Is Oportun Financial Corporation (OPRT) Overvalued?
We dive into why Oportun Financial Corporation (OPRT) could be considered overvalued on 2026-08-17, based on AAII’s Value Score and Grade.Michael Rose
Stock Evaluator: Oportun Financial Corporation (OPRT)
Oportun Financial Corporation OPRT
$7.55
0.13
1.75%
August 19, 2026 4:00:00 PM
EST
Volume: 341,977
After Hours: $120.37
0.15
|
0.12%
November 10, 2021 7:59 PM
EST
Volume: 72,713
USD
NASD | DELAYED PRICE
| SECTOR | INDUSTRY |
| Financials | Consumer Finance |
A+ Stock Grade Summary:
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COMPANY SUMMARY
Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Mateo, California.
Commentary & Analysis
Why Oportun Financial Corporation’s (OPRT) Stock Is Up 17.00%
As of Thursday, August 06, Oportun Financial Corporation’s OPRT share price has surged by 17.00%, which has investors questioning if this is right time to sell.Rosalio Madrigal
Why Oportun Financial Corporation’s (OPRT) Stock Is Up 28.22%
As of Thursday, August 06, Oportun Financial Corporation’s OPRT share price has surged by 28.22%, which has investors questioning if this is right time to sell.Tudor Pop
What You Need to Know About Oportun Financial Corporation's Q3 Earnings
Oportun Financial Corporation's fiscal Q3 earnings report was released on Wednesday, August 05. Let's dive in to see if (OPRT) missed or beat analyst's expectations.Michael Rose
Why Oportun Financial Corporation’s (OPRT) Stock Is Up 13.63%
As of Friday, July 10, Oportun Financial Corporation’s OPRT share price has surged by 13.63%, which has investors questioning if this is right time to sell.Jenna Brashear
Financial Summary
| Share Statistics | OPRT | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $337.1 | $1,213.4 | 32% |
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| Shares Out (Mil) | 49.4 | 36.6 | 47% |
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| Institutional Ownership | 91.6% | 78.3% | 60% |
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| Float (Mil) | 31.9 | 32.9 | 37% |
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| Beta | na | 1.02 | na |
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| Avg Daily Volume (000s) | 431 | 450 | 55% |
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| Price Change (52-week) |
25.7% | 80.0% | 66% |
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| Growth | OPRT | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 6.7% | 8.6% | 44% |
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| Net Income (5yr) | 20.7% | 14.1% | 74% |
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| EPS (5yr) | 18.3% | 15.9% | 65 |
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| Dividends (5yr) | 0.0% | 0.0% | 0% |
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| Cash Flow (5yr) | (18.0%) | (2.8%) | 38% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 6 | 6 | 6 | |
| Current EPS | $0.457 | $1.578 | $1.980 | |
| Month Ago EPS | $0.462 | $1.560 | $1.887 | |
| # Rev Up | 2 | 0 | 1 | |
| # Rev Down | 0 | 1 | 1 | |
| Three Months Ago EPS | $0.467 | $1.558 | $1.887 | |
| Year/Year Chg | 168.8% | 197.7% | 356.6% | |
| Financials | OPRT | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $744 | $1,268 | 46% |
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| Net Income (TTM) (Mil) | $20 | $154 | 49% |
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| EPS (TTM) | $0.411 | $1.700 | 52% |
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| Operating Cash Flow (TTM) (Mil) | $421 | $247 | 69% |
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| Net Cash Flow (TTM) (Mil) | ($16) | $2 | 28% |
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| Long-Term Debt (Q1) (Mil) | $2,660 | $963 | 78% |
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| Enterprise Value (Q1) (Mil) | na | $1,294 | na |
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| Valuation | OPRT | Industry Median |
Percentile (All Stocks) |
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| P/B | 0.83 | 1.32 | 16% |
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| P/E | 18.2 | 10.0 | 46% |
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| Dividend Yield | 0.0% | 0.0% | 0% |
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| PEG (5yr hist) | 1.0 | 0.5 | 45% |
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| Ratios | OPRT | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 95.2% | 75.8% | 95% |
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| Net Margin | 2.6% | 14.6% | 40% |
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| ROA | 0.6% | 2.8% | 42% |
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| ROE | 5.0% | 14.4% | 44% |
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| Liabilities to Assets | 87.0% | 78.5% | 81% |
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| F-Score | 7 | 5 | 82% |
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Passing Stock Screens
As of 8/20/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Driehaus Screen
Factors: Size, Momentum, Growth, Earnings Estimates
Classic momentum approach that seeks out stocks that are rapidly rising in price with the belief that the rising price will attract other investors.
| Performance Since Inception: | 13.3% |
| +/- S&P 500: | +5.8 |
