Learn more about whether Southside Bancshares, Inc. is a good stock to buy or sell based on recent news as well as its key financial metrics. Read on to find out how (SBSI) grades on certain investment factors and determine whether it meets your investment needs.

Latest Southside Bancshares, Inc. Stock News

As of September 02, 2026, Southside Bancshares, Inc. had a $955.6 million market capitalization, putting it in the 44th percentile of companies in the Banks industry.

Currently, Southside Bancshares, Inc.’s price-earnings ratio is 12.6. Southside Bancshares, Inc.’s trailing 12-month revenue is $245.0 million with a 31.0% profit margin. Year-over-year quarterly sales growth most recently was 8.4%. Analysts expect adjusted earnings to reach $3.282 per share for the current fiscal year. Southside Bancshares, Inc. currently has a 4.5% dividend yield.

The outlook for Regional Banks remains neutral. With the Federal Reserve committed to keeping rates at near-zero for the foreseeable future, low interest rates reduces the revenue that banks are able to create from net interest margins. While the margin is low, it is expected to hold steady as the Federal Reserve maintains their current policy. Long term interest rates have recovered from declines in early 2021, with 10-year Treasuries reaching 1.35% after lows of around 1% in early 2021. The Pandemic is still effecting many aspects of banking, including commercial real estate development and industrial loans. The US government loan forbearance ending in March, banks will most likely see increases on loan losses throughout this year. We remain optimistic on performance ahead with lower-than-expected loan loss provision and both net interest income and fees contributing to the upside, albeit offset by rising expenses. For Q2 2021 compared to Q1 2021, we expect U.S. regionals to report: 1) higher net interest income (ex-PPP) reflecting subdued loan growth and relatively stable net interest margins (NIM); 2) NIM benefiting from accelerated recognition of PPP fees as stimulus loans are forgiven; 3) varied fee trends reflecting higher mortgage refinancing but lower originations; robust capital markets and investment banking; seasonally improved service charges and card fees; and asset management fees benefiting from market appreciation; 4) controlled expenses partially offset by higher compensation expense; 5) benign provisions with continued reserve releases expected as the banks lower the weighting of their adverse scenarios; and 6) modest share count with buybacks expected to resume in Q3 2021 for 11 U.S. regionals in our coverage.

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Grading Southside Bancshares, Inc. Stock

Before you choose to buy, sell or hold Southside Bancshares, Inc. stock, you’ll want to analyze how it has been graded. Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, making sense of financial ratios, reading income statements and analyzing recent stock movement. To help individual investors decide whether or not to buy (SBSI) stock, AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way that is suitable for investors of all knowledge levels.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings revisions and quality. Here, we’ll take a closer look at Southside Bancshares, Inc.’s stock grades for value, growth and quality. Learn more about A+ Investor here!

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Southside Bancshares, Inc. Stock Quality Grade

Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Grade is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.

The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.

The Quality Score is used to assess the underlying “quality” of a particular stock. A higher quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.

Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.

Southside Bancshares, Inc. has a Quality Score of 19, which is Very Weak.

Southside Bancshares, Inc. Stock Momentum Grade

Momentum grades help uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

Southside Bancshares, Inc. has a Momentum Score of 39, which is Weak.

Southside Bancshares, Inc. Stock Earnings Estimate Revisions Grade

The Earnings Estimate Revisions Score considers the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. The Earnings Estimate Revisions Score is based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

Southside Bancshares, Inc. has an Earnings Estimate Revisions Score of 44, which is Neutral.

Other Southside Bancshares, Inc. Stock Grades

In addition to Momentum, Estimate Revisions and Quality, A+ Investor also provides grades for Value and Growth.

Growth investing builds on the idea that stocks of companies exhibiting strong, consistent and prolonged growth outperform those of slower—growth companies. AAII measures several dimensions of growth in its Growth Grade, including year—over—year increases in sales and earnings, long(er)—term historical sales and earnings growth rates and analyst‐forecasted long—term earnings growth.

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection. Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

These 2 key factors, when combined with the above, provide a holistic view into a stock. Further, by joining A+ Investor you can see whether Southside Bancshares, Inc.’s stock passes any of our 60+ stock screens that have outperformed the market since their creation.

Should I Buy Southside Bancshares, Inc. Stock?

Overall, Southside Bancshares, Inc. stock has a Quality Grade of F, Momentum Grade of D, and Earnings Estimate Revisions Grade of C.

Whether or not you should buy Southside Bancshares, Inc. stock will ultimately depend on your individual goals, risk tolerance and allocation. AAII can help you figure these out and identify which investments align with what works best for you.

Lastly, it’s important to evaluate a stock by comparing it against others in the same industry. Review the table below to see how Southside Bancshares, Inc. stock stands up against its competitors. Click into any of the below tickers to see their stock grades for value, momentum, quality and EPS revisions.

Southside Bancshares, Inc. (SBSI) Competitors

Companies similar to Southside Bancshares, Inc. in the Banks industry.

Company name	Ticker	Market Cap
First Community Bankshares, Inc.	FCBC	$927.74Mil
Farmers & Merchants Bancorp	FMCB	$980.48Mil
Farmers National Banc Corp.	FMNB	$936.41Mil
Forbright, Inc.	FRBT	$951.83Mil
Hanmi Financial Corporation	HAFC	$941.96Mil

Southside Bancshares, Inc. Stock: Bottom Line

You can use the information about how Southside Bancshares, Inc. is graded to determine if you should invest in this stock. However, you should decide whether Southside Bancshares, Inc.’s stock is a buy, sell or hold based on a combination of grades, metrics, ratios and U.S. Securities and Exchange Commission (SEC) reports.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets—without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

So, if you’re still on the fence about whether Southside Bancshares, Inc. is a buy, sell or hold, you can utilize AAII’s expansive and robust screening tools like A+ Investor to help with your decision.

A+ Investor adds to its qualitative teaching by giving you a powerful data suite that helps you whittle down investment decisions, find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.