Letters
Distributing IRA Funds After Retirement
Comments posted to “Using the Bucket Approach With Your Retirement Portfolio,” by Christine Benz, in the October 2013 AAII Journal:
This is a valuable article for my wife and myself as we enter retirement. We have retirement money in both tax-sheltered and taxable accounts and in the tax-sheltered accounts, there are both tax-deferred (RMDs required) and Roth (tax-free) IRA funds. While I assume the taxable accounts would be used to fund Bucket 1, is there a rule of thumb on where the Roth IRA money should be placed? I assume it’s Bucket 3, where this tax-free money has a long time to grow without being subject to RMD withdrawals, but I’m not sure. Thanks for any insights you m
...To continue reading this article you must be registered with AAII.
Already registered with AAII? Login to read the rest of this article.
Discussion
No comments have been added yet. Add your thoughts to the discussion!
"Nest-Egg Survival: Investing and Spending in Retirement"
"Today's Investment Outlook"
"The Importance of Tax Diversification: What You Need to Know"