Avoid the stress of overpaying for a stock or missing an opportunity by using the right tools and insights to evaluate Summit State Bank before investing.

In this article, we go over a few key elements for understanding Summit State Bank’s stock price such as:

• Summit State Bank’s current stock price and volume
• Why Summit State Bank’s stock price changed recently
• Upgrades and downgrades for SSBI from analysts
• SSBI’s stock price momentum as measured by its relative strength

About Summit State Bank (SSBI)

Before we jump into Summit State Bank’s stock price, history, target price and what caused it to recently dip, let’s take a look at some background.

Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and term and equipment loans, as well as loans to agriculture-related businesses. In addition, the company offers Internet and telephone banking; and other services, such as banking by appointment, online banking, direct payroll and social security deposits, letters of credit, access to national automated teller machine networks, courier, safe deposit boxes, night depository facilities, notary, travelers checks, lockbox, and banking by mail. Further, it provides electronic banking, cash management, and electronic bill payment services. Summit State Bank was incorporated in 1982 and is headquartered in Santa Rosa, California.

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Summit State Bank’s Stock Price as of Market Close

As of July 31, 2026, 4:00 PM, CST, Summit State Bank’s stock price was $12.390.

Summit State Bank is down 0.84% from its previous closing price of $12.495.

During the last market session, Summit State Bank’s stock traded between $12.390 and $12.750. Currently, there are approximately 6.73 million shares outstanding for Summit State Bank.

Summit State Bank’s price-earnings (P/E) ratio is currently at 14.0, which is high compared to the Banks industry median of 12.9. The price-earnings ratio gauges market expectation of future performance by relating a stock’s current share price to its earnings per share.

Summit State Bank Stock Price History

Summit State Bank’s (SSBI) price is currently down 8.63% so far this month.

During the month of July, Summit State Bank’s stock price has reached a high of $13.780 and a low of $0.000.

Over the last year, Summit State Bank has hit prices as high as $14.000 and as low as $10.350. Year to date, Summit State Bank’s stock is up 6.53%.

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What Caused Summit State Bank Stock’s Price to Dip?

Stock prices are primarily based on seller supply and buyer demand. But have you ever wondered about what other factors affect a stock's price?

When an analyst changes their opinion of a stock by upgrading or downgrading their rating, it often leads to a sudden stock price adjustment. As of July 31, 2026, there were analysts who downgraded Summit State Bank’s stock and analysts who upgraded over the last month.

Additionally, you'll want to evaluate Summit State Bank’s financial health and valuation. Investors can use AAII's Value Grade, which combines six key valuation metrics like P/E and P/S ratios for a comprehensive analysis to conduct analysis on Summit State Bank’s valuation and financial health. This approach mitigates the limitations of single-metric evaluations.

Summit State Bank’s current valuation based on AAII’s Value Grade is a B, which means it is considered to be Value.

Learn how to evaluate stocks with AAII Grades and Scores with A+ Investor today.

Lastly, news and media coverage as well as recent press reports about the company or its industry may cause stock prices to fluctuate. You can check out the most recent news articles about Summit State Bank (SSBI) by visiting AAII Stock Evaluator.

Relative Price Strength of Summit State Bank

Relative price strength measures a stock's performance against the market, helping investors identify stocks that are outperforming benchmarks.

For AAII’s Momentum Grade, a weighted relative price strength is calculated. Follow this link to learn more about the Momentum Grade.

As of July 31, 2026, Summit State Bank has a weighted four-quarter relative price strength of -4.29%, which translates to a Momentum Score of 38 and is considered to be Weak.

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Summit State Bank Stock Price: Bottom Line

As of July 31, 2026, Summit State Bank’s stock price is $12.390, which is down 0.84% from its previous closing price.

AAII advises against making stock decisions based solely on price or past returns. Instead, consider a variety of metrics, fundamentals, and analytics to evaluate a stock like Summit State Bank stock prices are influenced by market supply and demand and offer just a snapshot of a company's overall health.

Subscribing to AAII's A+ Investor provides access to comprehensive analytics and insights for confident investing.