Avoid the stress of overpaying for a stock or missing an opportunity by using the right tools and insights to evaluate Citizens & Northern Corporation before investing.

In this article, we go over a few key elements for understanding Citizens & Northern Corporation’s stock price such as:

• Citizens & Northern Corporation’s current stock price and volume
• Why Citizens & Northern Corporation’s stock price changed recently
• Upgrades and downgrades for CZNC from analysts
• CZNC’s stock price momentum as measured by its relative strength

About Citizens & Northern Corporation (CZNC)

Before we jump into Citizens & Northern Corporation’s stock price, history, target price and what caused it to recently dip, let’s take a look at some background.

Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers. The company’s deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, and individual retirement accounts, as well as certificates of deposit; debit cards; lending products, such as commercial, mortgage, and consumer loans; and commercial letters-of-credit and lines of credit. It also offers wealth management services, including 401(k) plans, retirement planning, estate planning and settlements, and asset management; insurance products to individuals and businesses, and through a broker-dealer arrangement; and mutual funds, annuities, educational savings accounts, and other investment products through registered agents, as well as reinsures credit and mortgage life and accident and health insurance. The company operates in Northcentral Pennsylvania, the Southern tier of New York State, Southeastern Pennsylvania, and Southcentral Pennsylvania. Citizens & Northern Corporation was founded in 1864 and is headquartered in Wellsboro, Pennsylvania.

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Citizens & Northern Corporation’s Stock Price as of Market Close

As of July 31, 2026, 4:00 PM, CST, Citizens & Northern Corporation’s stock price was $25.390.

Citizens & Northern Corporation is down 0.16% from its previous closing price of $25.430.

During the last market session, Citizens & Northern Corporation’s stock traded between $25.109 and $25.840. Currently, there are approximately 17.73 million shares outstanding for Citizens & Northern Corporation.

Citizens & Northern Corporation’s price-earnings (P/E) ratio is currently at 24.3, which is high compared to the Banks industry median of 12.9. The price-earnings ratio gauges market expectation of future performance by relating a stock’s current share price to its earnings per share.

Citizens & Northern Corporation Stock Price History

Citizens & Northern Corporation’s (CZNC) price is currently up 8.92% so far this month.

During the month of July, Citizens & Northern Corporation’s stock price has reached a high of $25.840 and a low of $22.380.

Over the last year, Citizens & Northern Corporation has hit prices as high as $25.843 and as low as $18.160. Year to date, Citizens & Northern Corporation’s stock is up 25.88%.

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What Caused Citizens & Northern Corporation Stock’s Price to Dip?

Stock prices are primarily based on seller supply and buyer demand. But have you ever wondered about what other factors affect a stock's price?

When an analyst changes their opinion of a stock by upgrading or downgrading their rating, it often leads to a sudden stock price adjustment. As of July 31, 2026, there were 0 analysts who downgraded Citizens & Northern Corporation’s stock and 1 analyst who upgraded over the last month.

Additionally, you'll want to evaluate Citizens & Northern Corporation’s financial health and valuation. Investors can use AAII's Value Grade, which combines six key valuation metrics like P/E and P/S ratios for a comprehensive analysis to conduct analysis on Citizens & Northern Corporation’s valuation and financial health. This approach mitigates the limitations of single-metric evaluations.

Citizens & Northern Corporation’s current valuation based on AAII’s Value Grade is a D, which means it is considered to be Expensive.

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Lastly, news and media coverage as well as recent press reports about the company or its industry may cause stock prices to fluctuate. You can check out the most recent news articles about Citizens & Northern Corporation (CZNC) by visiting AAII Stock Evaluator.

Relative Price Strength of Citizens & Northern Corporation

Relative price strength measures a stock's performance against the market, helping investors identify stocks that are outperforming benchmarks.

For AAII’s Momentum Grade, a weighted relative price strength is calculated. Follow this link to learn more about the Momentum Grade.

As of July 31, 2026, Citizens & Northern Corporation has a weighted four-quarter relative price strength of 4.67%, which translates to a Momentum Score of 69 and is considered to be Strong.

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Citizens & Northern Corporation Stock Price: Bottom Line

As of July 31, 2026, Citizens & Northern Corporation’s stock price is $25.390, which is down 0.16% from its previous closing price.

AAII advises against making stock decisions based solely on price or past returns. Instead, consider a variety of metrics, fundamentals, and analytics to evaluate a stock like Citizens & Northern Corporation stock prices are influenced by market supply and demand and offer just a snapshot of a company's overall health.

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