Is Private Bancorp of America, Inc. (PBAM) Overvalued?
We dive into why Private Bancorp of America, Inc. (PBAM) could be considered overvalued on 2026-08-14, based on AAII’s Value Score and Grade.Tudor Pop
A+ Stock Grade Summary:
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COMPANY SUMMARY
Private Bancorp of America, Inc. operates as the bank holding company for CalPrivate Bank that provides banking products and services to individuals and businesses in California. The company offers checking and savings, mobile deposit, money market, certificate of deposit, and retirement accounts; lending services, including commercial real estate loans, commercial and industrial loans, and government-guaranteed lending programs; ATM and debit cards, and credit cards; and safe deposit boxes. It also provides online business banking services, such as online tools, specialized features, deposit one remote deposit capture, bill pay, account reconciliation, ACH origination, and positive pay; and business solutions comprising zero balance accounts, sweep accounts, wire transfer services, cash vault services, business mobile deposit, business credit cards, merchant services, and funds management. In addition, the company offers legal services specialties, wealth management, and impact checking services. Private Bancorp of America, Inc. was founded in 2006 and is headquartered in La Jolla, California.
Commentary & Analysis
What You Need to Know About Private Bancorp of America, Inc.'s Q3 Earnings
Private Bancorp of America, Inc.'s fiscal Q3 earnings report was released on Thursday, July 16. Let's dive in to see if (PBAM) missed or beat analyst's expectations.Michael Rose
Is Private Bancorp of America, Inc.(PBAM) Building Momentum?
With data as of July 3, 2025, we examine if Private Bancorp of America, Inc.(PBAM) is consistently building momentum based on AAII's A+ Investor Momentum and Value Scores and Grades.Jenna Brashear
Is Private Bancorp of America, Inc. (PBAM) Stock a Good Investment?
Learn more about Private Bancorp of America, Inc.'s (PBAM) stock grades for Value, Momentum, Growth and Estimate Revisions and determine whether this Banks stock meets your investment needs.Omar Beirat
What You Need to Know About Private Bancorp of America, Inc.'s Q2 Earnings
Private Bancorp of America, Inc.'s fiscal Q2 earnings report was released on Monday, April 21. Let's dive in to see if (PBAM) missed or beat analyst's expectations.Jenna Brashear
Financial Summary
| Share Statistics | PBAM | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $518.9 | $749.3 | 37% |
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| Shares Out (Mil) | 5.7 | 15.4 | 15% |
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| Institutional Ownership | 20.8% | 84.0% | 10% |
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| Float (Mil) | 4.6 | 21.7 | 11% |
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| Beta | 0.07 | 0.44 | 8% |
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| Avg Daily Volume (000s) | 98 | 43 | 36% |
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| Price Change (52-week) |
61.7% | 94.2% | 85% |
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| Growth | PBAM | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 19.1% | 7.7% | 80% |
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| Net Income (5yr) | 30.1% | 11.1% | 85% |
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| EPS (5yr) | 29.0% | 10.1% | 80 |
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| Dividends (5yr) | 0.0% | 3.6% | 0% |
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| Cash Flow (5yr) | (15.4%) | (17.1%) | 49% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 4 | 4 | 4 | |
| Current EPS | $2.068 | $8.488 | $8.678 | |
| Month Ago EPS | $2.068 | $8.488 | $8.678 | |
| # Rev Up | 1 | 0 | 2 | |
| # Rev Down | 0 | 1 | 0 | |
| Three Months Ago EPS | $2.075 | $8.230 | $8.603 | |
| Year/Year Chg | (8.9%) | 22.7% | na | |
| Financials | PBAM | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $127 | $196 | 28% |
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| Net Income (TTM) (Mil) | $45 | $56 | 54% |
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| EPS (TTM) | $7.787 | $2.500 | 92% |
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| Operating Cash Flow (TTM) (Mil) | $61 | $34 | 48% |
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| Net Cash Flow (TTM) (Mil) | na | $2 | na |
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| Long-Term Debt (Q1) (Mil) | $33 | $99 | 36% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | PBAM | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.82 | 1.25 | 47% |
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| P/E | 11.8 | 12.4 | 24% |
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| Dividend Yield | 0.0% | 2.2% | 0% |
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| PEG (5yr hist) | 0.4 | 1.1 | 19% |
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| Ratios | PBAM | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 35.3% | 29.1% | 92% |
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| ROA | 1.7% | 1.1% | 53% |
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| ROE | 17.2% | 11.3% | 75% |
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| Liabilities to Assets | 89.5% | 89.7% | 85% |
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| F-Score | 5 | 4 | 50% |
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Passing Stock Screens
As of 9/9/2026, from a list of 60 stock screening strategies,
FACTOR STRATEGY
Value on the Move--PEG With Hist Growth Screen
Factors: Value, Quality, Momentum, Growth
Using PEG ratios and price strength to find growth stocks trading at a reasonable price.
| Performance Since Inception: | 13.8% |
| +/- S&P 500: | +6.3 |
