Stock Evaluator: Chime Financial, Inc. (CHYM)

Chime Financial, Inc. CHYM

$32.78 0.83 2.60%
August 21, 2026 4:00:00 PM EST November 10, 2021 Volume: 5,941,475
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Financial Services

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.

Commentary & Analysis


Financial Summary

Share Statistics CHYM Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $12,410.0 $2,330.0 80%
Shares Out (Mil) 393.4 72.9 86%
Institutional Ownership 83.7% 86.6% 51%
Float (Mil) 222.1 62.0 76%
Beta na 0.87 na
Avg Daily Volume (000s) 9,068 538 96%
Price Change
(52-week)
23.4% 78.0% 63%
Growth CHYM Industry
Median
Percentile
(All Stocks)
Sales (5yr) na 10.5% na
Net Income (5yr) na 8.2% na
EPS (5yr) na 11.8% na
Dividends (5yr) na 0.0% 0%
Cash Flow (5yr) na (15.0%) na
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates na na na
Current EPS na na na
Month Ago EPS na na na
# Rev Up na na na
# Rev Down na na na
Three Months Ago EPS na na na
Year/Year Chg na na na
Financials CHYM Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $2,457 $1,233 63%
Net Income (TTM) (Mil) ($18) $86 24%
EPS (TTM) ($0.048) $0.700 37%
Operating Cash Flow (TTM) (Mil) $345 $166 66%
Net Cash Flow (TTM) (Mil) ($281) $5 8%
Long-Term Debt (Q1) (Mil) $168 $730 48%
Enterprise Value (Q1) (Mil) $11,540 $3,761 76%
Valuation CHYM Industry
Median
Percentile
(All Stocks)
P/B 8.84 1.38 88%
P/E na 19.1 na
Dividend Yield 0.0% 0.0% 0%
PEG (5yr hist) na 0.9 na
Ratios CHYM Industry
Median
Percentile
(All Stocks)
Gross Margin 88.7% 61.5% 93%
Net Margin (0.7%) 7.3% 31%
ROA (0.9%) 1.0% 36%
ROE (1.3%) 10.7% 34%
Liabilities to Assets 29.6% 74.8% 21%
F-Score 3 5 18%

Chime Financial, Inc. did not pass any screens on 8/21/2026.

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

Ⓒ 2026 American Association of Individual Investors