Letters to the Editor Articles
Letters
April 2025 by AAII Staff
Readers share their experiences with long-term care insurance and using the Level3 withdrawal strategy.
April 2025 by AAII Staff
Readers share their experiences with long-term care insurance and using the Level3 withdrawal strategy.
Letters
March 2025 by AAII Staff
Members voice their opinions on the factors contributing to lower returns among older investors.
March 2025 by AAII Staff
Members voice their opinions on the factors contributing to lower returns among older investors.
Letters
February 2025 by AAII Staff
Members share their opinion on AAII's stock screens and returns for bond funds. Plus, interest in the formulas for stock metrics.
February 2025 by AAII Staff
Members share their opinion on AAII's stock screens and returns for bond funds. Plus, interest in the formulas for stock metrics.
Letters
December 2024 by AAII Staff
Members share their opinions on high concentration in index funds, balancing risk and reward in their portfolios, and investing with Schwab funds.
December 2024 by AAII Staff
Members share their opinions on high concentration in index funds, balancing risk and reward in their portfolios, and investing with Schwab funds.
Letters
November 2024 by AAII Staff
Members comment on investing in retirement, balancing growth and value, planning for future concerns and blending asset classes.
November 2024 by AAII Staff
Members comment on investing in retirement, balancing growth and value, planning for future concerns and blending asset classes.
Letters
October 2024 by AAII Staff
Members offer their insights on the boomer-candy craze, lessons learned from losses, low-expense fund families and the Buffett indicator.
October 2024 by AAII Staff
Members offer their insights on the boomer-candy craze, lessons learned from losses, low-expense fund families and the Buffett indicator.
Letters
September 2024 by AAII Staff
Members comment on financial well-being, including your spouse in financial talk and making strategic asset location decisions.
September 2024 by AAII Staff
Members comment on financial well-being, including your spouse in financial talk and making strategic asset location decisions.
Letters
August 2024 by AAII Staff
Members share their opinion on financial plans, stock buybacks, filing for Social Security and more.
August 2024 by AAII Staff
Members share their opinion on financial plans, stock buybacks, filing for Social Security and more.
Letters
July 2024 by AAII Staff
Members discuss active investing and sequence risk and share their experiences with momentum strategies.
July 2024 by AAII Staff
Members discuss active investing and sequence risk and share their experiences with momentum strategies.
Letters
June 2024 by AAII Staff
Members weigh in on QCDs, avoiding decision-making pitfalls and the problem with accrual accounting in financial statements.
June 2024 by AAII Staff
Members weigh in on QCDs, avoiding decision-making pitfalls and the problem with accrual accounting in financial statements.
Letters
May 2024 by AAII Staff
Members discuss the A+ Quality Grade, stock rules, the five-index approach and the limits of history.
May 2024 by AAII Staff
Members discuss the A+ Quality Grade, stock rules, the five-index approach and the limits of history.
Letters
April 2024 by AAII Staff
Members comment on the power of holding some cash by sharing how their portolio allocation has changed over time.
April 2024 by AAII Staff
Members comment on the power of holding some cash by sharing how their portolio allocation has changed over time.
Letters
March 2024 by AAII Staff
Members share investing lessons learned and comment on investing risks, long-term care and the performance of small stocks.
March 2024 by AAII Staff
Members share investing lessons learned and comment on investing risks, long-term care and the performance of small stocks.
Letters
February 2024 by AAII Staff
Members comment on 2023 performance of AAII Stock Screens and offer tips to beginners. Plus, we announce the restarting of our weekly Educated Investor email.
February 2024 by AAII Staff
Members comment on 2023 performance of AAII Stock Screens and offer tips to beginners. Plus, we announce the restarting of our weekly Educated Investor email.
Letters
January 2024 by AAII Staff
Members weigh in on various tax-related topics, including holding dividend stocks and making gifts.
January 2024 by AAII Staff
Members weigh in on various tax-related topics, including holding dividend stocks and making gifts.
Letters
December 2023 by AAII Staff
Readers sound off on allocation and withdrawal strategies in retirement plus the pros and cons of investing in business development companies.
December 2023 by AAII Staff
Readers sound off on allocation and withdrawal strategies in retirement plus the pros and cons of investing in business development companies.
Letters
November 2023 by AAII Staff
Members comment on recent articles regarding value investing, tweaking the Graham screen, the market’s high price-earnings ratio and opening a brokerage account.
November 2023 by AAII Staff
Members comment on recent articles regarding value investing, tweaking the Graham screen, the market’s high price-earnings ratio and opening a brokerage account.
Letters
October 2023 by AAII Staff
Members share opinions on handling taxes on retirement withdrawals, allocating assets using Fidelity funds, trend following with factors and investing in options.
October 2023 by AAII Staff
Members share opinions on handling taxes on retirement withdrawals, allocating assets using Fidelity funds, trend following with factors and investing in options.
Letters
September 2023 by AAII Staff
Members share their opinions on preparing your portfolio for the worst 2% of times, plus a question on qualified charitable distributions is answered.
September 2023 by AAII Staff
Members share their opinions on preparing your portfolio for the worst 2% of times, plus a question on qualified charitable distributions is answered.
Letters to the Editor
August 2023 by AAII Staff
Wade Pfau’s July article on tax strategies for retirees elicited many comments this month, with members sharing their experiences and tips.
August 2023 by AAII Staff
Wade Pfau’s July article on tax strategies for retirees elicited many comments this month, with members sharing their experiences and tips.
Letters to the Editor
July 2023 by AAII Staff
Members share their thoughts on recent articles covering the Coffee Can portfolio, equal-weight funds, retirement prep and when to sell I bonds.
July 2023 by AAII Staff
Members share their thoughts on recent articles covering the Coffee Can portfolio, equal-weight funds, retirement prep and when to sell I bonds.
Letters
June 2023 by AAII Staff
Members voice their opinions on recent AAII Journal topics, including retirement issues, yields on rising dividend stocks and how to use AAII stock screens.
June 2023 by AAII Staff
Members voice their opinions on recent AAII Journal topics, including retirement issues, yields on rising dividend stocks and how to use AAII stock screens.
Letters
May 2023 by AAII Staff
Members weigh in on investing in children and grandchildren, getting to retirement, assessing bank risk and developing a mentality for saving.
May 2023 by AAII Staff
Members weigh in on investing in children and grandchildren, getting to retirement, assessing bank risk and developing a mentality for saving.
Letters
April 2023 by AAII Staff
Investors share their experiences with alternative platforms, annuities, covered call strategies and behavioral sell rules.
April 2023 by AAII Staff
Investors share their experiences with alternative platforms, annuities, covered call strategies and behavioral sell rules.
Letters
March 2023 by AAII Staff
Members voice their opinions on a range of topics, including choosing funds, total assets versus retirement savings, technical analysis and donor-advised funds.
March 2023 by AAII Staff
Members voice their opinions on a range of topics, including choosing funds, total assets versus retirement savings, technical analysis and donor-advised funds.
Letters
February 2023 by AAII Staff
Member comments about recent articles on the urge to trade, Level3 withdrawals, inflation risk and AAII stock screen favorites.
February 2023 by AAII Staff
Member comments about recent articles on the urge to trade, Level3 withdrawals, inflation risk and AAII stock screen favorites.
Letters
January 2023 by AAII Staff
Members comment on topics from recent articles, including taxes on Roth conversions, rules for health savings accounts and high-yielding CDs.
January 2023 by AAII Staff
Members comment on topics from recent articles, including taxes on Roth conversions, rules for health savings accounts and high-yielding CDs.
Letters
December 2022 by AAII Staff
Members voice their opinions about down markets, filling allocation buckets with index funds, investing in government bonds and analyzing REITs.
December 2022 by AAII Staff
Members voice their opinions about down markets, filling allocation buckets with index funds, investing in government bonds and analyzing REITs.
Letters
November 2022 by AAII Staff
Members weigh in on a range of topics covered in recent AAII Journal articles.
November 2022 by AAII Staff
Members weigh in on a range of topics covered in recent AAII Journal articles.
Letters
October 2022 by AAII Staff
Members weigh in on recent articles covering growth stocks, small-cap value ideas, the impact of buybacks and the importance of low expense ratios.
October 2022 by AAII Staff
Members weigh in on recent articles covering growth stocks, small-cap value ideas, the impact of buybacks and the importance of low expense ratios.
Letters
September 2022 by AAII Staff
Members share their opinions on different ways to define risk, transitioning from the Level3 Passive Portfolio, whether a bond allocation is warranted and where to buy bonds.
September 2022 by AAII Staff
Members share their opinions on different ways to define risk, transitioning from the Level3 Passive Portfolio, whether a bond allocation is warranted and where to buy bonds.
Letters
August 2022 by AAII Staff
Members weigh in on the Weiss approach to investing in dividend stocks and other recent AAII Journal topics.
August 2022 by AAII Staff
Members weigh in on the Weiss approach to investing in dividend stocks and other recent AAII Journal topics.
Letters
July 2022 by AAII Staff
Members share their thoughts about I bonds, ESG investing and robo-advisers.
July 2022 by AAII Staff
Members share their thoughts about I bonds, ESG investing and robo-advisers.
Letters
June 2022 by AAII Staff
Members weigh in on recent articles on retirement calculators, spending strategies, sustainable investing and screening on estimate revisions.
June 2022 by AAII Staff
Members weigh in on recent articles on retirement calculators, spending strategies, sustainable investing and screening on estimate revisions.
Letters
May 2022 by AAII Staff
Members add their thoughts about recent AAII Journal articles on retirement planning, what traits to look for in stocks and different ways to measure investing risk.
May 2022 by AAII Staff
Members add their thoughts about recent AAII Journal articles on retirement planning, what traits to look for in stocks and different ways to measure investing risk.
Letters
April 2022 by AAII Staff
Members voice their opinions on choosing a broker, active versus passive investing and withdrawing and rebalancing in retirement.
April 2022 by AAII Staff
Members voice their opinions on choosing a broker, active versus passive investing and withdrawing and rebalancing in retirement.
Letters
March 2022 by AAII Staff
Members voice their opinions on ETFs, our asset class performance heat map and spending trends in retirement.
March 2022 by AAII Staff
Members voice their opinions on ETFs, our asset class performance heat map and spending trends in retirement.
Letters
February 2022 by AAII Staff
Members voice a range of opinions on the value of rebalancing a portfolio.
February 2022 by AAII Staff
Members voice a range of opinions on the value of rebalancing a portfolio.
Letters
January 2022 by AAII Staff
Members voice their opinions on Roth conversions, stock screening and Medicare taxes. Plus, a few taxing corrections.
January 2022 by AAII Staff
Members voice their opinions on Roth conversions, stock screening and Medicare taxes. Plus, a few taxing corrections.
Letters
December 2021 by AAII Staff
Members share insights on being flexible with allocations and how to calculate Buffett’s owner’s earnings metric. Plus, a question on correlations and suggestions for Best of Web.
December 2021 by AAII Staff
Members share insights on being flexible with allocations and how to calculate Buffett’s owner’s earnings metric. Plus, a question on correlations and suggestions for Best of Web.
Letters
November 2021 by AAII Staff
Members shares their opinions on correlation and future performance, Vanguard’s legacy and other topics.
November 2021 by AAII Staff
Members shares their opinions on correlation and future performance, Vanguard’s legacy and other topics.
Letters
October 2021 by AAII Staff
Members give added color to the issues of Roth conversions and how to handle retirement funds.
October 2021 by AAII Staff
Members give added color to the issues of Roth conversions and how to handle retirement funds.
Letters
September 2021 by AAII Staff
Members share their opinions on closed-end funds and retirement glide paths.
September 2021 by AAII Staff
Members share their opinions on closed-end funds and retirement glide paths.
Letters
August 2021 by AAII Staff
Members share their opinions on cryptocurrency, plus a comment on the use of R-squared and a question about which first cut MVP stocks pay dividends.
August 2021 by AAII Staff
Members share their opinions on cryptocurrency, plus a comment on the use of R-squared and a question about which first cut MVP stocks pay dividends.
Letters
July 2021 by AAII Staff
Members speak out about recent AAII Journal articles covering annual reports, convertible bonds, robo-advisers and defining the long run.
July 2021 by AAII Staff
Members speak out about recent AAII Journal articles covering annual reports, convertible bonds, robo-advisers and defining the long run.
Letters
May 2021 by AAII Staff
Members voice opinions on fund trading restrictions, allocation in retirement and bond investing in a low rate environment.
May 2021 by AAII Staff
Members voice opinions on fund trading restrictions, allocation in retirement and bond investing in a low rate environment.
Letters
April 2021 by AAII Staff
Members comment on buying and holding, the cost of rebalancing and bond credit ratings. Plus, questions on getting started in the Shadow Stock Portfolio and how to put the Wealth-Building Process to work.
April 2021 by AAII Staff
Members comment on buying and holding, the cost of rebalancing and bond credit ratings. Plus, questions on getting started in the Shadow Stock Portfolio and how to put the Wealth-Building Process to work.
Letters
March 2021 by AAII Staff
Members opine about the Top Funds Guide, researching ETFs and our summary of a study about retirement taxes.
March 2021 by AAII Staff
Members opine about the Top Funds Guide, researching ETFs and our summary of a study about retirement taxes.
Letters
February 2021 by AAII Staff
Members comment on our comparison of discount brokers and apps, the limits of broker SIPC protection and Jim Cloonan’s Level3 legacy.
February 2021 by AAII Staff
Members comment on our comparison of discount brokers and apps, the limits of broker SIPC protection and Jim Cloonan’s Level3 legacy.
Letters
January 2021 by AAII Staff
Members get their questions answered on where to hold foreign stock, the benefit of qualified charitable donations and sequence of returns risk. Plus, updates to our Tax Guide.
January 2021 by AAII Staff
Members get their questions answered on where to hold foreign stock, the benefit of qualified charitable donations and sequence of returns risk. Plus, updates to our Tax Guide.
Letters
December 2020 by AAII Staff
Members voice their opinions about basing retirement withdrawals on RMDs, building a sector portfolio and how important mutual fund expenses are.
December 2020 by AAII Staff
Members voice their opinions about basing retirement withdrawals on RMDs, building a sector portfolio and how important mutual fund expenses are.
Letters
November 2020 by AAII Staff
Members voice their opinions and get their questions answered on recent articles about budgeting apps, when to start Social Security and the price of investing differently.
November 2020 by AAII Staff
Members voice their opinions and get their questions answered on recent articles about budgeting apps, when to start Social Security and the price of investing differently.
Letters
September 2020 by AAII Staff
Members converse about recent articles on leveraged ETFs, virtual shareholder meetings, long-term care and whether investing ability changes with age.
September 2020 by AAII Staff
Members converse about recent articles on leveraged ETFs, virtual shareholder meetings, long-term care and whether investing ability changes with age.
Letters
August 2020 by AAII Staff
Members converse online about protecting yourself on the internet, portfolio returns as you age, mismanaged pension plans and The AAII Way worksheets for creating an investing plan. Plus, July authors respond to queries on different ways to pursue dividend growers and the major periods of price instability in the U.S.
August 2020 by AAII Staff
Members converse online about protecting yourself on the internet, portfolio returns as you age, mismanaged pension plans and The AAII Way worksheets for creating an investing plan. Plus, July authors respond to queries on different ways to pursue dividend growers and the major periods of price instability in the U.S.
Letters
July 2020 by AAII Staff
Members voice their opinions on recent articles about robo-advisers and long-term care insurance, among other topics.
July 2020 by AAII Staff
Members voice their opinions on recent articles about robo-advisers and long-term care insurance, among other topics.
Letters
June 2020 by AAII Staff
Readers get answers to their questions on the taxing of RMDs and handling bond risk. Plus, a clarification on May’s Tax Guide Update.
June 2020 by AAII Staff
Readers get answers to their questions on the taxing of RMDs and handling bond risk. Plus, a clarification on May’s Tax Guide Update.
Letters
May 2020 by AAII Staff
Members share their thoughts on teaching the younger generations about investing and their experiences using target-date funds.
May 2020 by AAII Staff
Members share their thoughts on teaching the younger generations about investing and their experiences using target-date funds.
Letters
April 2020 by AAII Staff
Members weigh in on recent article topics, including market rebalancing, end-of-life plans, fund outperformers and retirement estimates.
April 2020 by AAII Staff
Members weigh in on recent article topics, including market rebalancing, end-of-life plans, fund outperformers and retirement estimates.
Letters
March 2020 by AAII Staff
Members share thoughts on behavioral biases, investing in coins, the SECURE Act and mutual fund reviews. Plus, questions on the updated Guide to Mutual Funds.
March 2020 by AAII Staff
Members share thoughts on behavioral biases, investing in coins, the SECURE Act and mutual fund reviews. Plus, questions on the updated Guide to Mutual Funds.
Letters
January 2020 by AAII Staff
Members comment on the top stocks of the decade and Medicare premium surcharges. Plus, updates to the Tax Guide and clarificatons on the IRA decision tree and smart tax moves.
January 2020 by AAII Staff
Members comment on the top stocks of the decade and Medicare premium surcharges. Plus, updates to the Tax Guide and clarificatons on the IRA decision tree and smart tax moves.
Letters
November 2019 by AAII Staff
Members comment on exchange-traded fund (ETF) yields and portfolios and how family health influences when to retire.
November 2019 by AAII Staff
Members comment on exchange-traded fund (ETF) yields and portfolios and how family health influences when to retire.
Letters
October 2019 by AAII Staff
Members comment on buying an annuity in an IRA and whether to use median or average returns when evaluating portfolio strategies. Plus, a question about how bond funds perform compare to their underlying indexes.
October 2019 by AAII Staff
Members comment on buying an annuity in an IRA and whether to use median or average returns when evaluating portfolio strategies. Plus, a question about how bond funds perform compare to their underlying indexes.
Letters
September 2019 by AAII Staff
Members share their Social Security claiming stories and comment on portfolio rebalancing and the ETF Guide.
September 2019 by AAII Staff
Members share their Social Security claiming stories and comment on portfolio rebalancing and the ETF Guide.
Letters
August 2019 by AAII Staff
Join the discussion on ideas ranging from investment fraud and bond laddering to the MACD indicator and contrarian investing.
August 2019 by AAII Staff
Join the discussion on ideas ranging from investment fraud and bond laddering to the MACD indicator and contrarian investing.
Letters
July 2019 by AAII Staff
Members chime in on RESA concerns, Social Security and health care when retiring early, the value of Level3 investing, and stock buybacks from a long-term investor perspective.
July 2019 by AAII Staff
Members chime in on RESA concerns, Social Security and health care when retiring early, the value of Level3 investing, and stock buybacks from a long-term investor perspective.
Letters
June 2019 by AAII Staff
Members converse about the importance of economic moats for companies and using trailing stop-losses for stock orders. Plus, a question on where to find data for the Driehaus screening strategy.
June 2019 by AAII Staff
Members converse about the importance of economic moats for companies and using trailing stop-losses for stock orders. Plus, a question on where to find data for the Driehaus screening strategy.
Letters
May 2019 by AAII Staff
Members chime in on the importance of choosing Medicare options and offer additional suggestions on how to do so. Plus, mutual fund alternatives for the Level3 Passive Portfolio are given.
May 2019 by AAII Staff
Members chime in on the importance of choosing Medicare options and offer additional suggestions on how to do so. Plus, mutual fund alternatives for the Level3 Passive Portfolio are given.
Letters
April 2019 by AAII Staff
Member insights on tax prep services and comments on Social Security spousal benefits. Plus, a different angle on Shadow Stock performance and a request for help building the O’Shaughnessy composite “What Works” screen.
April 2019 by AAII Staff
Member insights on tax prep services and comments on Social Security spousal benefits. Plus, a different angle on Shadow Stock performance and a request for help building the O’Shaughnessy composite “What Works” screen.
Letters
March 2019 by AAII Staff
Members speak out on the effect of the new tax rules, broker features overlooked, not saving enough for retirement and Shadow Stock decisions. Plus, strong opinions in response to a recent Investor Update on stock buybacks.
March 2019 by AAII Staff
Members speak out on the effect of the new tax rules, broker features overlooked, not saving enough for retirement and Shadow Stock decisions. Plus, strong opinions in response to a recent Investor Update on stock buybacks.
Letters
February 2019 by AAII Staff
Members weigh in on our broker comparison. Plus, a member shares his thoughts on how far the individual investor has come, as we begin the AAII Journal's 40th anniversary celebration and look back.
February 2019 by AAII Staff
Members weigh in on our broker comparison. Plus, a member shares his thoughts on how far the individual investor has come, as we begin the AAII Journal's 40th anniversary celebration and look back.
Letters
January 2019 by AAII Staff
Questions, comments and updates on the AAII Tax Guide from the December 2018 AAII Journal.
January 2019 by AAII Staff
Questions, comments and updates on the AAII Tax Guide from the December 2018 AAII Journal.
Letters
December 2018 by AAII Staff
Members discuss cap-weighting versus equal-weighting in regard to the Level3 Passive Portfolio, and comment on spending rules in retirement.
December 2018 by AAII Staff
Members discuss cap-weighting versus equal-weighting in regard to the Level3 Passive Portfolio, and comment on spending rules in retirement.
Letters
November 2018 by AAII Staff
Members comments and questions on sustainable investing, shadow stock transactions, and measuring the quality factor.
November 2018 by AAII Staff
Members comments and questions on sustainable investing, shadow stock transactions, and measuring the quality factor.
Letters
October 2018 by AAII Staff
Members comment on vice and virtue stocks, ETFs vs. mutual funds, choosing an adviser and more.
October 2018 by AAII Staff
Members comment on vice and virtue stocks, ETFs vs. mutual funds, choosing an adviser and more.
Letters
September 2018 by AAII Staff
Members comment on the categories used in AAII's Guide to ETFs, performance and how to get started in the Model Shadow Stock Portfolio, and reasons to convert to a Roth IRA early.
September 2018 by AAII Staff
Members comment on the categories used in AAII's Guide to ETFs, performance and how to get started in the Model Shadow Stock Portfolio, and reasons to convert to a Roth IRA early.
Letters
August 2018 by AAII Staff
Comments on bucket portfolios, REIT resources and adding new selections to the Model Shadow Stock Portfolio.
August 2018 by AAII Staff
Comments on bucket portfolios, REIT resources and adding new selections to the Model Shadow Stock Portfolio.
Letters
July 2018 by AAII Staff
Members share their opinions on grasshopper versus ant behavioral traits, asset allocation and rebalancing, and quantifying the value retirement accounts.
July 2018 by AAII Staff
Members share their opinions on grasshopper versus ant behavioral traits, asset allocation and rebalancing, and quantifying the value retirement accounts.
Letters
June 2018 by AAII Staff
Members comments on recent articles covering REITs, bonds, life expectancy in retirement and IRS reporting of retirement distributions.
June 2018 by AAII Staff
Members comments on recent articles covering REITs, bonds, life expectancy in retirement and IRS reporting of retirement distributions.
Letters
May 2018 by AAII Staff
Members share their attitudes toward spending in retirement and comment on tax reform strategies and bitcoin blockchains.
May 2018 by AAII Staff
Members share their attitudes toward spending in retirement and comment on tax reform strategies and bitcoin blockchains.
Letters
April 2018 by AAII Staff
Members comment on 2018 tax updates and strategies, and funding retirement.
April 2018 by AAII Staff
Members comment on 2018 tax updates and strategies, and funding retirement.
Letters
March 2018 by AAII Staff
Members comment on comparing mutual funds and ETFs and basing risk level on portfolio size.
March 2018 by AAII Staff
Members comment on comparing mutual funds and ETFs and basing risk level on portfolio size.
Letters
February 2018 by AAII Staff
Members ask William Bengen's thoughts on dividends and bonds in a retirement portfolio; plus, a question on the Level3 Passive Portfolio and comments on AAII's annual review of stock screening strategies.
February 2018 by AAII Staff
Members ask William Bengen's thoughts on dividends and bonds in a retirement portfolio; plus, a question on the Level3 Passive Portfolio and comments on AAII's annual review of stock screening strategies.
Letters
January 2018 by AAII Staff
Comments on AAII founder Jim Cloonan's legacy, active vs. passive investing and Thaler's endowment effect.
January 2018 by AAII Staff
Comments on AAII founder Jim Cloonan's legacy, active vs. passive investing and Thaler's endowment effect.
Letters
December 2017 by AAII Staff
Members comment on our special issue highlighting James Cloonan's founding of AAII and his contribution to the education of individual investors over the years, as he prepares to retire.
December 2017 by AAII Staff
Members comment on our special issue highlighting James Cloonan's founding of AAII and his contribution to the education of individual investors over the years, as he prepares to retire.
Members Share the Impact of Jim Cloonan and AAII
November 2017 by AAII Staff
Long-time members discuss the positive impact Jim and AAII have had.
November 2017 by AAII Staff
Long-time members discuss the positive impact Jim and AAII have had.
Letters
October 2017 by AAII Staff
Investors weigh in on minimizing taxes, when to start RMDs, and the impact of investment costs on portfolio returns.
October 2017 by AAII Staff
Investors weigh in on minimizing taxes, when to start RMDs, and the impact of investment costs on portfolio returns.
Letters
September 2017 by AAII Staff
Comments from members on recent articles, including IRA beneficiary rules, dividend yield substitution and ETF changes made to the Model Fund Portfolio.
September 2017 by AAII Staff
Comments from members on recent articles, including IRA beneficiary rules, dividend yield substitution and ETF changes made to the Model Fund Portfolio.
Letters
August 2017 by AAII Staff
Members comments and questions on measuring the market's valuation, the handling of multiple IRA beneficiaries, and saving for retirement and factoring RMDs into retirement spending.
August 2017 by AAII Staff
Members comments and questions on measuring the market's valuation, the handling of multiple IRA beneficiaries, and saving for retirement and factoring RMDs into retirement spending.
Letters
July 2017 by AAII Staff
Members comment on former hedge fund manager Walter Weil's contrarian approach and value investor Paul Merriman's blended approach. Plus, member thoughts about Roth IRA rollovers and the effectiveness of using the accrual ratio to judge earnings.
July 2017 by AAII Staff
Members comment on former hedge fund manager Walter Weil's contrarian approach and value investor Paul Merriman's blended approach. Plus, member thoughts about Roth IRA rollovers and the effectiveness of using the accrual ratio to judge earnings.
Letters
June 2017 by AAII Staff
Members comment on investing fads, shielding assets from Medicaid, Faber's Trinity Portfolio, and true trendlines. Plus, a correction to HSA information.
June 2017 by AAII Staff
Members comment on investing fads, shielding assets from Medicaid, Faber's Trinity Portfolio, and true trendlines. Plus, a correction to HSA information.
Letters
May 2017 by AAII Staff
Members speak out about retirement strategies, closed-end bond funds and factor-based investing.
May 2017 by AAII Staff
Members speak out about retirement strategies, closed-end bond funds and factor-based investing.
Letters
April 2017 by AAII Staff
Members pose questions about leveraged and inverse funds and model ETF portfolios, and make suggestions on rebalancing scenarios and inherited IRAs.
April 2017 by AAII Staff
Members pose questions about leveraged and inverse funds and model ETF portfolios, and make suggestions on rebalancing scenarios and inherited IRAs.
Letters
March 2017 by AAII Staff
Members comment on using the Top Funds Guide, making qualified charitable donations, the hazards of cognitive aging and the role of meditation in investing.
March 2017 by AAII Staff
Members comment on using the Top Funds Guide, making qualified charitable donations, the hazards of cognitive aging and the role of meditation in investing.
Letters
February 2017 by AAII Staff
Members ask questions on the Model Shadow Stock Portfolio and give tips on retirement spending and meditation apps for investors.
February 2017 by AAII Staff
Members ask questions on the Model Shadow Stock Portfolio and give tips on retirement spending and meditation apps for investors.
Letters
January 2017 by AAII Staff
Comments from members on AAII's Tax Guide, Ellis' indexing approach, and asset returns during high and low inflation.
January 2017 by AAII Staff
Comments from members on AAII's Tax Guide, Ellis' indexing approach, and asset returns during high and low inflation.
Letters
December 2016 by AAII Staff
Member feedback on index investing and the O'Neil CAN SLIM screen. Plus comments on writing an investment policy and training Social Security administrators.
December 2016 by AAII Staff
Member feedback on index investing and the O'Neil CAN SLIM screen. Plus comments on writing an investment policy and training Social Security administrators.
Letters
November 2016 by AAII Staff
Readers comment on the scoring of active strategies and the taxing of charitable donations made from an IRA, plus critique the new Model Shadow Stock Portfolio momentum rule.
November 2016 by AAII Staff
Readers comment on the scoring of active strategies and the taxing of charitable donations made from an IRA, plus critique the new Model Shadow Stock Portfolio momentum rule.
Letters
October 2016 by AAII Staff
An argument against efficient market theory, and comments on Warren Buffett's strategy for his heirs and William Bernstein's philosophy of avoiding bad consequences.
October 2016 by AAII Staff
An argument against efficient market theory, and comments on Warren Buffett's strategy for his heirs and William Bernstein's philosophy of avoiding bad consequences.
Letters
September 2016 by AAII Staff
Answering questions about Jim Cloonan's new Level3 Passive Portfolio, clarification on the IRA rollover rules, and a comment on corporate cash.
September 2016 by AAII Staff
Answering questions about Jim Cloonan's new Level3 Passive Portfolio, clarification on the IRA rollover rules, and a comment on corporate cash.
Letters
August 2016 by AAII Staff
Clarification on health savings accounts and IRA rollover rules. Plus comments on dealing with finances after losing a spouse and what you can gain by avoiding common investor mistakes.
August 2016 by AAII Staff
Clarification on health savings accounts and IRA rollover rules. Plus comments on dealing with finances after losing a spouse and what you can gain by avoiding common investor mistakes.
Letters
July 2016 by AAII Staff
Members give new perspectives on Graham's deep value investing, Jane Bryant Quinn's advice, and a study that found those who work longer live longer.
July 2016 by AAII Staff
Members give new perspectives on Graham's deep value investing, Jane Bryant Quinn's advice, and a study that found those who work longer live longer.
Letters
June 2016 by AAII Staff
Members comment on retirement withdrawal options and getting families involved in personal finance.
June 2016 by AAII Staff
Members comment on retirement withdrawal options and getting families involved in personal finance.
Letters
May 2016 by AAII Staff
Members weigh in on retirement plan options and comment on recent articles on bond calls and stock sell rules.
May 2016 by AAII Staff
Members weigh in on retirement plan options and comment on recent articles on bond calls and stock sell rules.
Letters
April 2016 by AAII Staff
Comments and questions on John Bogle, downside protection, and rebalancing.
April 2016 by AAII Staff
Comments and questions on John Bogle, downside protection, and rebalancing.
Letters
March 2016 by AAII Staff
A taxing issue and a question on the best time period for predicting future returns. Plus, a few updates and clarifications to past articles.
March 2016 by AAII Staff
A taxing issue and a question on the best time period for predicting future returns. Plus, a few updates and clarifications to past articles.
Letters
February 2016 by AAII Staff
Comments and questions on Jason Zweig, retirement math and when to claim Social Security.
February 2016 by AAII Staff
Comments and questions on Jason Zweig, retirement math and when to claim Social Security.
Letters
January 2016 by AAII Staff
Tax guide clarifications and debates on an optimal glide path in retirement.
January 2016 by AAII Staff
Tax guide clarifications and debates on an optimal glide path in retirement.
Letters
December 2015 by AAII Staff
Members voice their opinions on backtesting allocation strategies and the cut-off of longevity risk charts. Plus, questions are answered on what investment professional designations mean and whether trade execution differs between ETFs and stocks.
December 2015 by AAII Staff
Members voice their opinions on backtesting allocation strategies and the cut-off of longevity risk charts. Plus, questions are answered on what investment professional designations mean and whether trade execution differs between ETFs and stocks.
Letters
November 2015 by AAII Staff
Questions on stock screening and valuation, active ETFs, and allocation in retirement.
November 2015 by AAII Staff
Questions on stock screening and valuation, active ETFs, and allocation in retirement.
Letters
October 2015 by AAII Staff
Member questions and comments on allocation in retirement, elder finances, creating a financial plan and leveraged ETFs.
October 2015 by AAII Staff
Member questions and comments on allocation in retirement, elder finances, creating a financial plan and leveraged ETFs.
Letters
September 2015 by AAII Staff
A thoughtful discussion on whether actively managed mutual funds can outperform passive index funds over the long term.
September 2015 by AAII Staff
A thoughtful discussion on whether actively managed mutual funds can outperform passive index funds over the long term.
Letters
August 2015 by AAII Staff
Members sound off against using a cap-weighted benchmark, following the crowd, and voting yes on proxies.
August 2015 by AAII Staff
Members sound off against using a cap-weighted benchmark, following the crowd, and voting yes on proxies.
Letters
July 2015 by AAII Staff
Members speak out on how much stock to hold in retirement, using YOI to measure value, and the Shiller interview on market bubbles.
July 2015 by AAII Staff
Members speak out on how much stock to hold in retirement, using YOI to measure value, and the Shiller interview on market bubbles.
Letters
June 2015 by AAII Staff
Members sound off on surviving a market crisis in retirement, investing in dividend payers, and placing an accurate value on annuities.
June 2015 by AAII Staff
Members sound off on surviving a market crisis in retirement, investing in dividend payers, and placing an accurate value on annuities.
Letters
May 2015 by AAII Staff
Members query authors on the specifics of withdrawals and rebalancing in retirement, plus a clarification on the Model Shadow Stock Portfolio rules.
May 2015 by AAII Staff
Members query authors on the specifics of withdrawals and rebalancing in retirement, plus a clarification on the Model Shadow Stock Portfolio rules.
Letters
April 2015 by AAII Staff
Members weigh in on the benefits of stock buybacks and converting to a Roth IRA to minimize RMDs.
April 2015 by AAII Staff
Members weigh in on the benefits of stock buybacks and converting to a Roth IRA to minimize RMDs.
Letters
March 2015 by AAII Staff
Members ask for clarification on AAII stock screen updates, investing in options, and using an online advisory service.
March 2015 by AAII Staff
Members ask for clarification on AAII stock screen updates, investing in options, and using an online advisory service.
Letters
January 2015 by AAII Staff
Members write in for clarification on wash-sale rules and comments on when to take Social Security benefits.
January 2015 by AAII Staff
Members write in for clarification on wash-sale rules and comments on when to take Social Security benefits.
Letters
December 2014 by AAII Staff
Questions from members on longevity annuity options and the millennial screen, plus comments on investing in active equity mutual funds.
December 2014 by AAII Staff
Questions from members on longevity annuity options and the millennial screen, plus comments on investing in active equity mutual funds.
Letters
November 2014 by AAII Staff
Members weigh in on Sharpe's retirement scenario tool and warn of unintended consequences when using stop orders.
November 2014 by AAII Staff
Members weigh in on Sharpe's retirement scenario tool and warn of unintended consequences when using stop orders.
Letters to the Editor
March 2010 by AAII Staff
Member questions and comments on recent AAII Journal articles.
March 2010 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
December 2009 by
Member questions and comments on recent AAII Journal articles.
December 2009 by
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
November 2009 by AAII Staff
Member questions and comments on recent AAII Journal articles.
November 2009 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
August 2009 by AAII Staff
Member questions and comments on recent AAII Journal articles.
August 2009 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
July 2009 by AAII Staff
Member questions and comments on recent AAII Journal articles.
July 2009 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
June 2009 by AAII Staff
Member questions and comments on recent AAII Journal articles.
June 2009 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
May 2009 by AAII Staff
Member questions and comments on recent AAII Journal articles.
May 2009 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
April 2009 by AAII Staff
Member questions and comments on recent AAII Journal articles.
April 2009 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
February 2009 by AAII Staff
Member questions and comments on recent AAII Journal articles.
February 2009 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
January 2009 by AAII Staff
Member questions and comments on recent AAII Journal articles.
January 2009 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
November 2008 by AAII Staff
Member questions and comments on recent AAII Journal articles.
November 2008 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
October 2008 by AAII Staff
Member questions and comments on recent AAII Journal articles.
October 2008 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
August 2008 by AAII Staff
Member questions and comments on recent AAII Journal articles.
August 2008 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
April 2008 by AAII Staff
Member questions and comments on recent AAII Journal articles.
April 2008 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
January 2008 by AAII Staff
Member questions and comments on recent AAII Journal articles.
January 2008 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
October 2007 by AAII Staff
Member questions and comments on recent AAII Journal articles.
October 2007 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
September 2007 by AAII Staff
Member questions and comments on recent AAII Journal articles.
September 2007 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
August 2007 by AAII Staff
Member questions and comments on recent AAII Journal articles.
August 2007 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
July 2007 by AAII Staff
Member questions and comments on recent AAII Journal articles.
July 2007 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
May 2007 by AAII Staff
Member questions and comments on recent AAII Journal articles.
May 2007 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
April 2007 by AAII Staff
Member questions and comments on recent AAII Journal articles.
April 2007 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
February 2007 by AAII Staff
Member questions and comments on recent AAII Journal articles.
February 2007 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
January 2007 by AAII Staff
Member questions and comments on recent AAII Journal articles.
January 2007 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
November 2006 by AAII Staff
Member questions and comments on recent AAII Journal articles.
November 2006 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
October 2006 by AAII Staff
Letters: Member questions and comments on recent AAII Journal articles.
October 2006 by AAII Staff
Letters: Member questions and comments on recent AAII Journal articles.
Letters to the Editor
September 2006 by AAII Staff
Member questions and comments on recent AAII Journal articles.
September 2006 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
August 2006 by AAII Staff
Member questions and comments on recent AAII Journal articles.
August 2006 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
July 2006 by AAII Staff
Member questions and comments on recent AAII Journal articles.
July 2006 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
June 2006 by AAII Staff
Member questions and comments on recent AAII Journal articles.
June 2006 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
May 2006 by AAII Staff
Member questions and comments on recent AAII Journal articles.
May 2006 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
April 2006 by AAII Staff
Member questions and comments on recent AAII Journal articles.
April 2006 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
February 2006 by AAII Staff
Member questions and commments on recent AAII Journal articles.
February 2006 by AAII Staff
Member questions and commments on recent AAII Journal articles.
Letters to the Editor
January 2006 by AAII Staff
Member questions and comments on recent AAII Journal articles.
January 2006 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
October 2005 by AAII Staff
Member questions and comments on recent AAII Journal articles.
October 2005 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
September 2005 by AAII Staff
Member questions and comments on recent AAII Journal articles.
September 2005 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
June 2005 by AAII Staff
Member questions and comments on recent AAII Journal articles.
June 2005 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
May 2005 by AAII Staff
Member questions and comments on recent AAII Journal articles.
May 2005 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
April 2005 by AAII Staff
Member questions and comments on recent AAII Journal articles.
April 2005 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
February 2005 by AAII Staff
Member questions and comments on recent AAII Journal articles.
February 2005 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
November 2004 by AAII Staff
Member questions and comments on recent AAII Journal articles.
November 2004 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
October 2004 by AAII Staff
Member questions and comments on recent AAII Journal articles.
October 2004 by AAII Staff
Member questions and comments on recent AAII Journal articles.
Letters to the Editor
August 2004 by AAII Staff
Member questions and comments on recent AAII Journal articles.
August 2004 by AAII Staff
Member questions and comments on recent AAII Journal articles.