant and Inc. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Cincinnati Financial Corporation, Assurant and Inc.’s stock grades to see how they measure up against one another.

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Cincinnati Financial Corporation, Assurant and Inc. Stock Value Grades

Company	Ticker	Value
Cincinnati Financial Corporation	CINF	A
Assurant, Inc.	AIZ	B

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.

Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.

Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.

Cincinnati Financial Corporation has a Value Score of 90, which is Deep Value. Assurant, Inc. has a Value Score of 80, which is Value.

The Value Stock Winner: Cincinnati Financial Corporation

As you can clearly see from the Value Grade breakdown above, Cincinnati Financial Corporation is considered to have better value than Assurant, Inc.. For investors who focus solely on a company’s valuation, Cincinnati Financial Corporation could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Cincinnati Financial Corporation, Assurant and Inc.’s Momentum Grades

Company	Ticker	Momentum
Cincinnati Financial Corporation	CINF	C
Assurant, Inc.	AIZ	B

Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

Cincinnati Financial Corporation has a Momentum Score of 55, which is Average. Assurant, Inc. has a Momentum Score of 80, which is Strong.

The Momentum Grade Winner: Assurant, Inc.

As you can clearly see from the Momentum Grade breakdown above, Assurant, Inc. is considered to have stronger momentum compared to Cincinnati Financial Corporation. For those specifically looking for companies that have stronger momentum compared to other companies in the same industry, Assurant, Inc. could be a good stock to invest in. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Cincinnati Financial Corporation, Assurant and Inc.’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
Cincinnati Financial Corporation	CINF	D
Assurant, Inc.	AIZ	C

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

Cincinnati Financial Corporation has a Earnings Estimate Score of 23, which is Negative. Assurant, Inc. has a Earnings Estimate Score of 58, which is Neutral.

The Earnings Estimate Revisions Stock Winner: No Clear Winner

Neither Cincinnati Financial Corporation, Assurant or Inc. has an Earnings Estimate Revisions Grade that could be considered a “winner.” Investors considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Cincinnati Financial Corporation, Assurant or Inc. is the better investment when it comes to estimate revisions.

Other Cincinnati Financial Corporation, Assurant and Inc. Grades

In addition to Estimate Revisions, Value and Momentum, A+ Investor also provides grades for Growth and Quality.

Growth investing builds on the idea that stocks of companies exhibiting strong, consistent and prolonged growth outperform those of slower-growth companies. AAII measures growth through consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations.

AAII’s A+ Investor Quality Grade comes from the ranking of key metrics. Specifically, the quality grade is the percentile rank of the composite of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Cincinnati Financial Corporation, Assurant and Inc. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Cincinnati Financial Corporation, Assurant or Inc. Stock?

Overall, Cincinnati Financial Corporation stock has a Value Score of 90, Momentum Score of 55 and Estimate Revisions Score of 23.

Assurant, Inc. stock has a Value Score of 80, Momentum Score of 80 and Estimate Revisions Score of 58.

Comparing Cincinnati Financial Corporation, Assurant and Inc.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.