Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in KB Financial Group Inc. or ING Groep N.V. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how KB Financial Group Inc. and ING Groep N.V. compare based on key financial metrics to determine which better meets your investment needs.

About KB Financial Group Inc. and ING Groep N.V.

KB Financial Group Inc. provides financial products and services in South Korea, the United States, New Zealand, China, Cambodia, the United Kingdom, Indonesia, and internationally. The company offers deposit products, such as demand and time deposits, certificates of deposit, foreign currency deposits, and savings deposits for housing subscription; loan products, including mortgage loans to finance home purchases, construction, improvements, or rentals; and home equity loans, overdraft loans, and other consumer loans. It also provides debit and credit cards; working capital loans and facility loans; mortgage loans to home builders or developers; securities underwriting; financing and financial advisory services for mergers and acquisitions; project finance and financial advisory services for social overhead capital projects such as highway, port, power, water, and sewage projects; financing and financial advisory services for real estate development projects; and structured finance. In addition, the company offers brokerage services for stocks, futures, options, equity, derivative-linked securities, and debt instruments; foreign exchange services and derivatives dealing; import and export-related services; offshore lending, syndicated loans, and foreign currency securities investment; and trust account management services. Further, it provides long-term insurance products, automobile insurance products, and general property and casualty insurance products; life insurance comprising annuities, savings insurance, variable life insurance, whole life insurance, term life insurance, and health insurance; bancassurance; consumer finance services; and mortgage financing and construction loans. Additionally, the company is involved in real estate trust management; capital investment; and software advisory, development, and supply. KB Financial Group Inc. was founded in 1963 and is headquartered in Seoul, South Korea.

ING Groep N.V. provides various banking products and services in the Netherlands, Belgium, Germany, rest of Europe, and internationally. The company operates through five segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, and Wholesale Banking. It accepts current and savings accounts; and time deposits. The company also offers business lending products; SME loans; consumer lending products, such as residential mortgage loans and other consumer lending loans; and mortgages. In addition, it provides working capital solutions; debt and equity market solutions; various loans; payments; and cash management, trade and corporate finance, and treasury services, as well as savings, investment, insurance, and digital banking services. The company serves individual customers, corporate clients, and financial institutions. ING Groep N.V. was founded in 1762 and is headquartered in Amsterdam, the Netherlands.

Latest Banks and KB Financial Group Inc., ING Groep N.V. Stock News

As of September 8, 2026, KB Financial Group Inc. had a $45.7 billion market capitalization, compared to the Banks median of $757.3 million. KB Financial Group Inc.’s stock is NA in 2026, NA in the previous five trading days and up 65.69% in the past year.

Currently, KB Financial Group Inc.’s price-earnings ratio is 11.9. KB Financial Group Inc.’s trailing 12-month revenue is $11.1 billion with a 36.5% net profit margin. Year-over-year quarterly sales growth most recently was 3.6%. Analysts expect adjusted earnings to reach $14.196 per share for the current fiscal year. KB Financial Group Inc. currently has a 2.6% dividend yield.

Currently, ING Groep N.V.’s price-earnings ratio is 10.9. ING Groep N.V.’s trailing 12-month revenue is $28.8 billion with a 34.5% net profit margin. Year-over-year quarterly sales growth most recently was -7.6%. Analysts expect adjusted earnings to reach $2.692 per share for the current fiscal year. ING Groep N.V. currently has a 2.5% dividend yield.

How We Compare KB Financial Group Inc. and ING Groep N.V. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at KB Financial Group Inc. and ING Groep N.V.’s stock grades to see how they measure up against one another.

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KB Financial Group Inc. and ING Groep N.V. Growth Grades

Company	Ticker	Growth
KB Financial Group Inc.	KB	F
ING Groep N.V.	ING	C

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

KB Financial Group Inc. has a Growth Score of 7, which is Very Weak. ING Groep N.V. has a Growth Score of 47, which is Average.

The Growth Stock Winner: No Clear Winner

Neither KB Financial Group Inc. or ING Groep N.V. has a high enough Growth Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if KB Financial Group Inc. or ING Groep N.V. is the better investment when it comes to sustainable growth.

KB Financial Group Inc. and ING Groep N.V.’s Momentum Grades

Company	Ticker	Momentum
KB Financial Group Inc.	KB	A
ING Groep N.V.	ING	A

Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

KB Financial Group Inc. has a Momentum Score of 85, which is Very Strong. ING Groep N.V. has a Momentum Score of 81, which is Very Strong.

The Momentum Grade Winner: It’s a Tie!

Looking at the Momentum Grade breakdown above, both KB Financial Group Inc. and ING Groep N.V. have a grade of A. For those who focus solely on a company’s momentum, further research will need to be conducted into both companies to see if they fit your individual needs as an investor.

KB Financial Group Inc. and ING Groep N.V.’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
KB Financial Group Inc.	KB	C
ING Groep N.V.	ING	D

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

KB Financial Group Inc. has a Earnings Estimate Score of 55, which is Neutral. ING Groep N.V. has a Earnings Estimate Score of 21, which is Negative.

The Earnings Estimate Revisions Stock Winner: No Clear Winner

Neither KB Financial Group Inc. or ING Groep N.V. has an Earnings Estimate Revisions Grade that could be considered a “winner.” Investors considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if KB Financial Group Inc. or ING Groep N.V. is the better investment when it comes to estimate revisions.

Other KB Financial Group Inc. and ING Groep N.V. Grades

In addition to Momentum, Estimate Revisions and Growth, A+ Investor also provides grades for Value and Quality.

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection. Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Quality Grade comes from the ranking of key metrics. Specifically, the quality grade is the percentile rank of the composite of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether KB Financial Group Inc. and ING Groep N.V. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, KB Financial Group Inc. or ING Groep N.V. Stock?

Overall, KB Financial Group Inc. stock has a Growth Score of 7, Momentum Score of 85 and Estimate Revisions Score of 55.

ING Groep N.V. stock has a Growth Score of 47, Momentum Score of 81 and Estimate Revisions Score of 21.

Comparing KB Financial Group Inc. and ING Groep N.V.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.