Why Summit State Bank’s (SSBI) Stock Is Up 5.19%
As of Thursday, December 11, Summit State Bank’s SSBI share price has surged by 5.19%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
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COMPANY SUMMARY
Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and term and equipment loans, as well as loans to agriculture-related businesses. In addition, the company offers Internet and telephone banking; and other services, such as banking by appointment, online banking, direct payroll and social security deposits, letters of credit, access to national automated teller machine networks, courier, safe deposit boxes, night depository facilities, notary, travelers checks, lockbox, and banking by mail. Further, it provides electronic banking, cash management, and electronic bill payment services. Summit State Bank was incorporated in 1982 and is headquartered in Santa Rosa, California.
Commentary & Analysis
Why Summit State Bank’s (SSBI) Stock Is Down 5.22%
As of Wednesday, August 27, Summit State Bank’s SSBI share price has dipped by 5.22%, which has investors questioning if this is right time to buy.Jenna Brashear
Why Summit State Bank’s (SSBI) Stock Is Up 5.47%
As of Thursday, July 17, Summit State Bank’s SSBI share price has surged by 5.47%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
Why Summit State Bank’s (SSBI) Stock Is Down 5.37%
As of Wednesday, July 16, Summit State Bank’s SSBI share price has dipped by 5.37%, which has investors questioning if this is right time to buy.Jenna Brashear
Why Summit State Bank’s (SSBI) Stock Is Up 6.46%
As of Tuesday, July 01, Summit State Bank’s SSBI share price has surged by 6.46%, which has investors questioning if this is right time to sell.Jenna Brashear
Financial Summary
| Share Statistics | SSBI | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $83.8 | $716.9 | 20% |
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| Shares Out (Mil) | 6.7 | 15.7 | 16% |
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| Institutional Ownership | 77.3% | 83.0% | 47% |
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| Float (Mil) | 5.9 | 21.2 | 14% |
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| Beta | 0.18 | 0.48 | 11% |
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| Avg Daily Volume (000s) | 10 | 53 | 16% |
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| Price Change (52-week) |
11.7% | 96.7% | 55% |
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| Growth | SSBI | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 0.1% | 7.6% | 17% |
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| Net Income (5yr) | (8.3%) | 11.1% | 30% |
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| EPS (5yr) | (8.4%) | 10.1% | 22 |
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| Dividends (5yr) | (14.9%) | 3.6% | 0% |
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| Cash Flow (5yr) | 31.1% | (17.0%) | 87% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | SSBI | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $33 | $190 | 17% |
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| Net Income (TTM) (Mil) | $6 | $51 | 44% |
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| EPS (TTM) | $0.887 | $2.500 | 60% |
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| Operating Cash Flow (TTM) (Mil) | $14 | $34 | 39% |
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| Net Cash Flow (TTM) (Mil) | $43 | $1 | 69% |
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| Long-Term Debt (Q1) (Mil) | $7 | $100 | 26% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | SSBI | Industry Median |
Percentile (All Stocks) |
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| P/B | 0.82 | 1.27 | 17% |
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| P/E | 14.0 | 12.9 | 32% |
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| Dividend Yield | 0.0% | 2.2% | 0% |
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| PEG (5yr hist) | na | 1.1 | na |
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| Ratios | SSBI | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 68.8% | na |
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| Net Margin | 8.3% | 28.9% | 59% |
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| ROA | 0.6% | 1.0% | 42% |
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| ROE | 6.0% | 11.1% | 46% |
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| Liabilities to Assets | 89.7% | 89.8% | 85% |
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| F-Score | 4 | 4 | 34% |
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Summit State Bank did not pass any screens on 7/31/2026.
