Is Ponce Financial Group, Inc. (PDLB) Overvalued?
We dive into why Ponce Financial Group, Inc. (PDLB) could be considered overvalued on 2026-08-14, based on AAII’s Value Score and Grade.Rosalio Madrigal
A+ Stock Grade Summary:
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COMPANY SUMMARY
Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It provides various deposits, including demand, NOW/IOLA, money market, individual retirement, and savings accounts; reciprocal deposits; and certificates of deposit to individuals, business entities, and non-profit organizations. The company also offers real estate-secured loans, including one-to-four family investor-owned and owner-occupied residential; multifamily residential; nonresidential property; construction and land; commercial and industrial; and business and consumer loans. In addition, it invests in securities, which consist of U.S. government and federal agency securities and securities issued by government-sponsored or owned enterprises, as well as corporate securities, mortgage-backed securities, and Federal Home Loan Bank of New York stock. Ponce Financial Group, Inc. was founded in 1960 and is headquartered in Bronx, New York.
Commentary & Analysis
What You Need to Know About Ponce Financial Group, Inc.'s Q3 Earnings
Ponce Financial Group, Inc.'s fiscal Q3 earnings report was released on Monday, July 27. Let's dive in to see if (PDLB) missed or beat analyst's expectations.Tudor Pop
What You Need to Know About Ponce Financial Group, Inc.'s Q4 Earnings
Ponce Financial Group, Inc.'s fiscal Q4 earnings report was released on Friday, October 24. Let's dive in to see if (PDLB) missed or beat analyst's expectations.Tudor Pop
Is Ponce Financial Group, Inc.(PDLB) Building Momentum?
With data as of July 11, 2025, we examine if Ponce Financial Group, Inc.(PDLB) is consistently building momentum based on AAII's A+ Investor Momentum and Value Scores and Grades.Tudor Pop
Why Ponce Financial Group, Inc.’s (PDLB) Stock Is Up 7.71%
As of Friday, April 25, Ponce Financial Group, Inc.’s PDLB share price has surged by 7.71%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
Financial Summary
| Share Statistics | PDLB | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $536.5 | $714.9 | 39% |
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| Shares Out (Mil) | 23.5 | 15.5 | 33% |
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| Institutional Ownership | 89.2% | 84.0% | 57% |
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| Float (Mil) | 19.1 | 21.7 | 28% |
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| Beta | 0.57 | 0.47 | 32% |
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| Avg Daily Volume (000s) | 187 | 57 | 44% |
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| Price Change (52-week) |
57.6% | 93.6% | 88% |
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| Growth | PDLB | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 14.8% | 7.6% | 72% |
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| Net Income (5yr) | 49.1% | 11.1% | 94% |
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| EPS (5yr) | 48.7% | 10.0% | 93 |
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| Dividends (5yr) | 0.0% | 3.7% | 0% |
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| Cash Flow (5yr) | (18.3%) | (17.1%) | 37% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | 1 | 1 | |
| Current EPS | $9.400 | $1.590 | $2.080 | |
| Month Ago EPS | na | na | $1.770 | |
| # Rev Up | 1 | 1 | 1 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | na | na | $1.770 | |
| Year/Year Chg | 2,586% | 32.5% | 87.5% | |
| Financials | PDLB | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $114 | $187 | 27% |
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| Net Income (TTM) (Mil) | $34 | $54 | 52% |
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| EPS (TTM) | $1.424 | $2.600 | 65% |
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| Operating Cash Flow (TTM) (Mil) | $58 | $34 | 47% |
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| Net Cash Flow (TTM) (Mil) | $13 | $2 | 59% |
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| Long-Term Debt (Q1) (Mil) | $448 | $99 | 58% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | PDLB | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.60 | 1.29 | 45% |
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| P/E | 15.7 | 12.5 | 40% |
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| Dividend Yield | 0.0% | 2.2% | 0% |
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| PEG (5yr hist) | 0.3 | 1.1 | 15% |
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| Ratios | PDLB | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 37.9% | 29.4% | 94% |
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| ROA | 1.0% | 1.1% | 46% |
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| ROE | 10.7% | 11.4% | 58% |
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| Liabilities to Assets | 83.9% | 89.7% | 78% |
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| F-Score | 5 | 4 | 50% |
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Ponce Financial Group, Inc. did not pass any screens on 11/4/2026.
