Letters to the Editor

Mutual Funds
The Dividend Yield: Stock Mutual Funds and ETFs That Generate Income
Looking for an investment that has the potential to produce a growing income stream and long-term capital appreciation along with reasonable risk? A closer look at stock mutual funds and ETFs with relatively high dividend yields.

Stock Screens
David Dreman's Contrarian Strategy: Profiting From the Market's "Mistakes"
David Dreman is a renowned contrarian investor who sees stocks and markets driven by emotions that often push prices from their intrinsic or "fair" value. A look at how to screen stocks based on the David Dreman approach.

Features
Your Portfolio: Maintaining Perspective
Financial turmoil can prompt an emotional response that causes investors to flee stock holdings. But this can cause long-term harm to your portfolio. Instead, you need to put things in perspective and stick to the fundamental rules of investing.

Portfolio Strategies
Financial Professional Terms: What They Mean and Why You Should Care
Broker, financial planner, investment advisor and wealth manager are just a few of the common terms used to describe various financial professionals. Many individuals do not have a clear understanding of what distinguishes one from another. A look at the terms and differences in duties owed to clients.

AAII Model Portfolios
AAII Model ETF Portfolio Review and How to Take Advantage of ETFs
A review of the Model ETF Portfolio, and ETF characteristics that are important to consider--particularly in comparison to traditional mutual funds.

Offbeat Offerings
Offbeat Offerings: Credit Union CDs
An investor reference for products that are not your typical offerings. This issue's focus is on credit union CDs, which often offer higher rates than other CDs.

First Cut
The First Cut: Cash-Rich Firms
A starting point for investors. This issue's focus is on finding companies with high levels of net cash per share relative to their share prices.

Stock Strategies
The Sell Decision: What to Do After a Severe Market Meltdown
For current investors, the focus now should be on what to do in and after a severe bear market if you are investing your own portfolio of individual stocks.

Departments
Letters to the Editor
Member questions and comments on recent AAII Journal articles.

Departments
Briefly Noted
Current news items of interest to individual investors.

Departments
AAII Journal 2008 Index of Articles
An index of all articles appearing in the AAII Journal during 2008.