Based on key financial metrics such as the price-to-sales ratio, shareholder yield and the price-earnings ratio, the following 5 stocks made the list for top value stocks in the Diversified Consumer Services industry. Those looking for value stocks to add to their portfolio may want to use this list as a starting point for further investment research.
Why Focus on Undervalued Diversified Consumer Services Stocks?
Value investors seek to buy stocks at a discount to their intrinsic value. Long-term returns show that such strategies are advantageous. Value stocks, as a group, tend to outperform growth stocks over extended periods of time. Typically, value investors perform financial analysis of numerous metrics, don’t follow the herd and are long-term investors.
AAII’s A+ Investor Value Grade is derived from a stock’s Value Score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.
What Goes Into AAII’s Value Grade?
Stock evaluation requires access to huge amounts of data as well as the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movement. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors with that task.
AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A–F grades for more than just value. It is possible for a stock to appear cheap based on one valuation metric but appear expensive on another. It is also possible for one valuation ratio to be associated with outperforming stocks during certain periods of time but not others. Some stocks may even have null values for certain metrics like the price-earnings ratio or the price-to-book ratio but not others. An example of this would be a company with losses instead of profits or a negative book value because of heavy borrowing. Negative earnings or book value result in non-meaningful ratios that are left blank or null.
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5 Undervalued Diversified Consumer Services Stocks
Of course, there are countless value stocks that are worth mentioning, but this is a concise list of the top 5 undervalued stocks in the Diversified Consumer Services industry for Wednesday, August 19, 2026. Let’s take a closer look at their individual scores to see how they measure up against each other and the Diversified Consumer Services industry median.
| Company | Ticker | Price/Sales | Price/Earnings | EV/EBITDA | Shareholder Yield | Price/Book Value | Price/Free Cash Flow | Value Grade |
| Afya Limited | AFYA | 0.31 | 8.1 | 6.8 | 22.2% | 1.27 | 1.1 | A |
| American Public Education, Inc. | APEI | 1.22 | 18.4 | 7.9 | (1.8%) | 2.62 | 11.6 | C |
| Carriage Services, Inc. | CSV | 1.28 | 12.3 | 10.7 | 0.1% | 1.95 | 17.6 | B |
| New Oriental Education & Technology Group Inc. | EDU | 1.62 | 20.6 | 6.5 | 3.4% | 2.10 | 13.0 | B |
| TAL Education Group | TAL | 2.19 | 7.5 | 5.2 | 9.0% | 1.63 | 10.6 | A |
The Value Grade is assigned based on how each stock’s composite valuation compares to all other stocks.
The process for assigning grades starts with each variable for a given stock. The percentile rankings for all valid ratios that a stock has are calculated. So, for instance, a stock could have a price-to-book ranking in the 43rd percentile, a price-earnings ranking in the 67th percentile, a price-to-sales ranking in the 23rd percentile, etc. Then, those rankings are averaged for each stock. (A minimum of two valid variables are required, though all six will be used if available.)
Once the average of the individual variables is calculated, that average is ranked against all stocks. Put another way, each stock’s composite valuation is compared to all other stocks. These ranks are then sorted into quintiles from the cheapest 20% (a grade of A) to the most expensive 20% (a grade of F).
As always, we recommend that you conduct proper due diligence and research before investing in any security. We also suggest that investors utilize numerous grades, not just value, when it comes to deciding whether a company is a good fit for their allocation needs.
Afya Limited’s Value Grade
Value Grade:
| Metric | Score | AFYA | Industry Median |
| Price/Sales | 13 | 0.31 | 1.07 |
| Price/Earnings | 11 | 8.1 | 16.9 |
| EV/EBITDA | 19 | 6.8 | 10.1 |
| Shareholder Yield | 1 | 22.2% | 0.0% |
| Price/Book Value | 31 | 1.27 | 1.95 |
| Price/Free Cash Flow | 2 | 1.1 | 14.2 |
Afya Limited operates as a medical education group in Brazil. The company operates in three segments: Undergraduate, Continuing Education, and Medical Practice Solutions. The Undergraduate segment offers educational services through undergraduate courses related to medical school, health sciences, and other non-health undergraduate programs, including medicine, dentistry, nursing, radiology, psychology, pharmacy, physical education, physiotherapy, nutrition, biomedicine, business administration, accounting, law, civil and industrial engineering, and pedagogy. The Continuing Education segment provides medical education, including residency preparation programs, specialization test preparation, graduate courses in medicine, and digital and in-person professional development for physicians and medical students. The Medical Practice Solutions segment offers clinical decision support platforms, medical practice management software, healthcare financial services, and digital healthcare ecosystem solutions, such as electronic medical records, practice management tools, telemedicine, digital prescriptions, and doctor-patient relationship platforms. This segment also provides a subscription-based mobile app and website portal that focuses on assisting health professionals and students with clinical decision-making through tools, such as medical calculators, charts, and updated content, as well as prescriptions, clinical scores, medical procedures and laboratory exams, and others. The company also offers educational health and medical imaging; and other programs to lifelong medical learners enrolled across its distribution network, as well as to third-party medical schools. In addition, it offers printed and digital content, as well as an online medical education platform and physicians, healthcare professionals and students. Afya Limited was founded in 1999 and is headquartered in Belo Horizonte, Brazil.
Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are value and so on.
Afya Limited has a Value Score of 99, which is considered to be undervalued.
When you look at Afya Limited’s price-to-sales ratio at 0.31 compared to the industry median at 1.07, this company has a lower price relative to revenue compared to its peers. This could make Afya Limited’s stock more attractive for value investors.
Afya Limited’s price-earnings ratio is 8.10 compared to the industry median at 16.85. This means it has a lower share price relative to earnings compared to its peers. This could make Afya Limited more attractive for value investors.
Now, let’s assess Afya Limited’s EV/EBITDA ratio, also known as enterprise multiple. At 6.8, when compared to the industry median of 10.1, the company may be considered undervalued in relation to its peers. Value investors could use the enterprise multiple to identify stocks that are considered overvalued or undervalued relative to their industry.
Shareholder yield is the sum of a stock’s dividend yield (paid over previous 12 months minus special dividends) and the percentage of net share buybacks over the previous 12 months. Afya Limited’s shareholder yield is higher than its industry median ratio of 0.00%. Value investors may look for an attractive shareholder yield because it can be a powerful tool for identifying if the company has a good management team.
As one of the most common value metrics, the price-to-book ratio evaluates a company’s current market price relative to its book value. Afya Limited’s price-to-book ratio is lower than its industry median ratio of 1.95. This could make Afya Limited more attractive to investors looking for a new addition to their portfolio.
Lastly, let’s take a look at Afya Limited’s price-to-free-cash-flow ratio (P/FCF), which can indicate a company’s market value relative to its operating cash flow. Afya Limited’s price-to-free-cash-flow ratio is lower than its industry median ratio of 14.15. This could make Afya Limited more attractive because the lower P/FCF ratio indicates that Afya Limited is undervalued. The P/FCF ratio metric can also be viewed over a long-term time frame to see if the company's cash flow to share price value is generally improving or worsening.
American Public Education, Inc.’s Value Grade
Value Grade:
| Metric | Score | APEI | Industry Median |
| Price/Sales | 35 | 1.22 | 1.07 |
| Price/Earnings | 47 | 18.4 | 16.9 |
| EV/EBITDA | 25 | 7.9 | 10.1 |
| Shareholder Yield | 60 | (1.8%) | 0.0% |
| Price/Book Value | 60 | 2.62 | 1.95 |
| Price/Free Cash Flow | 28 | 11.6 | 14.2 |
American Public Education, Inc., together with its subsidiaries, provides online and campus-based postsecondary education services in the United States. It operates through three segments: American Public University System, Rasmussen University, and Hondros College of Nursing. The company offers 181 degree programs, 110 certificate programs, and four diploma programs in various fields of study, including public service-focused fields, such as nursing, national security, military studies, intelligence, and homeland security, as well as traditional academic fields comprising business, health science, information technology, justice studies, education, and liberal arts; and career learning and leadership training in-person and online to the federal workforce. It also provides nursing-and health sciences-focused postsecondary education; and pre-licensure nursing education services focusing on a diploma in practical nursing and associate degree in nursing, as well as a bachelor of science in nursing. The company was incorporated in 1991 and is headquartered in Charles Town, West Virginia.
Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are value and so on.
American Public Education, Inc. has a Value Score of 60, which is considered to be fairly valued.
American Public Education, Inc.’s price-earnings ratio is 18.4 compared to the industry median at 16.9. This means that it has a higher price relative to its earnings compared to its peers. This makes American Public Education, Inc. less attractive for value investors.
American Public Education, Inc.’s price-to-book ratio is lower than its peers. This could make American Public Education, Inc. more attractive for value investors when compared to the industry median at 1.95.
You can read more about American Public Education, Inc.’s key financial metrics like shareholder yield, price-to-free-cash-flow and EV/EBITDA ratio, or learn more about its Momentum and Growth Grades, by subscribing to A+ Investor.
Carriage Services, Inc.’s Value Grade
Value Grade:
| Metric | Score | CSV | Industry Median |
| Price/Sales | 37 | 1.28 | 1.07 |
| Price/Earnings | 26 | 12.3 | 16.9 |
| EV/EBITDA | 41 | 10.7 | 10.1 |
| Shareholder Yield | 42 | 0.1% | 0.0% |
| Price/Book Value | 49 | 1.95 | 1.95 |
| Price/Free Cash Flow | 45 | 17.6 | 14.2 |
Carriage Services, Inc. provides funeral and cemetery services, and merchandise in the United States. It operates through two segments, Funeral Home Operations and Cemetery Operations. The Funeral Home Operations segment provides consultation services; funeral home facilities for visitation and memorial services; transportation services; removal and preparation of remains; cremation services; and related funeral merchandise, as well as engages in the sale of caskets and urns. The Cemetery Operations segment sells interment rights for grave sites, lawn crypts, mausoleum spaces, and niches; related cemetery merchandise, including memorial markers, outer burial containers, and monuments; and interments, inurnments, and installation of cemetery merchandise services. Carriage Services, Inc. was founded in 1991 and is based in Houston, Texas.
Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are value and so on.
Carriage Services, Inc. has a Value Score of 65, which is considered to be undervalued.
Carriage Services, Inc.’s price-earnings ratio is 12.3 compared to the industry median at 16.9. This means that it has a lower price relative to its earnings compared to its peers. This makes Carriage Services, Inc. more attractive for value investors.
Carriage Services, Inc.’s price-to-book ratio is lower than its peers. This could make Carriage Services, Inc. fairly attractive for value investors when compared to the industry median at 1.95.
You can read more about Carriage Services, Inc.’s key financial metrics like shareholder yield, price-to-free-cash-flow and EV/EBITDA ratio, or learn more about its Momentum and Growth Grades, by subscribing to A+ Investor.
New Oriental Education & Technology Group Inc.’s Value Grade
Value Grade:
| Metric | Score | EDU | Industry Median |
| Price/Sales | 42 | 1.62 | 1.07 |
| Price/Earnings | 52 | 20.6 | 16.9 |
| EV/EBITDA | 18 | 6.5 | 10.1 |
| Shareholder Yield | 23 | 3.4% | 0.0% |
| Price/Book Value | 52 | 2.10 | 1.95 |
| Price/Free Cash Flow | 33 | 13.0 | 14.2 |
New Oriental Education & Technology Group Inc. engages in the provision of private educational services under the New Oriental brand in the People’s Republic of China. The company operates through four segments: Educational Services and Test Preparation Courses; Private Label Products and Livestreaming E-Commerce; Overseas Study Consulting Services; and Educational Materials and Distribution. The company offers test preparation courses to students taking language and entrance exams used by educational institutions in the United States, the Commonwealth countries, and the People’s Republic of China. It also provides non-academic tutoring courses; intelligent learning systems and devices to offer a digital learning experience for students; and overseas studies consulting services. In addition, the company offers online education services through the Koolearn.com platform. Further, it develops and edits educational materials for language training and test preparation. In addition, the company offers educational programs, services, and products to students through schools; learning centers; and bookstores, as well as through its online learning platforms. New Oriental Education & Technology Group Inc. was founded in 1993 and is headquartered in Beijing, the People’s Republic of China.
Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are value and so on.
New Oriental Education & Technology Group Inc. has a Value Score of 72, which is considered to be undervalued.
New Oriental Education & Technology Group Inc.’s price-earnings ratio is 20.6 compared to the industry median at 16.9. This means that it has a higher price relative to its earnings compared to its peers. This makes New Oriental Education & Technology Group Inc. less attractive for value investors.
New Oriental Education & Technology Group Inc.’s price-to-book ratio is lower than its peers. This could make New Oriental Education & Technology Group Inc. more attractive for value investors when compared to the industry median at 1.95.
You can read more about New Oriental Education & Technology Group Inc.’s key financial metrics like shareholder yield, price-to-free-cash-flow and EV/EBITDA ratio, or learn more about its Momentum and Growth Grades, by subscribing to A+ Investor.
TAL Education Group’s Value Grade
Value Grade:
| Metric | Score | TAL | Industry Median |
| Price/Sales | 51 | 2.19 | 1.07 |
| Price/Earnings | 9 | 7.5 | 16.9 |
| EV/EBITDA | 11 | 5.2 | 10.1 |
| Shareholder Yield | 6 | 9.0% | 0.0% |
| Price/Book Value | 42 | 1.63 | 1.95 |
| Price/Free Cash Flow | 25 | 10.6 | 14.2 |
TAL Education Group provides smart learning solutions in the People’s Republic of China. It offers learning services through Xueersi Peiyou small classes, personalized premium services, and online course offerings. The company also develops and provides learning content solutions for learners across print, digital and device-based formats, including print books, books integrated with digital learning experiences, learning devices, and mobile applications. In addition, it offers online education services, including live class and pre-recorded course content through www.xueersi.com. Further, the company engages in development and sale of software, network, and learning devices; investment management and consulting services. TAL Education Group was founded in 2003 and is headquartered in Beijing, the People’s Republic of China.
Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are value and so on.
TAL Education Group has a Value Score of 92, which is considered to be undervalued.
TAL Education Group’s price-earnings ratio is 7.5 compared to the industry median at 16.9. This means that it has a lower price relative to its earnings compared to its peers. This makes TAL Education Group more attractive for value investors.
TAL Education Group’s price-to-book ratio is higher than its peers. This could make TAL Education Group less attractive for value investors when compared to the industry median at 1.95.
You can read more about TAL Education Group’s key financial metrics like shareholder yield, price-to-free-cash-flow and EV/EBITDA ratio, or learn more about its Momentum and Growth Grades, by subscribing to A+ Investor.
Other Diversified Consumer Services Stock Grades
Value is just one of the five Stock Grades included in our A+ Investor service. AAII members can see the top-graded stocks—those with grades of A or B for value, growth, momentum, earnings estimate revisions and quality—on the A+ Stock Grades Screener.
Also, if you want full access to all of AAII’s premium services, you can subscribe to one convenient bundled plan called AAII Platinum where you can try out A+ Investor, AAII Dividend Investing, the Stock Superstars Report, Growth Investing and VMQ Stocks. With the other premium services, you can dive deep into additional metrics, portfolios, commentary and information about Diversified Consumer Services stocks as well as other industrys.
Choosing Which of the 5 Best Diversified Consumer Services Stocks Is Right for You
Choosing which value stocks to invest in will ultimately depend on your individual goals and allocation; however, comparing similar value stocks in the same industry can help you analyze which might be better investments for you in the long run. So, let’s take a look at the Value Grade for all of our stocks.
- Afya Limited stock has a Value Grade of A.
- American Public Education, Inc. stock has a Value Grade of C.
- Carriage Services, Inc. stock has a Value Grade of B.
- New Oriental Education & Technology Group Inc. stock has a Value Grade of B.
- TAL Education Group stock has a Value Grade of A.
Now that you have a bit more background about each of the 5 undervalued stocks in the Diversified Consumer Services industry as well as their overall grades, it’s time for you to conduct additional research to see if these could fit your portfolio needs based on your goals and risk tolerance. AAII can help you figure out both and identify which investments align with what works best for you.
We do so through a program of education that teaches you to invest for yourself and become an effective manager of your own wealth—no more relying on others for your financial independence. You can rely on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis that makes you a better investor.
A+ Investor adds to that qualitative teaching by giving you a powerful data suite that helps you whittle down investment decisions to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.
Additional Resources About Diversified Consumer Services Stocks
Want to learn more about Diversified Consumer Services stocks to see if they could be the right investment for you? Check out some additional resources and articles to help you on your financial journey.
- 5 Undervalued Diversified Consumer Services Stocks for Tuesday, August 18
- Why Duolingo, Inc.’s (DUOL) Stock Is Up 6.23%
- Why Leifras Co., Ltd.’s (LFS) Stock Is Down 5.13%
- Why Youdao, Inc.’s (DAO) Stock Is Up 6.20%
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