Is LendingTree, Inc. (TREE) Overvalued?
We dive into why LendingTree, Inc. (TREE) could be considered overvalued on 2026-08-14, based on AAII’s Value Score and Grade.Tudor Pop
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COMPANY SUMMARY
LendingTree, Inc., through its subsidiary, operates online consumer platform in the United States. The company operates through three segments: Home, Consumer, and Insurance. The Home segments offer purchase mortgage, refinance mortgage, and home equity loans and lines of credit. The Consumer segment provides credit cards; personal, small business, and auto loans; deposit accounts; and other credit products, such as debt settlement services. The Insurance segment includes information, tools, and access to insurance quote products, including automobile, home, life, and health and Medicare through which consumers are matched with insurance lead aggregators to obtain insurance offers and policies. This segment also offers QuoteWizard, a marketplace for insurance comparison; and ValuePenguin, a personal finance website that offers consumers objective analysis on various financial topics. The company was formerly known as Tree.com, Inc. and changed its name to LendingTree, Inc. in January 2015. LendingTree, Inc. was incorporated in 1996 and is based in Charlotte, North Carolina.
Commentary & Analysis
Why LendingTree, Inc.’s (TREE) Stock Is Down 21.14%
As of Thursday, July 30, LendingTree, Inc.’s TREE share price has dipped by 21.14%, which has investors questioning if this is right time to buy.Michael Rose
Why LendingTree, Inc.’s (TREE) Stock Is Down 22.61%
As of Thursday, July 30, LendingTree, Inc.’s TREE share price has dipped by 22.61%, which has investors questioning if this is right time to buy.Omar Beirat
What You Need to Know About LendingTree, Inc.'s Q3 Earnings
LendingTree, Inc.'s fiscal Q3 earnings report was released on Wednesday, July 29. Let's dive in to see if (TREE) missed or beat analyst's expectations.Michael Rose
4 Undervalued Consumer Finance Stocks for Friday, July 10
Discover the top 4 undervalued Consumer Finance stocks for Friday, July 10 based on AAII’s Stock Grades.Michael Rose
Financial Summary
| Share Statistics | TREE | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $429.5 | $1,213.4 | 35% |
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| Shares Out (Mil) | 14.1 | 36.6 | 25% |
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| Institutional Ownership | 96.0% | 78.3% | 69% |
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| Float (Mil) | 13.5 | 32.9 | 23% |
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| Beta | 2.08 | 1.02 | 93% |
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| Avg Daily Volume (000s) | 429 | 450 | 55% |
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| Price Change (52-week) |
(50.7%) | 80.0% | 14% |
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| Growth | TREE | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 4.2% | 8.6% | 32% |
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| Net Income (5yr) | 38.7% | 14.1% | 90% |
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| EPS (5yr) | 37.4% | 15.9% | 87 |
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| Dividends (5yr) | 0.0% | 0.0% | 0% |
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| Cash Flow (5yr) | (17.3%) | (2.8%) | 41% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 3 | 3 | 3 | |
| Current EPS | $1.265 | $5.338 | $6.621 | |
| Month Ago EPS | $1.388 | $5.738 | $6.731 | |
| # Rev Up | 2 | 0 | 0 | |
| # Rev Down | 0 | 1 | 1 | |
| Three Months Ago EPS | $1.388 | $5.844 | $6.782 | |
| Year/Year Chg | 86.0% | (50.5%) | (32.9%) | |
| Financials | TREE | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $1,268 | $1,268 | 54% |
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| Net Income (TTM) (Mil) | $182 | $154 | 67% |
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| EPS (TTM) | $13.179 | $1.700 | 96% |
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| Operating Cash Flow (TTM) (Mil) | $86 | $247 | 51% |
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| Net Cash Flow (TTM) (Mil) | ($38) | $2 | 21% |
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| Long-Term Debt (Q1) (Mil) | $428 | $963 | 57% |
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| Enterprise Value (Q1) (Mil) | $773 | $1,294 | 38% |
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| Valuation | TREE | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.34 | 1.32 | 34% |
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| P/E | 2.4 | 10.0 | 2% |
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| Dividend Yield | 0.0% | 0.0% | 0% |
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| PEG (5yr hist) | 0.0 | 0.5 | 1% |
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| Ratios | TREE | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 96.4% | 75.8% | 95% |
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| Net Margin | 14.3% | 14.6% | 71% |
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| ROA | 20.8% | 2.8% | 96% |
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| ROE | 82.8% | 14.4% | 95% |
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| Liabilities to Assets | 64.8% | 78.5% | 60% |
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| F-Score | 7 | 5 | 82% |
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Passing Stock Screens
As of 8/20/2026, from a list of 60 stock screening strategies,
FACTOR STRATEGY
Fundamental Rule of Thumb Screen
Factors: Value
An old value screen combining the P/E ratio, dividend yield, and an adjusted return on equity that's still applicable in today's market.
| Performance Since Inception: | 6.6% |
| +/- S&P 500: | -0.9 |
